countyscore
38.9
County Score
Income & Jobs 90.9Schools 78.8Health 71.1

County Report Card

About Cape May County, New Jersey

Below the national median score

Cape May County earns a 38.9 composite score, trailing the national median of 50.0. High property values and environmental risks contribute to this lower national standing.

Stable performance within New Jersey

Cape May's 38.9 score is nearly identical to the state average of 41.4. It holds its own in the state rankings, particularly due to a more manageable tax environment than its neighbors.

High incomes and lower tax rates

With an income score of 90.9 and a median income of $88,046, the county remains prosperous. Its 19.9 tax score is high for New Jersey, reflecting a relatively low 1.325% effective tax rate.

Safety and environmental risk factors

The county struggles with a safety score of 13.5 and an environmental risk score of 9.0. These factors, combined with expensive housing, present hurdles for new residents.

Ideal for affluent coastal living

Cape May is a strong choice for wealthy individuals looking for a coastal lifestyle with lower-than-average New Jersey taxes. It rewards those who can afford high home values and manage coastal environmental risks.

Score breakdown

Tax19.9Cost8.8Safety13.5Health71.1Schools78.8Income90.9Risk9Water67.5Weather67.8
🏛19.9
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠8.8
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼90.9
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡13.5
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤71.1
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓78.8
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧67.5
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤67.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨41.6
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱54.3
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Cumberland County
New Jersey
25.4
Atlantic County
New Jersey
31.9
Kent County
Delaware
44.2
Sussex County
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Salem County
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Gloucester County
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New Castle County
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Camden County
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Deep Dives

Cape May County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Cape May County

via TaxByCounty

Cape May's tax rates run remarkably low

Cape May County boasts an effective tax rate of just 1.325%—among the lowest in America and well below the national median of 1.56%. Despite homes averaging $395,000 (40% above national average), residents pay only $5,233 annually in property taxes, making it extraordinarily tax-efficient.

New Jersey's most tax-friendly county

Cape May's 1.325% effective rate is the lowest among all 21 New Jersey counties—40% below the state average of 2.211%. This exceptional advantage is a primary draw for retirees and wealthy homeowners seeking low-tax coastal living.

Dramatically lower than all peers

Cape May's 1.325% rate is half that of its nearest neighbor, Cumberland County (2.455%), and less than half Atlantic County (2.475%). This dramatic advantage makes Cape May the clear winner for tax-conscious property buyers in South Jersey.

Lowest taxes despite high home values

A Cape May homeowner with the median property value of $395,000 pays just $5,233 annually—an exceptionally low burden for such expensive real estate. This translates to roughly $436 monthly, making Cape May ideal for those prioritizing tax efficiency.

Even low rates benefit from appeals

While Cape May's low rate is attractive, homeowners should still verify assessments are accurate, as errors occur regardless of county tax levels. A property tax appeal could unlock additional savings, especially valuable in a county where every dollar counts.

Full property tax analysis on TaxByCounty

Cost of Living in Cape May County

via CostByCounty

Cape May achieves rare affordability despite seasonal premium

Cape May County's rent-to-income ratio of 18.3% beats the national average of 18.5%, impressive considering the county's tourist-economy premium on housing. Median household income of $88,046 sits well above the national median of $74,755, allowing residents to absorb the $1,345 monthly rent typical of Jersey Shore communities.

Shore county ranks among New Jersey's most affordable

Cape May County's 18.3% rent-to-income ratio ranks better than New Jersey's 19.1% state average, despite being a seasonal coastal destination. The county's $1,345 median rent sits meaningfully below the state median of $1,577, offering unexpected affordability for a high-amenity shore county.

Comparable to Atlantic but with much pricier homes

Cape May's $1,345 rent nearly matches Atlantic County's $1,325, but Cape May's median home value of $395,000 runs $122,300 higher—reflecting the shore premium. Despite similar rental costs and comparable income levels, Cape May buyers face significantly steeper homeownership expenses than Atlantic County neighbors.

Renters find balance; buyers face shore country club fees

Cape May renters pay $1,345 monthly while homeowners average $1,588, a slim $243 difference uncommon in New Jersey—a reflection of the area's modest income level relative to home values. With $88,046 median household income, renters spend 18.3% on housing while homeowners reach 21.6%, a manageable gap.

Renters thrive at the Shore; buyers should negotiate carefully

If renting appeals, Cape May County delivers genuine affordability with ocean access and a tight-knit coastal community—a rare combination in New Jersey. Prospective homebuyers should note that the area's $395,000 median home prices reflect seasonal tourism demand, making it one of the state's pricier markets relative to local incomes.

Full cost of living analysis on CostByCounty

Income & Jobs in Cape May County

via IncomeByCounty

Cape May surpasses national income levels

Cape May County's median household income of $88,046 exceeds the national median of $74,755 by 17.8%, reflecting strong seasonal and year-round employment. The county's tourism and service sectors generate substantial income despite seasonal economic fluctuations.

