48.7
County Score
Disaster Risk 89.2Income & Jobs 87.2Safety 64.1

County Report Card

About Somervell County, Texas

Competitive with the National Median

Somervell County earns a 48.7 composite score, nearly reaching the national median of 50.0. It offers a balanced profile that aligns closely with typical American living standards.

A Top-Tier Performer in Texas

The county's score of 48.7 sits comfortably above the Texas state average of 41.9. This makes it a highly desirable location relative to many other counties in the state.

Exceptional Income and Low Risk

An income score of 87.2 reflects a robust median household income of $83,382. Additionally, the risk score of 89.2 indicates the county is well-protected from natural disasters.

Education and Water Infrastructure Needs

The school score of 27.0 and water score of 8.1 are the county's primary weaknesses. These figures suggest a need for investment in public education and long-term water reliability.

Ideal for Wealthy, Risk-Averse Households

Somervell is perfect for high-earning families who prioritize low natural risk and reasonable taxes. It appeals to those who may consider private education options given the lower public school score.

Score breakdown

Tax40.7Cost41.9Safety64.1Health54.3Schools27Income87.2Risk89.2Water8.1Weather35.8
🏛40.7
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠41.9
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼87.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡64.1
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
54.3
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓27
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
89.2
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧8.1
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤35.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱38.5
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
Sponsored

Think property taxes are too high in Somervell County?

Many homeowners in Somervell County pay more than they should. A professional appeal could save you hundreds per year.

Check My Assessment

Deep Dives

Somervell County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Somervell County

via TaxByCounty

Somervell offers below-national tax rates

Somervell County's 0.967% effective tax rate sits well below the U.S. median of 1.276%, placing it among the lowest-taxed counties nationally. Despite higher home values averaging $253,600, residents pay just $2,452 in annual property taxes—slightly less than the national median of $2,690.

Somervell ranks as Texas tax bargain

At 0.967%, Somervell County's effective rate is 24% lower than Texas's 1.276% state average, making it one of the state's most tax-friendly counties. The median tax of $2,452 is $259 below the state median, despite Somervell's properties being worth significantly more.

Somervell taxes light among regional peers

Somervell's 0.967% rate is the lowest among nearby counties, sitting well below Smith County (1.245%), Sherman County (1.952%), and Stephens County (1.683%). This makes Somervell attractive for homeowners seeking lower tax burdens in the region.

Median Somervell home costs $2,452 yearly

A homeowner with a median-valued property of $253,600 in Somervell County pays approximately $2,452 in annual property taxes—less than owners of cheaper homes in higher-tax counties. With a mortgage, this rises to $2,723.

Even Somervell homeowners can appeal taxes

Even in low-tax counties, some homeowners are still overassessed relative to local market conditions. Requesting a formal review from the Somervell County appraisal district—a free process—could reveal errors and reduce your bill further.

Cost of Living in Somervell County

via CostByCounty

Somervell achieves rare affordability

Somervell County's rent-to-income ratio of 13.3% ranks among the nation's most affordable, with renters spending just one-eighth of their $83,382 median income on housing. The county significantly exceeds national income levels while maintaining below-average rental burdens.

Standout affordability in Texas

Somervell's 13.3% rent-to-income ratio is the strongest among profiled counties and well below Texas's 18.1% average. At $927 monthly rent, the county offers reasonable housing costs aligned with strong household incomes of $83,382.

Best-paid renters with modest costs

Somervell renters earn $83,382—the highest in this group—while paying $927 monthly, less than Smith County's $1,197 and comparable to Sherman's $881. This income-to-cost ratio makes Somervell the region's affordability leader.

Housing takes smallest income share

Somervell renters dedicate only 13.3% of income to housing, leaving substantial resources for other expenses and savings. Homeowners invest $856 monthly in ownership costs—12.3% of median income—while homes value at $253,600.

Affluent and genuinely affordable

Somervell County presents an uncommon combination: the highest median income in this group paired with the lowest housing burden. Professionals relocating here enjoy strong earning power without the affordability squeeze typical of higher-income areas.

Income & Jobs in Somervell County

via IncomeByCounty

Above-National Household Income

Somervell County's median household income of $83,382 exceeds the U.S. median of $74,755 by $8,627, or 11.5%. This positions Somervell above the typical American household and reflects strong, sustained earning across the county.

Among Texas's Wealthiest Counties

At $83,382, Somervell ranks solidly above the Texas county average of $64,737—outpacing 75% of Texas counties. The county's per capita income of $40,711 substantially exceeds the state average of $33,197, signaling elevated individual earning power throughout the population.

Regional Income Leader

Somervell's $83,382 median income ranks highest among its peer counties, topping Sterling ($78,750), Sherman ($74,167), and Smith ($71,923). This economic strength reflects access to quality employment and suggests robust household financial stability across the region.

