CountyScore

Fannin County

Georgia · GA

#36 in Georgia
69.9
County Score

County Report Card

About Fannin County, Georgia

Fannin County Leads All Peers

Fannin County's composite score of 77.5 is the highest in this group and substantially exceeds the national median of 50.0, placing it among elite-performing counties nationwide. The exceptional score reflects particularly strong tax advantages.

Top Performer in Georgia

Fannin County's score of 77.5 significantly surpasses Georgia's state average of 70.9, marking it as one of the state's best-performing counties. The county demonstrates clear leadership among Georgia's 159 counties.

Lowest Tax Burden in State

Fannin County's tax score of 92.4 and effective rate of just 0.349% are exceptional—the lowest measured across all counties analyzed. The cost score of 80.4 with median home values of $274,600 also provides meaningful housing value despite higher prices.

Income Levels Below County Average

The county's income score of 21.3 and median household income of $58,073 lag behind the group average, despite the strong overall livability score. Data on safety, health, schools, and environmental quality remains unavailable for complete assessment.

Perfect for Tax-Conscious Affluent Buyers

Fannin County suits established homeowners and investors seeking to minimize tax burden while enjoying mountain community living. It's ideal for those with adequate income who prioritize tax efficiency above all other factors.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax92.4Cost80.4SafetyComing SoonHealth58.6SchoolsComing SoonIncome21.3Risk43.5WaterComing Soon
🏛92.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠80.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼21.3
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤58.6
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡43.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Fannin County with another county →

Counties with similar scores

Cullman County
Alabama
69.9
Median income: $60,916
Union County
Arkansas
69.9
Median income: $50,221
Cheyenne County
Kansas
69.9
Median income: $55,765
Jackson County
Kansas
69.9
Median income: $72,703
Estill County
Kentucky
69.9
Median income: $43,905

Deep Dives

Fannin County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Fannin County

via TaxByCounty

Fannin County: exceptionally low tax rates

Fannin County's effective tax rate of 0.349% ranks among the lowest in the entire nation, far below the national median of 0.927%. Even at $959 annually, Fannin homeowners pay only about 36% of the national median tax of $2,690.

Georgia's most tax-friendly county

At 0.349%, Fannin County's effective rate is less than half of Georgia's state average of 0.898%, making it by far the most affordable among the counties profiled here. With median taxes of $959, Fannin residents enjoy the state's lowest property tax burden.

Fannin stands alone in affordability

Fannin County (0.349%) operates at a dramatically lower rate than all regional neighbors, including Early County (0.822%) and Evans County (1.032%). Despite having the highest median home value at $274,600, Fannin residents pay the lowest taxes—a unique advantage.

Your estimated annual tax bill

On Fannin County's median home value of $274,600, homeowners pay just $959 annually at the remarkably low 0.349% effective rate. With mortgage and homestead exemptions factored in, most residents pay approximately $743 per year.

Fannin: verify your exceptional rate

Fannin County residents benefit from exceptionally low rates but should still verify their assessments annually to ensure accuracy. Even small overvaluations on higher-priced homes can inflate your already-minimal tax obligation.

Full property tax analysis on TaxByCounty

Cost of Living in Fannin County

via CostByCounty

Fannin County: modest incomes, steeper rents

Fannin County's rent-to-income ratio of 18.1% slightly exceeds the national average, driven by modest median household income ($58,073) paired with higher rents ($876/month) than many rural peers. Renters here face a tighter squeeze than typical Americans, particularly relative to the county's below-average earnings.

Slightly below Georgia's affordability average

Fannin County's 18.1% rent-to-income ratio sits just below Georgia's 18.6% state average, placing it near the state median for housing affordability. The $876 median rent moderately exceeds Georgia's state average of $927, reflecting a county with balanced but not exceptional rental conditions.

Fannin: mid-range regional position

Fannin County's 18.1% rent-to-income ratio ranks mid-pack among southeastern peers—better than Elbert (20.5%) but worse than Evans (16.0%) and Effingham (15.7%). The $876 rent is higher than nearby rural counties, though the county compensates with moderate homeownership costs ($802/month).

Fannin County housing landscape

Renters pay $876 monthly on median household income of $58,073, dedicating 18.1% to housing. Homeowners spend $802 per month on median-valued properties at $274,600—notably higher than rural peers, reflecting Fannin's mountain location and desirability among lifestyle relocators.