Below state average, beach economy shows strength

Cape May's $88,046 income trails New Jersey's $100,891 state average by $12,845, though it outperforms several struggling South Jersey counties. The gap reflects seasonal employment challenges common to shore-dependent economies, yet the county maintains resilience through tourism and retirement migration.

Outearns Cumberland, matches Atlantic's strength

Cape May's $88,046 median substantially exceeds Cumberland County's $64,499 and closely tracks Atlantic County's $76,819. Among South Jersey counties, Cape May occupies a middle position, bolstered by affluent retirees and seasonal workers who boost median income figures.

Tourism economy supports affordable living

Cape May's 18.3% rent-to-income ratio is among the state's most favorable, allowing households to retain substantial discretionary income. The median home value of $395,000 reflects the county's desirability as a coastal destination—requiring roughly 4.5 years of gross income, but achievable for dual-income households.

Seasonal income requires year-round planning

Cape May households should build 9–12 months of emergency reserves given seasonal employment patterns common to shore communities. Consistent maxing of retirement accounts during peak earnings months and diversifying income sources creates stability and long-term wealth accumulation.

Full income & jobs analysis on IncomeByCounty

Safety in Cape May County

via CrimeByCounty

Cape May Crime Near National Average

Cape May County reports a total crime rate of 2,481.8 per 100K, slightly higher than the national average of 2,385.5. It maintains a safety score of 96.1, which is influenced by its status as a tourist destination.

Safety Impacted by Seasonal Shifts

The county's safety score of 96.1 is lower than the New Jersey state average of 97.6. Sixteen agencies report crime data that often reflects the influx of summer visitors to this coastal region.

Comparing Coastal Safety Scores

Cape May is safer than neighboring Atlantic County, which reports a higher crime rate of 2,837.4 per 100K. However, it experiences more reported crime than many inland New Jersey counties.

High Property Crime, Low Violent Crime

Property crime is the primary concern at 2,261.8 per 100K, while violent crime remains low at 220.0. The violent crime rate is significantly better than the national benchmark of 369.8 per 100,000.

Protecting Seasonal and Year-Round Homes

With property crime as the main focus, residents should use smart locks and remote monitoring systems. Keeping homes well-lit during the off-season is a key strategy for deterring theft.

Full safety analysis on CrimeByCounty

Health in Cape May County

via HealthByCounty

Cape May County modestly outpaces nation

At 76.6 years, Cape May County's life expectancy exceeds the U.S. average of 76.1 by half a year but lags New Jersey's state average of 78.5 by 1.9 years. With 15.1% reporting poor or fair health, the county sits slightly below state averages, reflecting challenges common to older, coastal populations.

Below-average health rank in state

Cape May County ranks in the lower third of New Jersey counties for life expectancy at 76.6 years, 1.9 years below the state average. Its 15.1% poor/fair health rate reflects an aging population and economic transitions affecting the seasonal shore community.

Healthier than Atlantic, less than Gloucester

Cape May County's 76.6-year life expectancy exceeds Atlantic County (75.7) but trails Gloucester County (77.1) and much farther behind Burlington County (78.9). With only 53 primary care providers per 100,000 residents, the county faces geographic and provider access challenges compared to more densely-served regions.

1 in 13 residents uninsured

An estimated 7.7% of Cape May County residents lack health insurance, slightly above the state average of 7.5%, affecting access to care for roughly 8,000 people. The county's limited primary care network of 53 providers per 100,000 compounds coverage gaps, especially for preventive services.

Secure affordable health coverage

If you're uninsured in Cape May County, NJ's marketplace offers plans year-round with income-based financial assistance. Call 1-855-877-NJ-HELP or visit NJ.gov/HealthCoverage to explore options that fit your family's budget.

Full health analysis on HealthByCounty

Schools in Cape May County

via SchoolsByCounty

Intimate Schools for Coastal Communities

Cape May County maintains a small but focused footprint with 32 public schools serving 11,802 students. These schools are distributed among 16 districts, resulting in a localized approach to education at the Jersey Shore.

High Investment Yields Strong Returns

Local districts spend a significant $14,220 per pupil, well above the national average of $13,000. This investment pays off with a 91.1% graduation rate, essentially matching the high standards set by the state of New Jersey.

Community-Focused School Districts

The Middle Township Public School District is the largest in the county, educating 2,577 students across four campuses. Ocean City School District also plays a vital role, serving 1,865 students and hosting the county's largest high school.

Small-Town Feel and Manageable Sizes

Schools here feel personal, with an average enrollment of just 381 students per campus. While most schools are suburban, the mix includes seven rural campuses, and even the largest school—Ocean City High—enrolls only 1,215 students.

Find Your Home in a High-Scoring County

With a school score of 69.7, Cape May County offers some of the most consistent academic quality in the state. Families looking for a close-knit community with well-funded schools will find this coastal region particularly attractive.

Full schools analysis on SchoolsByCounty

Disaster Risk in Cape May County

via RiskByCounty

Cape May County: moderate coastal risk

Cape May County registers a composite risk score of 91.03, placing it near the national average with a relatively moderate overall disaster risk profile. The score reflects primarily coastal hazards concentrated in this peninsula county.