Strong Affordability with Room to Spare

Somervell's rent-to-income ratio of 13.3% sits well below the 28% threshold, leaving households substantial discretionary income. Despite a higher median home value of $253,600, the strong income base makes homeownership and maintenance highly affordable.

Maximize Long-Term Wealth Strategies

Somervell's strong income and low housing burden create exceptional capacity for diversified investing, education funding, and retirement planning. Consider working with a financial advisor to structure a comprehensive wealth-building plan including real estate, equities, and alternative investments.

Safety in Somervell County

via CrimeByCounty

Somervell County Boasts Exceptional Safety

Somervell County reports a total crime rate of 835.4 per 100K, roughly one-third of the national average of 2,385.5. This translates to an excellent safety score of 98.7.

Top-Tier Safety Ranking in Texas

Somervell's safety score of 98.7 is significantly better than the Texas state average of 96.8. Its crime rate is also less than half of the state average of 2,052.5.

Leading the Region in Safety

Somervell County is safer than neighboring Stephens County, which has a crime rate of 1,382.3. It also maintains a stronger safety profile than Shelby County's 1,568.9.

Extremely Low Violent Crime Rates

The violent crime rate is a remarkably low 10.7 per 100K, while property crime sits at 824.7. Personal safety is very high here, as property offenses comprise nearly all reported crime.

Guarding Against Property Theft

With violent crime nearly nonexistent, residents should focus on preventing theft and burglary. Simple deterrents like yard signs and visible cameras are effective in low-crime areas.

Health in Somervell County

via HealthByCounty

Healthiest county in this analysis

Somervell County's 76.7-year life expectancy exceeds the U.S. average of 76.4 years, with just 14.8% reporting poor or fair health—the lowest rate in this dataset. This combination signals an unusually healthy population with strong preventive health practices.

Best health outcomes in Texas sample

Somervell County ranks among Texas's healthiest, exceeding the state average life expectancy of 74.3 years by over two years. Its 14.8% poor/fair health rate is significantly better than state norms, reflecting superior population health.

Clear regional health leader

Somervell County's 76.7-year life expectancy and 14.8% poor/fair health rate lead all neighboring counties decisively. Even Shackelford County (75.6 years) and Sherman County (77.7 years) show higher rates of reported poor health, making Somervell the region's wellness standout.

Strong coverage and provider access

Somervell County maintains excellent provider density (74 primary care, 51 mental health per 100K) paired with low uninsured rate of 16.4%—below both state and national norms. This combination of accessible care and broad coverage protection explains its superior health outcomes.

Join the insured majority

With 83.6% of Somervell County residents insured, the uninsured 16.4% can follow their neighbors' example by securing coverage. Visit Healthcare.gov or contact your county health department to find affordable plans and maintain the health advantages that define your community.

Schools in Somervell County

via SchoolsByCounty

Education in the Heart of Glen Rose

Somervell County supports 2,099 students through five public schools across two districts. The infrastructure consists of two elementary schools, one middle school, and two high schools.

Investing in Rural Student Success

The graduation rate of 79.7% sits below the 87.0% national average, though local spending remains competitive. The county invests $7,202 per pupil, which is nearly equal to the Texas state average of $7,498.

Glen Rose ISD and Local Charters

Glen Rose ISD serves 1,967 students across four campuses, making it the primary educational force. Brazos River Charter School offers an alternative choice, educating 132 students in grades 5-12.

A Consistently Rural School Atmosphere

Every school in the county is located in a rural setting, fostering a unified community identity. Schools are moderately sized, with Glen Rose High School being the largest at 587 students.

Join a Traditional Rural School Community

Buyers seeking a centralized, rural education system will find Glen Rose to be an ideal location. Consider homes in the Glen Rose area to be near the county's primary educational and extracurricular hubs.

Disaster Risk in Somervell County

via RiskByCounty

Somervell: Very Low Risk Nationally

Somervell County's composite risk score of 10.81 ranks as very low, placing it far below the national average. Your county benefits from exceptionally low overall disaster exposure compared to most American counties.

Safest Among Texas Counties

At 10.81, Somervell ranks among Texas's lowest-risk counties, sitting 78% below the state average of 49.00. Only a handful of Texas counties enjoy comparable safety profiles.

Exceptionally Safe Locally

Somervell stands as one of the safest counties in central Texas, rivaled only by Sterling (1.11), Shackelford (1.43), and Stephens (9.22). Your location provides natural protection from major disaster corridors.

Wildfire Remains Top Concern

Wildfire risk (81.04) is Somervell's dominant hazard, reflecting the county's brushland and forest cover. Hurricane (42.93) and tornado (42.75) risks are moderate but substantially lower than your wildfire exposure.

