CountyScore

Fannin County

Texas · TX

#122 in Texas
63
County Score

County Report Card

About Fannin County, Texas

Fannin County Beats the National Baseline

With a composite score of 68.5, Fannin County significantly outperforms the national median of 50.0. The county ranks solidly in the upper half nationally for overall livability.

Slightly Above Texas Average

Fannin County scores 68.5 versus the Texas state average of 66.8, placing it modestly above the middle of the pack statewide. It ranks as a competitive choice among Texas counties for families weighing multiple livability factors.

Low Taxes and Decent Incomes Stand Out

Fannin County shines with a tax score of 71.2 and an effective tax rate of just 1.103%, paired with a median household income of $68,377. The county also delivers reasonable housing costs with median rent of $994/month and home values around $213,500.

Income Growth Remains Limited

Despite above-average tax advantages, Fannin's income score of 28.0 suggests household earnings lag regional competitors. Data on schools, health, safety, and environmental quality is not yet available, leaving important livability dimensions unassessed.

Ideal for Tax-Conscious Middle-Income Families

Fannin County appeals to families seeking a low-tax, affordable living environment without expecting high earnings or urban amenities. It works best for those valuing financial stability, small-town character, and neighborly community over rapid income growth.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax71.2Cost76.6SafetyComing SoonHealth58.8SchoolsComing SoonIncome28Risk31.9WaterComing Soon
🏛71.2
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠76.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼28
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤58.8
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡31.9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Fannin County with another county →

Counties with similar scores

Shasta County
California
63
Median income: $71,931
Escambia County
Florida
63
Median income: $65,715
Walton County
Florida
63
Median income: $79,281
Mason County
Illinois
63
Median income: $62,127
Yates County
New York
63
Median income: $67,521

Deep Dives

Fannin County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Fannin County

via TaxByCounty

Fannin County taxes well below national median

Fannin County's effective tax rate of 1.103% is actually slightly below the national median of 1.026%, despite appearing higher than many U.S. counties. The median property tax of $2,356 falls below the national median of $2,690, reflecting a more affordable housing market relative to the nation.

Among Texas's most affordable counties

Fannin County's 1.103% effective rate ranks it below the Texas state average of 1.276%, placing it in the lower third of Texas counties for tax burden. The median property tax of $2,356 exceeds the state average of $2,193, but only because homes here are more valuable relative to the tax rate applied.

Fannin keeps taxes lower than most peers

Fannin County's 1.103% rate is notably lower than Falls County's 1.469% and Fisher County's 1.705%, making it one of the more tax-friendly counties in North Texas. Only Franklin County (0.912%) and Floyd County (1.079%) offer marginally better rates in the region.

Annual tax on typical home: $2,356

A homeowner with the median home value of $213,500 in Fannin County pays approximately $2,356 annually in property taxes. With a mortgage, taxes rise to around $2,828; without one, they drop to about $1,920.

Appeal if your assessment seems high

Fannin County homeowners can challenge their property assessments if valuations don't match recent comparable sales. The appraisal review board process is free and can result in significant tax savings for those who document evidence of overassessment.

Full property tax analysis on TaxByCounty

Cost of Living in Fannin County

via CostByCounty

Fannin County slightly above national affordability

Fannin County's rent-to-income ratio of 17.4% sits 3.2 percentage points above the national average, indicating moderate housing pressure on renters. However, median household income of $68,377 exceeds the national median of $74,755, partially offsetting higher rent burdens.

Mid-range affordability among Texas counties

Fannin County's 17.4% rent-to-income ratio falls just below Texas's state average of 18.1%, positioning it as relatively affordable within the state. This places the county in the middle tier for housing affordability across all Texas counties.

Pricier rents than rural county peers

Fannin County's $994 median rent exceeds Falls County ($747) by 33% but trails Fayette County ($909) by just 9%. Median home values at $213,500 sit between Fisher County ($77,600) and Fayette County ($271,100), reflecting its position as a moderate-growth region.

Higher rents strain moderate incomes

Fannin County renters pay $994 monthly from a median income of $68,377, consuming 17.4% of household earnings, while homeowners spend $903 monthly on properties valued at $213,500. The rent burden leaves limited discretionary income compared to lower-cost neighboring counties.

