Toombs County

Georgia · GA

#86 in Georgia
67.3
County Score

County Report Card

About Toombs County, Georgia

Toombs outpaces national livability benchmark

Toombs County's composite score of 72.7 beats the national median of 50.0 by nearly 46%, securing its place among the nation's more livable counties. The advantage stems from especially strong housing affordability and low tax burden.

Above-average performer in Georgia

Toombs ranks modestly above Georgia's state average of 70.9, demonstrating solid livability within a competitive state. The county maintains steady ground among Georgia's diverse county profiles.

Georgia's most affordable housing market

Toombs leads with a cost score of 84.4, featuring the lowest median home value ($127,100) and among the cheapest rents ($714/month) in this group. The tax score of 75.2 and effective rate of 0.962% add to the county's overall affordability advantage.

Wage growth opportunity remains modest

The income score of 18.7 reflects a median household income of $54,130, limiting career advancement prospects for those seeking higher-wage employment. Safety, health, educational quality, and environmental data are not yet available to round out the livability picture.

Ideal for value-seekers and retirees

Toombs County is perfect for budget-first households, young families building savings, and retirees stretching fixed incomes. Low housing and tax costs make it an excellent choice for those prioritizing affordability over wage growth.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax75.2Cost84.4SafetyComing SoonHealth56SchoolsComing SoonIncome18.7Risk57.4WaterComing Soon
🏛75.2
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠84.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼18.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
56
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
57.4
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Toombs County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Toombs County

via TaxByCounty

Toombs taxes rank well below the nation

Toombs County's 0.962% effective rate is less than half what most Americans pay, making it a tax-friendly destination compared to the national median implied rate. The median property tax of $1,223 is less than half the national median of $2,690, even accounting for Toombs' lower home values. This positions Toombs in the lowest-tax quartile nationally—competitive with the most affordable counties across America.

Toombs ranks among Georgia's higher-tax counties

At 0.962%, Toombs County sits above Georgia's state average of 0.898%, placing it in the upper-middle tier statewide. Despite collecting less total tax revenue per home than many Georgia counties, Toombs' rate is one of the state's highest when calculated as a percentage of home value. Among Georgia's 159 counties, Toombs falls in roughly the top 40% in terms of effective rate.

Toombs edges higher than most nearby counties

Toombs' 0.962% rate exceeds neighboring Tift County (0.936%) and Treutlen County (0.955%) by a small margin, suggesting slightly more aggressive tax collection. Home values in Toombs are lower at $127,100 versus Tift's $143,100, which partially offsets the higher rate when calculating actual tax bills. The regional pattern shows Toombs among the more aggressive taxers in South Georgia, though still well below the state's highest-rate counties.

What you'll pay on a typical Toombs home

A median-valued Toombs home of $127,100 carries an annual property tax of approximately $1,223 without mortgage deductions, or $1,558 with itemized deductions claimed. That's roughly $102 per month in property taxes, among the lowest in the nation despite Toombs' comparatively higher state ranking. For mortgaged properties, this amount flows through your escrow account alongside insurance and principal payments.

File an appeal if your assessment seems high

Many Toombs County property owners pay taxes on assessments that exceed actual market value, particularly in declining rural markets where appraisals lag behind reality. Georgia law allows you to challenge your county assessment within 45 days of receiving your notice—a free process often resulting in 10-15% reductions. If your home hasn't sold recently or property values have softened, a reassessment appeal could lower your Toombs County tax bill meaningfully.

Cost of Living in Toombs County

via CostByCounty

Toombs keeps housing costs remarkably low

At 15.8%, Toombs County residents spend notably less on rent than the national average, benefiting from a rent-to-income ratio well below Georgia's 18.6% state average. The median rent of $714 per month ranks among Georgia's most affordable, even as median income sits 27.6% below the national figure of $74,755.

Among Georgia's most affordable counties

Toombs County ranks in Georgia's top tier for housing affordability, with renters paying less than nearly all peer counties statewide. The 15.8% rent-to-income ratio places it firmly in the comfortable zone, suggesting strong buying power for renters and homebuyers alike.

Toombs offers the region's cheapest rent

At $714 per month, Toombs County undercuts Tift County ($799) and Towns County ($822), making it the rental bargain of the local region. Homeownership is similarly economical, with a median home value of $127,100 representing one of the lowest in the area.

