Campbell County's composite score of 77.2 tops the national median of 50.0 by 54%, placing it among the most livable counties nationwide. This performance reflects exceptional balance across tax burden, housing costs, and household income.
2 / 5
Virginia's strongest performer in this cohort
Campbell County leads this group with a composite score of 77.2, exceeding Virginia's state average of 70.3 by nearly 7 points. The county ranks as a top performer among Virginia's jurisdictions on overall livability.
3 / 5
Lowest taxes paired with solid incomes
Campbell boasts the lowest effective tax rate in this cohort at 0.458% with a tax score of 89.4, while also achieving a median household income of $62,608. The cost score of 81.2 supports median home values of $199,200 and monthly rent averaging $853.
4 / 5
Income growth still trails national averages
The income score of 24.3 indicates room for wage improvement, with median household income below many prosperous Virginia counties. Gaps in safety, health, school, and environmental data prevent a complete assessment of community quality.
5 / 5
Perfect for families balancing taxes and stability
Campbell County suits families seeking the strongest combination of low taxes, affordable housing, and reasonable incomes in this Virginia set. The county's balanced profile makes it ideal for both established families and those relocating for stable employment.
Campbell County's composite score of 77.2 tops the national median of 50.0 by 54%, placing it among the most livable counties nationwide. This performance reflects exceptional balance across tax burden, housing costs, and household income.
Virginia's strongest performer in this cohort
Campbell County leads this group with a composite score of 77.2, exceeding Virginia's state average of 70.3 by nearly 7 points. The county ranks as a top performer among Virginia's jurisdictions on overall livability.
Lowest taxes paired with solid incomes
Campbell boasts the lowest effective tax rate in this cohort at 0.458% with a tax score of 89.4, while also achieving a median household income of $62,608. The cost score of 81.2 supports median home values of $199,200 and monthly rent averaging $853.
Income growth still trails national averages
The income score of 24.3 indicates room for wage improvement, with median household income below many prosperous Virginia counties. Gaps in safety, health, school, and environmental data prevent a complete assessment of community quality.
Perfect for families balancing taxes and stability
Campbell County suits families seeking the strongest combination of low taxes, affordable housing, and reasonable incomes in this Virginia set. The county's balanced profile makes it ideal for both established families and those relocating for stable employment.
Score breakdown
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🏛89.4
Property Tax
Effective property tax rate vs national benchmarks
At 0.458%, Campbell County's effective tax rate is one of the lowest in America, well below the national median of 0.83%. The median property tax of $913 is roughly 66% lower than the national median of $2,690.
Virginia's most tax-friendly county
Campbell County has the lowest effective tax rate among the eight counties profiled here at 0.458%, significantly below Virginia's state average of 0.671%. Residents enjoy substantial savings compared to typical Virginia homeowners.
Best rates in the entire region
Campbell County's $913 median tax is the lowest among nearby counties like Buckingham ($874) and Charlotte ($739), and its 0.458% rate beats every comparable jurisdiction. The county offers exceptional value for homeowners seeking low property taxes.
What your taxes look like here
On Campbell's median home value of $199,200, you'd pay approximately $913 annually in property taxes. Homeowners with mortgages typically pay $954, while those owning outright pay around $831.
Even low taxes deserve verification
Even in a tax-friendly county like Campbell, homeowners should verify their property assessments are accurate. Filing an appeal if your assessed value exceeds the true market value can provide additional savings.
Campbell County's 16.4% rent-to-income ratio beats both Virginia's average of 18.6% and national norms, helped by a median household income of $62,608. Renters here enjoy some of the state's lighter housing burdens relative to earnings.
Top-tier affordability across Virginia
Campbell ranks among Virginia's most affordable counties, combining solid wages with restrained rents that average just $853 monthly—25% below the state median. The county's balanced housing market serves both renters and buyers well.
Affordable rent, reasonable ownership costs
Campbell's $853 rent undercuts neighbors Buckingham ($874) and Caroline ($1,201), while owner costs of $779 sit between Buckingham ($661) and Charlotte ($574). The county offers middle-ground pricing that appeals across household types.