Wildfire Insurance Is Priority

Despite low overall risk, Somervell residents should confirm their insurance covers wildfire damage, which standard homeowners policies often exclude. Create and maintain defensible space around your home, especially if located near vegetation.

Weather & Climate in Somervell County

via WeatherByCounty

Warmer and Wetter than the National Median

Somervell County maintains an annual average temperature of 64.7°F, significantly higher than the national median of approximately 54°F. The humid subtropical climate brings 34.3 inches of rain per year, slightly exceeding the Texas state average.

A Typical North-Central Texas Climate

The county's average temperature of 64.7°F sits just below the Texas statewide average of 65.5°F. This makes it a representative example of the north-central region's climate patterns.

Wetter Conditions than Western Neighbors

Somervell receives 34.3 inches of precipitation annually, which is significantly higher than Stephens County to the west at 29.7 inches. It shares a similar thermal profile with Tarrant County, though it remains slightly cooler on average.

Intense Summer Heat and Mild Winters

Residents face 109 extreme heat days per year where temperatures reach or exceed 90°F, peaking with a July average of 84.5°F. Winters are manageable with a December-February average of 46.3°F and a negligible 0.1 inches of annual snowfall.

Prepare for Long, Hot Summers

High-efficiency HVAC systems are essential to manage the 100-plus days of extreme heat each year. While snow is rare, residents should prioritize moisture-wicking gear for the humid 34-inch annual rainfall.

Soil Quality in Somervell County

via SoilByCounty

The Uncharted Terrain of Somervell

Formal soil surveys for Somervell County currently lack specific digital data for pH and taxonomic classification. While we know the region is part of the scenic Hill Country, localized testing is necessary to determine if your specific plot is alkaline or acidic. This data gap highlights the unique, varied nature of the local limestone-influenced geology.

Local Variation in Texture

Specific percentages for sand, silt, and clay are not currently available in the central dataset for this county. Observations in the region often suggest rocky, shallow soils typical of the Edwards Plateau. Growers should perform a simple jar test to determine their own site's sand and clay balance.

Relying on Local Soil Knowledge

With organic matter and water capacity data unavailable, Somervell County gardeners should look to native vegetation as a fertility guide. The state averages of 1.66% organic matter and 0.133 in/in water capacity serve as useful targets for soil improvement. Adding compost is a safe bet for any unmeasured Texas soil.

Managing Rocky Runoff Patterns

Hydrologic data is currently limited, but the local topography suggests well-drained slopes and rapid runoff. Understanding your specific site's elevation and rock content is more critical here than in counties with uniform soil profiles. Always check for shallow bedrock before starting major drainage or building projects.

Hill Country Gardening in Zone 8b

The mild winters of Zone 8b allow for a long growing season that supports everything from stone fruits to hardy herbs. Native Texas sage and cedar elms are perfectly adapted to this climate and the likely limestone-rich environment. Grab a shovel and a soil test kit to start your personalized gardening journey.

Lawn Care in Somervell County

via LawnByCounty

Central Texas Lawn Stability

Somervell County maintains a 38.5 lawn score, placing it ahead of the Texas state average of 31.7. This Zone 8b region offers a slightly more predictable environment for turf than the state’s more arid western reaches.

Heat and Hydration Balance

Annual precipitation averages 34.3 inches, which is just enough to meet the 30-50 inch ideal requirement for grass. However, 109 extreme heat days mean high evaporation rates, so your watering schedule remains critical for success.

Testing Your Foundation

While specific soil composition data is limited for this area, the region’s 38.5 score suggests a baseline level of stability. Testing your individual lot for pH and texture is essential before making major amendments or choosing grass types.

Conserving Water Locally

The county currently has 100% of its area in abnormally dry conditions after 15 weeks of drought this past year. Implementing xeriscaping borders can help reduce the total water footprint of your landscape during the hottest months.

Choosing the Right Turf

Bermudagrass is a standard choice for this region, known for its ability to bounce back after the 109 heat days. Wait until after the March 28th frost to begin seeding for the most reliable results in this zone.

Frequently Asked Questions

What is Somervell County's county score?
Somervell County, Texas has a composite county score of 48.7 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Somervell County rank among counties in Texas?
Somervell County ranks #74 among all counties in Texas on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Somervell County, Texas?
The median annual property tax in Somervell County is $2,452, with an effective tax rate of 0.97%. This earns Somervell County a tax score of 40.7/100 on CountyScore (higher = lower taxes).
What is the median household income in Somervell County?
The median household income in Somervell County, Texas is $83,382 per year according to U.S. Census Bureau data. Somervell County earns an income score of 87.2/100 on CountyScore.
Is Somervell County, Texas a good place to live?
Somervell County scores 48.7/100 on CountyScore's overall county ranking, ranking #74 in Texas. The best way to evaluate Somervell County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Somervell County with other counties side by side.