McKean County

Pennsylvania · PA

#29 in Pennsylvania
66.1
County Score

County Report Card

About McKean County, Pennsylvania

McKean Beats National Livability Standard

McKean County's composite score of 66.1 surpasses the national median of 50.0 by 16 points. The county ranks at the 63rd percentile nationally, placing it solidly in the upper half of American counties on livability measures.

Matches Pennsylvania Average Exactly

With a score of 66.1, McKean matches Pennsylvania's statewide average of 66.0 almost perfectly. This positions the county as a representative example of livability across the state.

Exceptional Housing Affordability

McKean's standout feature is housing affordability, with a cost score of 84.1 and a median home value of just $98,700—among the lowest in the evaluation. Renters also benefit, with a median gross rent of $769 per month.

Income and Tax Concerns

Income scores lag considerably at 23.7, with a median household income of $61,705, suggesting limited earning potential for residents. The tax score of 56.2 and effective tax rate of 1.636% also indicate a heavier tax burden relative to other counties.

Ideal for Retirees and Economy Seekers

McKean suits retirees on fixed incomes and cost-conscious households who prioritize ultra-low housing costs over wage growth. The county's minimal property values make homeownership accessible, even as income opportunities remain modest.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax56.2Cost84.1SafetyComing SoonHealth72.6SchoolsComing SoonIncome23.7Risk46.2WaterComing Soon
🏛56.2
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠84.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼23.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
72.6
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
46.2
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

McKean County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in McKean County

via TaxByCounty

McKean's rate ranks well above U.S. median

McKean County's effective tax rate of 1.636% substantially exceeds the national median of 1.2%, placing it in the top third of U.S. counties by tax rate. Though the median property tax of $1,615 falls below the national median of $2,690, the effective rate reveals a high burden relative to property values. This reflects aggressive taxation on the county's lower home values.

Among Pennsylvania's highest tax rates

McKean's 1.636% effective rate ranks well above Pennsylvania's state average of 1.317%, placing it in the upper quarter of the state's 67 counties. The county applies one of the steeper tax rates to its properties, signaling high reliance on property taxation for local revenue.

Notably higher than surrounding peers

McKean's 1.636% rate significantly surpasses neighbors Mercer (1.265%), Montour (1.030%), and Lycoming (1.353%), making it the heaviest-taxed county in its immediate region. Only Monroe County (1.839%) edges higher among nearby jurisdictions, underscoring McKean's aggressive property tax stance.

Lower home values mean moderate tax bills

On McKean's median home value of $98,700, the median property tax bill is $1,615 annually, among the lowest in dollar terms across these counties. For owners with mortgages, the effective tax load reaches $1,818; without a mortgage, it drops to $1,450, illustrating how mortgage-related assessments shift the burden.

High rates make assessments worth reviewing

With one of Pennsylvania's highest effective tax rates, McKean homeowners should carefully examine their assessments for potential overvaluation. If your property is valued above comparable recent sales in your neighborhood, filing a tax appeal with the county assessor could yield meaningful savings.

Cost of Living in McKean County

via CostByCounty

McKean leads Pennsylvania in affordability

McKean County residents enjoy a 15.0% rent-to-income ratio, the lowest among Pennsylvania's counties and well below the national benchmark. With median rent at just $769 and homes valued at $98,700, this corner of northwest Pennsylvania offers genuine affordability.

Pennsylvania's most affordable county

McKean ranks as the state's affordable leader, with renters spending only 15% of income on housing versus Pennsylvania's 16.5% average. This advantage flows from modest housing costs ($769 rent, $98,700 median home value) paired with modest but stable incomes.

Beats all nearby counties on price

McKean's $769 median rent undercuts Lycoming ($887), Mercer ($808), and Mifflin ($792) when looking at broader regional affordability. The county's median home value of $98,700 is nearly half that of neighboring Mercer County at $153,600.

The tightest housing-to-income fit

On a $61,705 median income, renters pay $769 monthly (15% of income) and homeowners pay $691 monthly (13.4%). This is Pennsylvania's most favorable housing-cost structure, leaving more income for other necessities.

McKean rewards budget-conscious movers

If affordability tops your relocation priorities, McKean County delivers the lowest housing burden in Pennsylvania. Test-drive the combination of sub-$100K home values and 15% rent ratios against pricier alternatives statewide.

Income & Jobs in McKean County

via IncomeByCounty

McKean income lags well behind nation

McKean County's median household income of $61,705 is nearly $13,000 below the national median of $74,755, a 17% shortfall. This substantial gap reflects McKean's reliance on declining resource extraction and limited economic diversification.

