CountyScore

Collin County

Texas · TX

#243 in Texas
52.3
County Score

County Report Card

About Collin County, Texas

Collin County Near National Livability Median

Collin County scores 49.1, virtually matching the national median of 50.0 despite being the wealthiest county in this analysis. This Dallas suburb trades affordability for higher incomes and growth—a classic trade-off for high-opportunity areas.

Below Texas Average Despite Prosperity

With a score of 49.1 against Texas's 66.8 average, Collin County ranks below many Texas peers, placing it in the lower half statewide. High home prices and rents offset the advantages of strong household incomes.

High Incomes Drive Wealth and Opportunity

Collin County leads with an income score of 60.1 and median household income of $117,588—more than double most other counties analyzed. This Dallas suburb attracts professionals and families seeking career advancement and economic mobility.

Housing Costs Erode Purchasing Power

The cost score of 41.4 reflects a median home value of $447,600 and rent at $1,792/month—the highest in this group by far. Despite high incomes, residents spend substantially more on housing than those in more affordable counties.

Made for Dual-Income Career-Builders

Collin County suits high-earning families and professionals who prioritize job opportunity, schools, and suburban growth over affordability. It's the county to choose if career advancement and income potential matter more than minimizing housing costs.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax55.6Cost41.4SafetyComing SoonHealth78.2SchoolsComing SoonIncome60.1Risk1.1WaterComing Soon
🏛55.6
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠41.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼60.1
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤78.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡1.1
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Collin County with another county →

Counties with similar scores

Morris County
New Jersey
52.3
Median income: $134,929
Monmouth County
New Jersey
52.2
Median income: $122,727
Travis County
Texas
52.2
Median income: $97,169
Western Connecticut Planning Region
Connecticut
52.4
Median income: $124,553
Denton County
Texas
52.4
Median income: $108,185

Deep Dives

Collin County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Collin County

via TaxByCounty

Collin County taxes run significantly higher

At 1.660%, Collin County's effective tax rate ranks among the highest in the nation, well above the national median of 1.41%. The median property tax of $7,432 is nearly three times the national median of $2,690, reflecting both high property values and elevated tax rates.

Top-tier tax burden among Texas counties

Collin County's 1.660% effective rate significantly exceeds Texas's 1.276% state average—a gap of 0.384 percentage points that places it among the state's highest-taxed counties. The median tax of $7,432 more than triples the state median of $2,193, indicating substantial tax pressure on homeowners.

Highest rates in the Dallas metroplex

Collin County's 1.660% rate far exceeds nearby Comal County's 1.210% and state averages across the region. The $7,432 median tax is driven by Collin's booming real estate market, with median home values of $447,600—the highest among comparable counties.

Median home valued at $447,600

A typical Collin County home valued at $447,600 generates an annual property tax bill of $7,432 without a mortgage, or $7,903 with one included. This amounts to roughly $620 monthly—a substantial burden even for affluent homeowners in this fast-growing Dallas suburb.

High values make appeals especially worthwhile

In Collin County's hot real estate market, overassessment is common, and even a 5% appraisal reduction can save thousands annually on a half-million-dollar home. Homeowners should review their assessments closely and consider appealing if their appraisal exceeds recent comparable sales in their neighborhood.

Full property tax analysis on TaxByCounty

Cost of Living in Collin County

via CostByCounty

Collin County: Affluent but still manageable

Despite median rents of $1,792 and a median home value of $447,600, Collin County's rent-to-income ratio sits at 18.3%—nearly identical to the national burden of roughly 30% for lower-income Americans. The key difference: the typical household earns $117,588, nearly 60% above the national median of $74,755, making these premium prices sustainable for residents.

Highest costs, highest incomes in Texas

Collin County's $1,792 median rent is 86% higher than the Texas state average of $963, and its 18.3% rent-to-income ratio slightly exceeds the state average of 18.1%. This Dallas-Fort Worth suburb ranks as one of Texas's priciest counties, yet elevated incomes keep affordability ratios in line with state norms.

A tier above Comal, worlds apart from rural West Texas

Collin County's $1,792 rent dwarfs nearby Comal County ($1,460) and absolutely dominates rural counties like Coke ($687) and Coleman ($714). For homebuyers, Collin's $447,600 median home value exceeds Comal's $398,800 and is four times the rural West Texas median of roughly $110,000.

Premium housing for premium incomes

The typical Collin County household earning $117,588 allocates $1,792 monthly for rent (18.3% of income) or $2,231 monthly to own a $447,600 home. Combined housing costs approach 45% of gross income—higher than rural counties—but the substantial salary absorbs this burden more easily than lower-earning regions.

