Creek County's composite score of 65.8 surpasses the national median of 50.0, placing it near the 66th percentile nationally. This demonstrates solid livability performance that exceeds most U.S. counties, particularly in cost and health dimensions.
2 / 5
Slightly below Oklahoma's average
Creek County scores 65.8 against Oklahoma's state average of 68.4, placing it just beneath the middle tier. While not leading the state, it remains a respectable choice within Oklahoma's livability landscape.
3 / 5
Health and income lead the way
Creek County's health score of 62.2 is among the strongest in this group, and its income score of 23.8 reflects the state's third-highest median household income of $61,849. Combined with solid cost (79.5) and tax (81.5) scores, the county balances affordability with earning potential.
4 / 5
Risk profile needs improvement
The risk score of just 16.8 is a notable concern, suggesting economic vulnerability or environmental hazards that merit investigation before moving. Schools, safety, and water quality data are unavailable, leaving part of the livability picture unclear.
5 / 5
Best for health-conscious wage earners
Creek County suits families seeking reasonable incomes and good health outcomes without extreme affordability constraints. This county appeals to professionals or households earning above $60,000 who prioritize wellness and community stability.
Creek County's composite score of 65.8 surpasses the national median of 50.0, placing it near the 66th percentile nationally. This demonstrates solid livability performance that exceeds most U.S. counties, particularly in cost and health dimensions.
Slightly below Oklahoma's average
Creek County scores 65.8 against Oklahoma's state average of 68.4, placing it just beneath the middle tier. While not leading the state, it remains a respectable choice within Oklahoma's livability landscape.
Health and income lead the way
Creek County's health score of 62.2 is among the strongest in this group, and its income score of 23.8 reflects the state's third-highest median household income of $61,849. Combined with solid cost (79.5) and tax (81.5) scores, the county balances affordability with earning potential.
Risk profile needs improvement
The risk score of just 16.8 is a notable concern, suggesting economic vulnerability or environmental hazards that merit investigation before moving. Schools, safety, and water quality data are unavailable, leaving part of the livability picture unclear.
Best for health-conscious wage earners
Creek County suits families seeking reasonable incomes and good health outcomes without extreme affordability constraints. This county appeals to professionals or households earning above $60,000 who prioritize wellness and community stability.
Score breakdown
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🏛81.5
Property Tax
Effective property tax rate vs national benchmarks
Creek County's effective rate of 0.738% ranks above the national median of 0.73%, placing it in the higher half of U.S. counties. The median tax bill of $1,261 is still 53% lower than the national median of $2,690, reflecting lower home values statewide.
Third-highest tax rate in Oklahoma
Creek County's 0.738% rate ranks among the top tier in Oklahoma, roughly 13% above the state average of 0.652%. The median tax of $1,261 is 31% above Oklahoma's median of $959.
Highest taxes among peers in central region
Creek County's 0.738% rate significantly exceeds nearby Custer County (0.676%) and Garfield County (0.888%), placing it in the upper-middle range regionally. Only Garfield County taxes property owners at a higher rate in the immediate area.
Median home costs $1,261 annually
A homeowner with a median-valued property of $170,900 pays approximately $1,261 per year in property taxes. With a mortgage, the annual bill rises to $1,638.
Challenge your assessment if inflated
Creek County homeowners paying above-average taxes should investigate their assessments. Your county assessor can review your property's value and make adjustments if warranted—a simple appeal can result in real savings.
Creek County's 17.7% rent-to-income ratio remains below national affordability concerns but signals rising housing costs relative to local incomes. Renters paying $910 monthly on a median income of $61,849 experience moderate pressure compared to the broader U.S. landscape.
Slightly above Oklahoma's rental norm
Creek County's 17.7% rent-to-income ratio tracks just above Oklahoma's state average of 17.0%, placing it in the middle tier for county affordability. While not a crisis zone, this slight elevation reflects the county's higher rents relative to comparable rural Oklahoma communities.
Highest rents in the regional cohort
Creek County commands the highest median rent at $910 among these eight counties, reflecting its position as a more developed area with greater economic activity. However, median home values of $170,900 position it as an affordable alternative to metro regions while still offering urban conveniences.
Balanced burden for owners and renters
Creek County renters devote 17.7% of their $61,849 income to a median rent of $910, while homeowners commit 15.9% to monthly costs of $822. Both groups maintain reasonable housing-to-income ratios, suggesting the county's higher rents are proportional to stronger local incomes.