Fannin offers balanced growth and access

Relocators seeking a middle-ground between rural affordability and suburban amenities should evaluate Fannin County's $994 rents against comparable options. Your current housing cost as a percentage of income will reveal whether the move pencils out financially.

Full cost of living analysis on CostByCounty

Income & Jobs in Fannin County

via IncomeByCounty

Fannin County keeps pace with America

Fannin County's median household income of $68,377 sits within 8.5% of the national median of $74,755, placing it solidly in the middle-income range. While slightly below the U.S. average, Fannin residents earn more than 70% of American households.

Above-average earners in Texas

At $68,377, Fannin County exceeds the Texas state median of $64,737 by $3,640 per household. The county also outpaces the state's per capita income of $33,197 with a per capita figure of $34,865, suggesting relatively balanced income distribution.

Strong performer among regional peers

Fannin County's $68,377 income ranks above Falls ($55,372) and Floyd ($55,461) but trails Fayette County's $76,541. Among the F-county cluster, Fannin ranks as the second-strongest economic performer after Fayette.

Housing costs rise alongside income here

Fannin County's rent-to-income ratio of 17.4% remains affordable, though the median home value of $213,500 represents 3.1 years of median income—suggesting homeownership requires meaningful savings. The higher cost structure indicates a wealthier market with premium properties.

Invest in assets beyond housing

With housing costs consuming a modest 17.4% of income, Fannin County households have capacity to invest in retirement accounts, stocks, and diversified assets. Families should prioritize 401(k) contributions and index fund investing to build wealth beyond real estate alone.

Full income & jobs analysis on IncomeByCounty

Health in Fannin County

via HealthByCounty

Fannin County falls short nationally

Fannin County's 73.3-year life expectancy is nearly 6 years below the U.S. average of 79 years. Its 20.5% poor or fair health rate exceeds the national average, reflecting widespread health challenges.

Fannin underperforms Texas average

At 73.3 years, Fannin County's life expectancy lags Texas' 74.3-year average, ranking it in the lower tier of state counties. The gap suggests local health determinants merit attention.

Strong mental health resources stand out

Fannin County boasts 104 mental health providers per 100K residents—far above the state average and its peers—making it a regional mental health hub. However, primary care at 19 per 100K remains below state benchmarks.

Lower uninsured rate, mixed access

Fannin County's 16.6% uninsured rate is better than the state average of 19.8%, yet residents still face gaps in primary care. The abundance of mental health providers suggests efforts to address behavioral health, but primary prevention remains limited.

Check your coverage this week

Even though Fannin County has relatively low uninsured rates, gaps remain—visit Healthcare.gov or your county health office to confirm you have adequate primary care access. Staying insured ensures you can fully use the mental health resources your county offers.

Full health analysis on HealthByCounty

Disaster Risk in Fannin County

via RiskByCounty

Fannin County carries moderate risk nationally

Fannin County's composite risk score of 68.13 places it above the national average, earning a relatively low risk rating despite elevated hazard exposure. This means residents face more natural disaster threats than typical Americans, requiring greater preparedness awareness.

Higher-risk than most Texas counties

At 68.13, Fannin County's composite score significantly exceeds Texas's state average of 49.00, making it one of the state's riskier jurisdictions. The county's exposure stems primarily from tornado and wildfire threats that outpace most of Texas.

Most threatened county in its region

Fannin County scores 68.13, substantially higher than nearby Falls County (26.24) and Franklin County (24.81), marking it as the region's most disaster-prone area. Its elevated wildfire (70.10) and tornado (87.31) scores far exceed those of surrounding counties.

Tornadoes pose the most serious threat

Tornado risk (87.31) dominates Fannin County's hazard profile, nearly matching or exceeding the state average across most categories. Wildfire risk (70.10) ranks second, followed by moderate earthquake (46.82) and hurricane (48.77) exposure.

Prioritize tornado and wind protection

Fannin County residents should ensure robust wind and hail coverage in homeowners policies and verify that tornado damage is included. Consider a safe room or reinforced shelter, and maintain emergency preparedness plans given the high tornado risk score of 87.31.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.