Collin offers premium living in North Texas

If relocating to Collin County appeals to you, expect Dallas-Fort Worth metro pricing: $1,792 in monthly rent or nearly $450,000 for a median home. However, with a median household income of $117,588—the highest in this group—Collin remains proportionally affordable for its affluent population compared to lower-income counties.

Full cost of living analysis on CostByCounty

Income & Jobs in Collin County

via IncomeByCounty

Collin County vastly outearns the nation

Collin County's median household income of $117,588 soars 57% above the U.S. median of $74,755, ranking it among the wealthiest counties in the country. This Dallas-area powerhouse benefits from corporate headquarters, tech jobs, and affluent suburban growth.

Texas's top-tier income county

At $117,588, Collin County ranks among the highest in Texas—81% above the state average of $64,737. Per capita income of $55,057 nearly doubles the state average of $33,197, reflecting concentrated wealth and high-earning professionals.

Far ahead of rural West Texas peers

Collin County's $117,588 median vastly exceeds all seven other counties surveyed, with only Comal County ($99,015) approaching its income level. The gap reflects urban-suburban versus rural economic divides.

High income meets high home costs

Collin County's rent-to-income ratio of 18.3% remains manageable, but median home values of $447,600 demand substantial household income and down payment capital. Strong wages support homeownership, though affordability requires careful financial planning.

High earners must prioritize diversification

Above-average incomes unlock opportunities—maximize tax-advantaged retirement accounts, diversify into real estate or stock portfolios, and consider wealth-building strategies like tax-loss harvesting. Work with a financial advisor to align growth with life goals.

Full income & jobs analysis on IncomeByCounty

Health in Collin County

via HealthByCounty

Collin County leads on life expectancy

With a life expectancy of 81.3 years, Collin County residents live more than 2 years longer than the U.S. average of 79 years. Just 12.4% of Collin County residents report being in poor or fair health—significantly better than the national average of 18%—reflecting strong economic resources and healthcare access. This county stands as a model of health equity and wellness investment.

Texas's healthiest county by life expectancy

Collin County's life expectancy of 81.3 years far exceeds Texas's state average of 74.3 years, a gap of 7 years that places it among the state's top-performing counties. Its uninsured rate of just 10.6% is half the state average of 19.8%, indicating excellent insurance coverage and economic stability. The county's health rankings reflect strong median household income and robust employer-sponsored benefits.

Dramatically outperforms surrounding counties

Collin County's 81.3-year life expectancy dwarfs neighboring Comal County (78.3 years) and significantly exceeds all other regional comparisons, illustrating stark health disparities within Texas. Its 10.6% uninsured rate is the lowest among all comparable counties, with only Coke County (18.2%) approaching similar coverage levels. Collin's prosperity and healthcare infrastructure place it in a class of its own regionally.

Abundant primary care and mental health support

Collin County boasts 97 primary care providers and 183 mental health providers per 100,000 residents—among the highest access levels in the nation and far exceeding state and regional averages. Residents benefit from multiple hospital systems, specialty care networks, and preventive wellness programs, enabling early disease detection and management. This provider density ensures appointments, treatments, and mental health support are readily accessible.

Maximize your health insurance benefits

Even in a county where 89.4% of residents already have coverage, gaps remain—particularly for self-employed residents and those between jobs. Collin County residents can explore marketplace plans, employer coverage, and supplemental options at healthcare.gov to ensure comprehensive protection. With abundant local providers, securing appropriate coverage unlocks access to preventive care, screenings, and specialist services.

Full health analysis on HealthByCounty

Disaster Risk in Collin County

via RiskByCounty

Collin County Faces Relatively High Risk

Collin County's composite score of 98.86 ranks Relatively High—nearly double the national average and among the most dangerous counties in the comparison group. The county confronts serious exposure across nearly every hazard type.

Second-Highest Risk in Texas

Collin County's score of 98.86 towers over the Texas state average of 49.00, making it one of Texas's riskiest counties overall. This elevated profile reflects the county's dense population and Dallas-area location in a high-impact zone.

Dramatically Riskier Than Nearby Counties

Collin County (98.86) faces triple the risk of Comal County (92.68) and far exceeds every other nearby county in this group. This makes Collin a clear outlier for disaster vulnerability in North Texas.

Tornado and Flooding Lead Multiple Threats

Tornado risk (99.94) and flood risk (96.79) are Collin County's dominant hazards, with scores near or exceeding 97 points. Earthquake (82.03) and wildfire (81.01) risks also exceed state averages, creating compound exposure for residents.

Comprehensive Coverage Essential in Collin

Collin County residents must prioritize flood insurance—standard homeowners policies exclude flood damage, and the county's 96.79 flood score demands separate coverage. Layer in tornado/wind protection, and consider earthquake coverage given the 82.03 score.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.