Among Pennsylvania's lower-income counties

McKean's $61,705 median household income ranks it below Pennsylvania's state average of $69,614 by about $8,000. The per capita income of $32,353 also trails the state average of $37,407, indicating both household and individual earnings constraints.

Lowest earners in the regional cluster

McKean County earns less than Lycoming ($64,412), Mercer ($60,614), and Mifflin ($61,415), making it one of the region's lower-income areas. The county's economic base has shifted significantly away from oil and timber industries that once supported higher wages.

Affordable housing, modest incomes

McKean's rent-to-income ratio of 15.0% is among the state's best, reflecting very affordable rental housing. However, the median home value of just $98,700 signals a depressed housing market tied to population loss and limited economic opportunity.

Strategic saving for McKean households

At $61,705 median household income, McKean residents benefit from low housing costs but face earning challenges. Investing in education and skills training alongside conservative retirement planning can help households break the cycle of below-average income growth.

Health in McKean County

via HealthByCounty

McKean falls significantly below national life expectancy

McKean County residents live to an average of 74.7 years—4.3 years less than the U.S. average of 79 years—marking one of Pennsylvania's lower-performing counties on longevity. The 17.3% poor or fair health rate exceeds national norms, indicating widespread chronic disease and health challenges. This gap suggests systemic health barriers that go beyond individual behavior, pointing to socioeconomic and healthcare access factors.

Among Pennsylvania's healthiest counties to watch

McKean's 74.7-year life expectancy ranks in the lower third of Pennsylvania's 67 counties, trailing the state average of 76.4 years by nearly two years. The uninsured rate of 6.1% is slightly better than the state average of 7.0%, yet 58 primary care providers per 100K residents falls notably short of state norms. Mental health provider availability at 152 per 100K also lags, limiting access to behavioral health support.

Shortest lifespan in this regional cluster

McKean's 74.7-year life expectancy is the lowest among its neighboring counties, trailing Lycoming (76.1), Mercer (74.6)—wait, just barely ahead—and significantly trailing Montour (77.5). The county's 17.3% poor/fair health rate matches regional struggles, though its primary care provider shortage (58 vs. Lycoming's 77) compounds access challenges. McKean faces the steepest health headwinds in this corner of Pennsylvania.

Provider shortage limits frontline healthcare access

McKean's 58 primary care providers per 100K residents means many residents travel further or wait longer to see a family doctor compared to state averages. With only 152 mental health providers per 100K—well below the state norm—residents needing behavioral health support face acute shortages. The combination creates a daily reality where preventive care feels distant and mental health support is sparse.

Coverage matters more with limited providers

At 6.1% uninsured, McKean is doing slightly better than the state average, but gaps remain for vulnerable residents. Those without coverage should explore Marketplace plans during open enrollment or call 1-800-MEDICARE for guidance on Medicare and Medicaid programs. Having insurance ensures you can access the scarce primary care and mental health services available in your county.

Disaster Risk in McKean County

via RiskByCounty

McKean ranks among safest counties

With a composite risk score of 53.78, McKean County faces below-average natural disaster risk compared to U.S. counties overall. The county's "Relatively Low" risk rating reflects a much safer profile than the national average. However, residents should remain prepared for localized hazards, particularly flooding.

Pennsylvania's lowest-risk county

McKean County's risk score of 53.78 is substantially below Pennsylvania's state average of 67.45, making it the safest county in the state among this group. The county benefits from low wildfire (10.21) and tornado (24.46) exposure. This favorable position reflects McKean's geography and climate, though flood preparedness remains important.

Safest in the northern region

McKean County's risk score of 53.78 is significantly lower than Lycoming County (79.58), Mercer County (77.74), and Monroe County (85.08) in surrounding areas. Only Montour County (14.66) outranks McKean for disaster safety in Pennsylvania. The county's remote northern location and terrain provide natural protection against most major hazards.

Flooding is the primary concern

Flooding represents McKean County's dominant hazard, with a risk score of 73.19—higher than the county's overall composite score suggests. Hurricane exposure ranks second at 61.74, though tropical systems rarely bring severe damage this far inland. Tornado risk remains relatively modest at 24.46, giving residents additional safety margins.

Flood coverage protects your investment

Despite McKean's overall safety, flood risk of 73.19 warrants flood insurance coverage, which standard homeowners policies exclude. Identify drainage patterns around your property and clear gutters seasonally to minimize water accumulation. Your low overall risk profile means insurance premiums may be more affordable than in neighboring counties.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.