Creek County rewards regional investors
Creek County's stronger median income of $61,849 and developing economy make it attractive for professionals seeking more job opportunities without extreme housing costs. Both renters and homeowners here enjoy manageable affordability, making it an ideal landing spot for workers trading urban prices for small-town stability.
Creek County's median household income of $61,849 is closer to the U.S. median of $74,755 than many Oklahoma counties, falling short by about 17%. This positions Creek County among the state's stronger-earning regions.
Above-average earnings statewide
Creek County exceeds Oklahoma's state median of $58,273 by roughly $3,600 per household, ranking in the upper-middle tier of county earnings. The per capita income of $31,986 also surpasses the state average of $30,609.
Among the region's top earners
Creek County's $61,849 median income ranks second in this regional peer group, trailing only Garfield County ($67,302) while outpacing Cotton County, Custer County, and Ellis County. Strong local employment contributes to these earnings.
Housing affordable relative to earnings
Creek County's rent-to-income ratio of 17.7% remains comfortably below the 30% affordability threshold, though median home values of $170,900 represent the higher end locally. Households have reasonable capacity to cover housing and build savings simultaneously.
Invest beyond housing in Creek County
With solid income and manageable housing costs, Creek County households can diversify into stocks, bonds, and additional retirement savings. The above-average per capita income provides flexibility to pursue wealth-building strategies beyond homeownership.
Creek County residents live to an average of 72.8 years—just 3.2 years below the U.S. life expectancy of 76—and report better health than the national average. At 19.9%, its poor/fair health rate sits slightly above the national average of 18%, signaling Creek County is among Oklahoma's healthier regions.
Oklahoma's Healthier Counties
Creek County's 72.8-year life expectancy slightly exceeds Oklahoma's state average of 72.7 years, placing it among the state's better-performing counties. Its 19.9% poor/fair health rate is well below state norms, reflecting stronger overall population health.
Creek Among Oklahoma's Healthiest
Creek County's life expectancy of 72.8 years matches the best performers in its region, including Ellis County and Custer County. Its 19.9% poor/fair health rate is among the lowest, second only to Ellis County (19.5%) in health outcomes.
Lean Provider Network, Better Coverage
Creek County's 13.0% uninsured rate is the lowest among comparable counties, ensuring most residents can access care. However, the county has only 22 primary care providers per 100,000 residents—below county averages—though 251 mental health providers per 100,000 offer stronger behavioral health access.
Maintain Your Health Insurance
Creek County leads the region with strong insurance coverage, but 1 in 8 residents still lack health insurance. If you're uninsured, visit Healthcare.gov to explore options and maintain access to the quality care your county's strong providers deliver.
Creek County faces elevated national disaster risk
Creek County's composite risk score of 83.24 and "Relatively Moderate" rating place it well above the national average for natural disaster exposure. Your county experiences significantly more combined hazard threat than the typical U.S. county. This elevated score reflects substantial vulnerabilities across multiple disaster types that demand proactive preparation.
Among Oklahoma's higher-risk counties
Creek County's 83.24 composite score ranks it among Oklahoma's more hazardous counties, substantially exceeding the state average of 55.47. Only counties like Delaware (82.67) and Garfield (82.09) approach Creek's risk level. This places Creek County in the upper tier of disaster vulnerability within the state.
Highest risk in this part of Oklahoma
Creek County's 83.24 score exceeds neighboring Custer County (62.02) and Craig County (55.50), making it the most hazard-prone county in this region. Only Delaware County to the east comes close at 82.67. This concentration of risk means Creek residents face more complex disaster preparedness needs than most state neighbors.
Wildfires, tornadoes, and floods dominate hazard profile
Wildfire risk (93.80) is Creek County's most severe threat, followed closely by tornado risk (92.91) and flood risk (72.20). These three hazards account for the bulk of the county's elevated composite score. Earthquake risk (56.30) is moderate, while hurricane risk (15.73) remains minimal.
Prioritize wildfire, flood, and tornado protection now
Creek County's triple-threat hazard profile demands comprehensive insurance: standard homeowners coverage for tornadoes, plus separate policies for wildfire and flood damage. Many creek-area residents also benefit from strengthening roofs, clearing defensible space around homes, and storing emergency supplies. Taking these steps now—before severe season arrives—can mean the difference between recovery and catastrophe.