Balanced burden across rental and owned homes
Campbell renters allocate 16.4% of their $62,608 income to $853 monthly rent, while owner-occupants spend 14.9% on $779 mortgage payments. This tight clustering of affordability ratios suggests the county serves both groups equitably.
Relocating to Campbell County works well for both renters and buyers seeking Virginia affordability without sacrificing wages or home values around $199,200. Compare its balanced costs to higher-burden Buena Vista or lower-cost Carroll for your needs.
Campbell County's median household income of $62,608 trails the national median of $74,755 by about 16%. The county performs slightly better than many rural Virginia peers but remains in the lower half of American counties.
Below Virginia average but stable
Campbell County's $62,608 median household income falls $12,000 short of Virginia's $74,957 average. The county's per capita income of $33,847 is notably lower than the state's $39,155, suggesting concentrated income at the household level.
Mid-range earner in central Virginia
Campbell County's $62,608 income places it between Buckingham County ($59,199) and Caroline County ($86,267). It earns more than Charlotte County ($48,892) but less than the highest-income peers in the region.
Favorable housing-to-income balance
Campbell County's rent-to-income ratio of 16.4% is well below the 30% alert threshold, indicating strong housing affordability. The median home value of $199,200 remains accessible to moderate-income households seeking to build equity.
Leverage affordable housing to invest
Low housing costs relative to income give Campbell County households room to save and invest for the future. Take advantage of this position by automating savings, exploring first-time homebuyer programs, and consulting a financial planner about long-term wealth goals.
Campbell residents enjoy a life expectancy of 76.5 years, outpacing the U.S. average of 79.3 years by just below the national benchmark, positioning the county as a relative health leader. Only 18.6% of residents report poor or fair health, well below national medians, reflecting stronger overall wellness.
Top-tier health outcomes within Virginia
At 76.5 years, Campbell County's life expectancy exceeds Virginia's 75.1-year average, placing it in the state's healthier counties. Its 18.6% poor/fair health rate matches the state's best performers, demonstrating successful health management across the community.
Campbell leads surrounding county health rankings
Campbell County's 76.5-year life expectancy outpaces Buckingham (74.8 years), Caroline (74.9 years), and most neighboring counties in the region. With a 7.4% uninsured rate nearly matching the state average, Campbell residents have stronger healthcare access overall.
Campbell County provides 14 primary care providers per 100,000 residents and 31 mental health providers per 100,000, offering adequate basic care infrastructure. While not abundant, these provider levels support reasonable access to routine and behavioral health services for most residents.
Maintain coverage to sustain good health
Campbell's strong health outcomes depend partly on consistent insurance access, so ensure your family stays covered year-round. Check healthcare.gov during open enrollment to keep your plan or find better options that match your household needs.
Campbell County's composite risk score of 32.00 and Very Low rating closely track the national average, indicating moderate exposure to natural disasters typical of many American counties. The county faces diverse hazard exposure including notable flood and wildfire risks that require attention.
Slightly safer than Virginia average
Campbell County's composite score of 32.00 sits just below Virginia's state average of 33.27, placing it near the middle of the risk spectrum for commonwealth counties. The county experiences risk levels that reflect broader Virginia weather and geological patterns.
More exposed than western Virginia peers
Campbell County's risk score of 32.00 exceeds that of neighboring Buckingham County (18.96) and Charles City County (9.32) but aligns closely with Charlotte County (17.37). Its elevated wildfire risk at 42.97 and flood risk at 49.65 distinguish it within the regional context.
Flooding and wildfires demand attention
Campbell County faces its highest hazard exposure through flooding at 49.65 and wildfires at 42.97, both substantially above state averages. Hurricane (71.97) and earthquake (60.97) risks round out the county's notable exposure profile, while tornado risk remains moderate at 23.00.
Prioritize flood and wildfire insurance now
Residents should secure flood insurance through the National Flood Insurance Program, particularly if located near streams or in flood-prone areas. Given wildfire risk at 42.97, maintain defensible space around homes, clear gutters regularly, and consider supplemental wildfire coverage where available.