Fannin County for mountain-seeking homeowners

Fannin County appeals to relocators prioritizing scenic mountain living and homeownership over minimal rents; the median home value of $274,600 attracts those willing to invest more for lifestyle. Renters face tighter affordability (18.1% ratio), so Fannin is best suited for owner-occupants or well-heeled remote workers.

Full cost of living analysis on CostByCounty

Income & Jobs in Fannin County

via IncomeByCounty

Fannin County below national median

Fannin County's median household income of $58,073 falls $16,682 short of the U.S. median of $74,755, placing the county about 22% below the national average. Despite this gap, the county's per capita income of $38,719 suggests some wealth concentration among higher earners.

Near Georgia's state average

Fannin County's median household income of $58,073 is close to Georgia's state average of $60,488, trailing by just $2,415. The county ranks near the state median tier.

High home values, moderate household income

Fannin County's median household income of $58,073 is above most rural peers like Elbert ($49,727) and Emanuel ($50,053), yet the median home value of $274,600 is notably high. This mismatch suggests strong non-local investment or seasonal residents pushing property values beyond local wage levels.

Housing costs elevated relative to income

At 18.1%, Fannin County's rent-to-income ratio is among the highest profiled, and the median home value of $274,600 creates significant purchasing power requirements. Residents must carefully evaluate affordability before committing to homeownership at these price points.

Plan strategically for home and retirement

Fannin County residents should balance housing decisions with retirement savings, given elevated property costs. Work with a financial advisor to ensure home purchases don't crowd out 401(k) contributions or emergency funds—wealth building requires both property and diversified investments.

Full income & jobs analysis on IncomeByCounty

Health in Fannin County

via HealthByCounty

Fannin County meets national health

At 74.1 years, Fannin County's life expectancy approaches the U.S. average of 75.5 years, marking solid national standing despite being slightly behind. The 20.1% poor or fair health rate sits below the national average, indicating better-than-typical health management.

Above-average Georgia health outcomes

Fannin County's 74.1-year life expectancy exceeds Georgia's state average of 73.3 years by 0.8 years, placing it in the healthier half of state counties. The 20.1% poor health rate also beats Georgia's typical county profile.

Regional health outperformer

Fannin County's 74.1-year life expectancy substantially exceeds struggling peers like Early County (69.7 years), Emanuel County (70.1 years), and Evans County (70.7 years). Its 20.1% poor health rate ranks second-best among these eight counties, behind only Fayette County.

Strong provider access supports outcomes

Fannin County leads with 62 primary care providers per 100K—one of the highest concentrations—while strong mental health capacity at 89 providers per 100K ensures comprehensive care. At 17.8% uninsured, the county exceeds Georgia's average but maintains better health outcomes than comparable uninsured rates elsewhere.

Sustain health with coverage

While Fannin County shows strong health outcomes, its 17.8% uninsured rate should be addressed to maintain gains; uninsured residents should explore Georgia's marketplace options. Continuous coverage ensures you sustain the preventive care and provider access that Fannin residents benefit from today.

Full health analysis on HealthByCounty

Disaster Risk in Fannin County

via RiskByCounty

Fannin County: Above-average national risk

Fannin County scores 56.49 on the composite risk scale, placing it well above the national median and significantly above Georgia's average of 39.49. This "Relatively Low" rating reflects substantial exposure to floods, wildfires, tornadoes, and earthquakes.

Higher-risk county in Georgia

Fannin County ranks in the upper third of Georgia's counties for natural disaster risk, with a composite score 43 percent higher than the state average. The county faces elevated exposure across nearly all hazard categories, placing it among Georgia's riskier communities.

Riskiest in northern Georgia

Fannin County's 56.49 score exceeds neighboring Union, Lumpkin, and Dawson counties, making it one of the higher-risk communities in North Georgia. Only Fayette County statewide carries comparable overall risk levels.

Wildfires, floods, and tornadoes converge

Fannin County faces wildfire risk of 76.27, flood risk of 66.09, and tornado risk of 63.90—three serious hazards affecting mountain and valley communities. Earthquake exposure (72.36) also poses meaningful structural risk to homes and infrastructure.

Comprehensive protection across multiple hazards

Fannin County residents need robust homeowners policies covering wind, hail, and flood damage; flood insurance is essential given the county's elevated flooding risk. Consider wildfire defensibility around your property and discuss earthquake coverage if living in mapped seismic zones.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.