CountyScore

Floyd County

Indiana · IN

#73 in Indiana
67.7
County Score

County Report Card

About Floyd County, Indiana

Floyd Beats National Baseline

Floyd County's composite score of 67.7 soundly exceeds the national median of 50.0, ranking in approximately the 36th percentile nationally. The county stands out for higher incomes and balanced tax-and-cost positioning relative to national standards.

Below Indiana Average but Solid

At 67.7, Floyd falls slightly below Indiana's state average of 71.2, placing it in the lower-middle tier of state rankings. However, its strong income score elevates it above several peers, offering better earnings potential than many comparable Indiana counties.

Highest Incomes in Sample

Floyd County leads this sample with an income score of 34.4 and median household income of $78,179—significantly above state and peer county averages. A tax score of 82.5 and effective tax rate of 0.704% ensure earnings remain relatively untaxed.

Higher Housing Costs

Despite a cost score of 73.1, Floyd's median home value of $235,100 and median rent of $990 represent the higher end of this sample. Limited data on schools, water quality, and safety prevents comprehensive assessment of other livability factors.

Best for Earning, Working Families

Floyd County suits families with strong incomes seeking to maximize earnings in a manageable tax environment. It's particularly attractive to two-income households, professionals, and those relocating for career opportunities who value income growth over rock-bottom affordability.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax82.5Cost73.1SafetyComing SoonHealth71.1SchoolsComing SoonIncome34.4Risk24.6WaterComing Soon
🏛82.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠73.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼34.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤71.1
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡24.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Floyd County with another county →

Counties with similar scores

Lee County
Alabama
67.7
Median income: $61,123
Juneau City and Borough
Alaska
67.7
Median income: $100,513
Bacon County
Georgia
67.7
Median income: $50,310
Lee County
Georgia
67.7
Median income: $88,024
Clark County
Illinois
67.7
Median income: $70,625

Deep Dives

Floyd County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Floyd County

via TaxByCounty

Floyd County taxes remain below national average

Floyd County's 0.704% effective tax rate falls below the national median of 0.84%, placing it in the bottom 38% of U.S. counties. The median property tax of $1,656 is about 60% of the national median of $2,690, offering substantial local savings.

Floyd ranks slightly above Indiana average

Floyd County's 0.704% rate exceeds Indiana's 0.671% state average by about half a percentage point, placing it in the upper-middle tier statewide. The median property tax of $1,656 is the second-highest among profiled counties, reflecting Floyd's higher median home values of $235,100.

Floyd's strong values drive higher taxes

Floyd County's 0.704% rate sits between Elkhart (0.819%) and Dubois (0.650%), but its $1,656 median annual tax is second only to Elkhart's $1,592. This reflects Floyd's robust median home value of $235,100, the second-highest in the profiled region.

What a typical Floyd homeowner pays

The median home in Floyd County is valued at $235,100, resulting in an estimated annual property tax of around $1,656. Homeowners with mortgages pay slightly less ($1,645) than those without ($1,675), suggesting consistent assessments.

Appeal assessments on higher-value homes

Floyd County homeowners with homes in the $200,000+ range should verify their assessments carefully, as overvaluation can cost hundreds annually. A free appeal to your assessor's office could uncover assessment errors and reduce your tax burden.

Full property tax analysis on TaxByCounty

Cost of Living in Floyd County

via CostByCounty

Floyd balances higher incomes with rents

Floyd County renters spend 15.2% of their income on rent, right in the national sweet spot for affordability and reflecting the county's strongest median household income of $78,179. This southern Indiana county proves that higher wages can offset steeper housing costs.

Balanced affordability above state average

Floyd's 15.2% rent-to-income ratio edges just below the state average of 15.6%, placing it among Indiana's better-balanced housing markets. The county's strong income base helps residents weather its higher housing costs.

Premium rents offset by premium wages

Floyd's median rent of $990 ranks among the region's highest, but its $78,179 median income is also the strongest in this comparison. The county's premium wages translate into manageable housing costs despite elevated rents.

Higher costs, higher incomes balance out

Renters pay $990 monthly and homeowners $1,141 against a median income of $78,179, the highest pairing in this eight-county group. This strong earning power allows Floyd households to comfortably absorb housing costs that would strain lower-income counties.