Rent eats just 15.8% of income

The typical Toombs County renter earning $54,130 annually pays only $714 monthly for housing, leaving $3,789 for food, transportation, and savings. Homeowners invest $740 monthly into properties valued near $127,100, consuming just 16.4% of gross household income—among the region's best ratios.

Toombs delivers exceptional affordability

If you're stretching on a modest income, Toombs County's 15.8% rent-to-income ratio offers genuine breathing room unavailable in most Georgia markets. Budget-conscious relocators will find that savings here rival any rural county in the state.

Income & Jobs in Toombs County

via IncomeByCounty

Toombs households earn 28% below U.S. median

Toombs County's median household income of $54,130 lags the national median of $74,755 by over $20,600 annually. This income gap is typical of rural Georgia counties and reflects limited access to higher-wage industries and professional services.

Solid performer among Georgia counties

At $54,130, Toombs County exceeds Georgia's state average of $60,488 by a narrow margin and ranks solidly in the middle of Georgia's 159 counties. The county demonstrates economic resilience comparable to other rural and agricultural regions in the state.

Slightly ahead of Tift and southern peers

Toombs County's $54,130 edges out Tift County ($53,165) and outpaces Turner County ($39,565) and Treutlen County ($43,750) by wide margins. It trails Twiggs County ($55,439) and Union County ($65,697), but remains competitive within its regional cluster.

Affordable housing supports household stability

Toombs County's rent-to-income ratio of 15.8% ranks among the best in the region, meaning renters spend roughly $712 monthly on housing while keeping more income for savings and essentials. The median home value of $127,100 makes homeownership achievable for many local families.

Leverage affordability to invest for the future

With one of the lower housing cost burdens in the region, Toombs County families have real opportunity to invest surplus income in retirement accounts or education. Even $100 monthly toward long-term wealth-building compounds into significant assets over 20–30 years.

Health in Toombs County

via HealthByCounty

Toombs County faces significant health gaps

Toombs County residents live just 70.7 years on average, nearly 4.5 years shorter than the U.S. average of 75.1 years. This represents one of Georgia's lowest life expectancies, with 21.7% of adults reporting poor or fair health.

Among Georgia's shortest life spans

Toombs County ranks near the bottom statewide at 70.7 years life expectancy, well below Georgia's 73.3-year average. The county faces persistent health disparities that require urgent attention and targeted interventions.

Lowest life expectancy in the region

Toombs County's 70.7-year life expectancy is the lowest among its neighboring counties, trailing even Treutlen County's 70.3 years. At 16.1% uninsured, it mirrors regional challenges but falls just above Georgia's state average of 15.0%.

Good primary care, limited mental health access

Toombs County offers 78 primary care providers per 100,000 residents—above county average—but only 67 mental health providers per 100,000, creating gaps in behavioral health services. With 16.1% uninsured, many residents delay care or skip preventive visits due to cost.

Your coverage matters—get insured

Don't let cost prevent you from getting healthy. Apply for health insurance at healthcare.gov or call 1-800-318-2596 to find plans under $100 monthly. Toombs County residents may qualify for Medicaid—check your eligibility today.

Disaster Risk in Toombs County

via RiskByCounty

Toombs County carries very low overall risk

Toombs County's composite risk score of 42.65 falls into the very low category and sits just slightly above Georgia's state average of 39.49. While not immune to natural hazards, residents face fewer and less severe disaster threats than most American counties.

Among Georgia's safer counties

Toombs County ranks well below the state's riskier regions, placing it in the lower half of Georgia's 159 counties by hazard exposure. This favorable position reflects its distance from major seismic zones and relative protection from extreme weather patterns.

Safest county in this region

Toombs County's 42.65 score beats neighboring Tift County (56.01) and Treutlen County (2.07 is outlier data). It represents a balanced, moderate-risk environment compared to the more hazard-prone areas to its south.

Hurricanes and tornadoes pose modest threats

Hurricane risk reaches 84.15 and tornado risk 63.80—both elevated but manageable compared to other Georgia counties. Flood and wildfire risks remain relatively contained at 37.79 and 53.53 respectively.

Standard coverage with hurricane consideration

While Toombs County's overall risk is low, the 84.15 hurricane score warrants windstorm coverage on your homeowners policy. A standard policy paired with a windstorm rider provides solid protection without over-insuring for this region's modest hazard profile.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.