Hall County

Georgia · GA

#149 in Georgia
61.4
County Score

County Report Card

About Hall County, Georgia

Hall County exceeds national standards

Hall County's composite score of 68.1 well surpasses the national median of 50.0, placing it in the 68th percentile nationally. The Gainesville area delivers livability that outperforms most U.S. counties despite slightly trailing Georgia's average.

Slightly below Georgia's mark

Hall County's score of 68.1 edges just below Georgia's state average of 70.9, reflecting a near-average Georgia community. The county sits squarely in the middle of the state's livability spectrum.

Balanced taxes and decent incomes

Hall County's tax score of 80.9 reflects a manageable 0.76% effective tax rate, while the income score of 33.9 shows median household income of $77,430. This combination creates moderate affordability for working families.

Housing costs climbing steadily

The cost score of 67.1 reflects rising prices, with median rent at $1,247/month and home values at $313,600. Limited data on schools, safety, and health leaves questions about neighborhood conditions and quality of life.

Solid choice for working families

Hall County suits middle-class families seeking a balanced Georgia community with reasonable taxes and decent incomes. The rising housing costs suggest it appeals most to those with household incomes above $75,000.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax80.9Cost67.1SafetyComing SoonHealth58.9SchoolsComing SoonIncome33.9Risk15.7WaterComing Soon
🏛80.9
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠67.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼33.9
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
58.9
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
15.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Hall County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Hall County

via TaxByCounty

Hall's rate is below national median

At 0.760%, Hall County's effective property tax rate ranks slightly above the national median of 0.720%, placing it in the middle of the national distribution. The median property tax of $2,382 is slightly below the national median of $2,690, reflecting median home values of $313,600 compared to the national median of $281,900.

Mid-range tax burden within Georgia

Hall County's 0.760% effective rate sits slightly below Georgia's state average of 0.898%, ranking it in the lower-middle tier of Georgia counties. The median tax of $2,382 exceeds the state median of $1,529, driven by higher median home values in the $313,600 range.

Middle of the pack regionally

Hall County's 0.760% rate falls between lower-taxed Habersham (0.627%) and higher-taxed Grady (0.980%), making it a reasonable middle option. Median taxes of $2,382 are higher than most rural neighbors but lower than Gwinnett's $3,381.

Hall homeowners pay $2,382 annually

The median home valued at $313,600 generates an estimated annual property tax of $2,382, or about $199 per month. With a mortgage, that obligation rises to $2,659 annually as escrow accounts collect taxes upfront.

Assessment appeals can yield real savings

Hall County homeowners often benefit from appealing overassessed properties, especially in fast-growing areas where appraisals may lag behind or exceed fair market value. Contacting the county tax assessor about a potential appeal costs nothing and could reduce your annual bill by hundreds.

Cost of Living in Hall County

via CostByCounty

Hall County holds moderate ground

Hall County renters spend 19.3% of income on housing, slightly above the national comfort zone but still reasonable given the county's proximity to Atlanta's job markets. With a median income of $77,430—above the U.S. average—Hall residents balance cost and earning power effectively.

Hall mirrors Georgia's housing reality

Hall County's 19.3% rent-to-income ratio sits marginally above Georgia's state average of 18.6%, while its $1,247 median rent reflects suburban development pressure. Hall represents a middle path between rural affordability and metro-area costs.

Hall between rural and urban pricing

Hall's $1,247 rent falls between Habersham ($939) and Gwinnett ($1,713), positioning it as a growth corridor with moderate price growth. Home values of $313,600 reflect Hall's status as a transition zone between mountain and metro Georgia.

Hall's balanced housing equation

Hall households earning $77,430 annually dedicate $1,247 to rent—19.3% of gross income, leaving substantial resources for other needs. Homeowners average $1,216 monthly, making both pathways affordable for middle-income families.

Hall offers growth with moderation

Hall County provides Atlanta job-market access without Gwinnett's premium pricing, making it attractive for relocators seeking urban connections on moderate budgets. Compare Hall's housing costs to your current metro area—you may find a significant sweet spot here.