Floyd works for well-paid professionals

If you're relocating to a job paying $75,000-plus, Floyd's 15.2% rent-to-income ratio offers real affordability despite higher nominal rents. The county's strong wage base makes premium housing costs manageable for professional households.

Full cost of living analysis on CostByCounty

Income & Jobs in Floyd County

via IncomeByCounty

Floyd County income exceeds national median

Floyd County households earn $78,179 annually, nearly $3,500 more than the national median of $74,755, placing it in the upper-middle income tier nationally. This above-average performance signals a relatively prosperous local economy.

Among Indiana's highest-earning counties

Floyd County's median household income of $78,179 significantly exceeds Indiana's state average of $68,681 by over 13%, ranking it in the top tier of the state's counties. This strong performance reflects robust local employment and wage structures.

Second-highest income among measured peers

Floyd County ($78,179) trails only Franklin County ($79,702) and substantially outearns all other measured counties, including Dubois ($71,918), DeKalb ($70,080), and Elkhart ($65,617). Floyd anchors the most prosperous tier in the region.

Housing remains very affordable for Floyd

With a rent-to-income ratio of just 15.2%, Floyd residents spend approximately $995 monthly on housing costs—comfortably within affordability standards. The median home value of $235,100 is well-supported by the county's strong median income.

Floyd households can build substantial wealth

Above-average incomes and favorable housing ratios position Floyd residents to fund diverse investments: 401(k)s, IRAs, taxable brokerage accounts, and real estate. Engaging a fee-only financial planner can help optimize long-term wealth accumulation strategies.

Full income & jobs analysis on IncomeByCounty

Health in Floyd County

via HealthByCounty

Floyd moderately below U.S. health average

At 74.6 years, Floyd County's life expectancy is slightly below the U.S. average of 74.8 years. With 18.1% reporting poor or fair health—slightly above the national average of 17%—Floyd reflects typical Rust Belt health challenges.

Slightly below Indiana's health profile

Floyd's 74.6-year life expectancy ranks below Indiana's 75.1-year state average, though the gap is modest. At 18.1% in poor/fair health, the county runs slightly above the state benchmark, suggesting manageable but real health concerns across the population.

Mid-range health in southern Indiana

Floyd's 74.6-year life expectancy places it in the middle of its regional peers, between Fountain (73.8) and Elkhart (76.2). With a 6.9% uninsured rate, Floyd performs better than most neighbors, including Elkhart at 12.8%.

Solid access with low uninsured rate

Floyd offers 56 primary care providers and 178 mental health providers per 100,000 residents, moderate coverage for the region. At 6.9% uninsured—the lowest among its peers and below Indiana's 8.4% average—most Floyd residents have insurance pathways to care.

Maintain Floyd's coverage advantage

Floyd County's low 6.9% uninsured rate shows strong community engagement with coverage options. If you're among the uninsured, visit healthcare.gov or call your county health department to close this final gap and ensure you have protection.

Full health analysis on HealthByCounty

Disaster Risk in Floyd County

via RiskByCounty

Floyd Faces Above-Average Disaster Risk

Floyd County scores 75.38 on composite risk, placing it in the Relatively Low category but significantly above Indiana's average of 45.52. This southwestern county experiences elevated exposure to multiple hazard types, particularly severe weather.

Among Indiana's Higher-Risk Counties

Floyd ranks in the upper tier of Indiana counties by composite risk, making it one of the state's more hazard-prone regions. Only a handful of Indiana counties score higher on overall natural disaster threat.

Riskier Than Nearby Counties

Floyd's 75.38 score exceeds neighboring Franklin (34.22), Fayette (33.49), and Fountain (21.25) counties substantially, making it the highest-risk county in its immediate area. Only Dubois County (59.13) approaches Floyd's risk level among regional peers.

Tornadoes Are the Primary Concern

Tornado risk stands at 92.21, the highest hazard exposure in Floyd County and among Indiana's worst tornado-prone zones. Flood risk at 74.17 and earthquake risk at 77.67 create secondary but substantial threats requiring preparedness.

Strong Storm Protection Is Essential

Floyd residents must invest in a designated safe room or basement shelter and maintain comprehensive wind and hail coverage on homeowners policies. Flood insurance is strongly recommended for all properties in flood-prone areas near the Ohio River.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.