Income & Jobs in Hall County

via IncomeByCounty

Hall surpasses national income median

Hall County's median household income of $77,430 exceeds the national median of $74,755 by 4%. The county has cultivated a diverse economic base supporting middle- and upper-middle-class households.

Solid performer in Georgia's economy

At $77,430, Hall County's median income outpaces Georgia's state average of $60,488 by $16,942, placing it squarely in the state's upper-middle income range. Only about 40% of Georgia counties achieve this income level.

Income leader in northeast Georgia

Hall's $77,430 exceeds nearby Habersham ($65,622) and Haralson ($65,016) counties, ranking it among the region's highest-earning communities. Gwinnett County ($84,823) to the south offers the next income tier in the metro sphere.

Housing costs reasonable for earnings

Hall's 19.3% rent-to-income ratio falls comfortably below the 30% affordability threshold, offering renters discretionary income beyond housing. Median home values of $313,600 align well with household earning capacity.

Invest surplus income strategically

Hall County households earning above the state median should direct savings beyond housing and living costs into retirement accounts and diversified investments. The county's economic stability supports long-term financial planning and wealth accumulation.

Health in Hall County

via HealthByCounty

Hall County life expectancy beats U.S. average narrowly

At 77.2 years, Hall County residents live 3.7 years longer than the U.S. average of 73.5 years and 3.9 years above Georgia's state average. However, 21.3% report poor or fair health—a sign that extended lifespans don't guarantee good health quality.

Hall ranks in Georgia's upper health tier

Hall County's 77.2-year life expectancy places it among Georgia's healthier counties, nearly 4 years above the state average. Yet the 21.3% poor/fair health rate suggests room for improvement in chronic disease management and prevention.

Hall outpaces struggling neighbors by wide margins

Hall's 77.2-year life expectancy significantly exceeds Hancock (70.7 years), Haralson (71.2 years), Grady (74.2 years), and Habersham (74.8 years). Hall approaches the health levels of county leaders like Greene (76.1 years) and Harris (78.8 years).

Strong primary care, but high uninsured rates persist

Hall County has 60 primary care providers per 100,000 residents and strong mental health capacity at 113 providers per 100,000, but 19.2% lack insurance—the highest rate among these eight counties. This coverage gap means many residents delay preventive care and screenings.

Closing the coverage gap starts with you

One in five Hall County residents lacks health insurance; if you're uninsured, marketplace plans, Medicaid, or employer coverage may be affordable. Visit healthcare.gov to compare options and enroll during open enrollment or if you qualify for immediate coverage.

Disaster Risk in Hall County

via RiskByCounty

Hall County: Elevated Risk Nationally

Hall County scores 84.26 on the composite risk index, marking it as relatively moderate to high-risk and well above the national average. The score reflects significant exposure to tornadoes (94.12), flooding (86.16), and earthquakes (84.29).

Second-Highest Risk in Georgia

Hall County ranks second in Georgia for composite risk at 84.26, exceeded only by Gwinnett (95.42) and far above the state average of 39.49. The county's growing population in a high-hazard zone amplifies exposure to severe weather.

Significantly Riskier Than Mountain Counties

Hall's score of 84.26 dramatically exceeds Habersham (38.90), Greene (37.25), and Haralson (27.61), though it remains below neighboring Gwinnett (95.42). Hall's urban corridor creates concentrated risk unlike its rural neighbors.

Tornado and Flood Risks Peak Here

Hall residents face tornado risk at 94.12 and flood risk at 86.16, both among Georgia's highest. Earthquake risk of 84.29 adds to the county's multi-hazard vulnerability, requiring year-round preparedness.

Invest in Comprehensive Coverage

Hall County's elevated tornado and flood risks make robust insurance coverage essential—don't skip flood insurance even if your mortgage doesn't require it. Consider reinforcing your home for wind resistance and ensure your homeowners policy covers hail damage from severe storms.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.