Cape May near New Jersey's average

At 91.03, Cape May County sits just slightly above New Jersey's state average of 90.81, making it one of the state's least-risk counties. This makes Cape May relatively lower-risk compared to most other New Jersey communities.

Cape May: lower risk than neighbors

Cape May County (91.03) has substantially lower risk than Atlantic County (92.97) to the north and Cumberland County (82.57) to the west. Despite being lower-risk statewide, Cape May's coastal location still exposes it to significant flood and hurricane threats.

Cape May's primary hazards

Flood risk dominates at 99.40, making Cape May one of the state's most flood-vulnerable counties due to its coastal and low-lying geography. Hurricane risk (93.12) and wildfire risk (86.42) pose secondary but meaningful threats, while tornado risk (38.30) is comparatively lower.

Essential coverage for Cape May

Flood insurance is absolutely critical in Cape May County, where the 99.40 flood risk score reflects extreme coastal vulnerability to storm surge and inundation. Homeowners should also ensure comprehensive hurricane coverage through their standard policy or supplemental protection.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Cape May County

via WeatherByCounty

New Jersey's Warmest Coastal Tip

At 56.0°F, Cape May is significantly warmer than the national median and the warmest county in this regional set. Its 43.8 inches of precipitation is lower than many of its northern neighbors.

Leading the State in Warmth

Cape May's 56.0°F average annual temperature is nearly 2.5 degrees higher than the New Jersey state average. Its unique peninsula geography allows the ocean to moderate its climate significantly.

Warmest of the Southern Tier

It is much warmer than its closest neighbor, Cumberland County, which averages 54.6°F. Cape May's coastal position creates a microclimate that sets it apart from the inland mainland.

Mild Winters and Shore Breezes

The county sees only 14.8 inches of snowfall and 21 extreme heat days, reflecting a very stable climate. Winter averages are a relatively mild 37.6°F, the highest in the region.

Coastal Maintenance is Key

With the mildest winters in the state, residents can focus less on snow and more on salt-air corrosion. HVAC systems should be optimized for humidity rather than extreme freezing protection.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Cape May County

via SoilByCounty

The State's Most Acidic Coastal Ground

Cape May County possesses very acidic soil with an average pH of 4.01. This is significantly lower than the national median of 6.5 and even falls below the New Jersey state average of 4.24.

Coastal Sands Meet Heavy Silt

The soil composition is 66.4% sand, providing the gritty texture characteristic of the state's southern peninsula. Silt at 20.6% helps provide some structure, but the overall mix is designed for quick drainage and high aeration.

Exceptional Organic Matter Levels

Fertility is high here, with organic matter reaching 19.88%, which is nearly ten times the national average and well above the state average. An available water capacity of 0.145 in/in helps anchor this nutrient-rich environment for local flora.

Well-Drained Soil for Coastal Farming

Most of the county’s land is classified as well-drained, making it a reliable choice for diverse agricultural uses. This natural efficiency in moving water prevents the roots of most plants from becoming waterlogged in the coastal humidity.

A Haven for Salt-Tolerant Native Plants

Coastal zone 7b allows for a wide variety of plantings, especially salt-tolerant shrubs and native grasses. Start a garden this season to take advantage of some of the highest organic matter levels in the entire state.

Full soil quality analysis on SoilByCounty

Lawn Care in Cape May County

via LawnByCounty

Favorable Conditions at the Cape

Cape May County scores a 54.3 for lawn difficulty, outperforming both the state average of 48.0 and the national median of 50.0. Its Zone 7b classification and coastal moderating effects create a relatively hospitable environment for maintaining a healthy lawn.

Moderate Temperatures and Coastal Rains

With only 21 extreme heat days, the Cape is cooler than much of the state, though precipitation is slightly lower at 43.8 inches. A high growing degree day count of 3,802 means the lawn stays active and requires consistent care for most of the year.

Correcting Well-Drained, Acidic Soil

The soil is well-drained and 66.4% sand, but the pH of 4.01 is significantly lower than the ideal 6.0 range. Extensive soil testing and regular lime applications are necessary to prevent nutrient deficiencies in this highly acidic environment.

Monitoring Dry Coastal Conditions

Cape May saw 26 weeks of drought over the past year, and 100% of the county remains abnormally dry today. Because the soil is so well-drained, lawns can dry out quickly, making supplemental irrigation vital during peak summer weeks.

Perfect Timing for Coastal Lawns

Wait for the last spring frost on April 24 before starting your spring seeding for the best results in Zone 7b. The late first frost on November 9 provides one of the longest fall growing windows in the state to establish strong root systems.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Cape May County's county score?
Cape May County, New Jersey has a composite county score of 38.9 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Cape May County rank among counties in New Jersey?
Cape May County ranks #13 among all counties in New Jersey on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Cape May County, New Jersey?
The median annual property tax in Cape May County is $5,233, with an effective tax rate of 1.32%. This earns Cape May County a tax score of 19.9/100 on CountyScore (higher = lower taxes).
What is the median household income in Cape May County?
The median household income in Cape May County, New Jersey is $88,046 per year according to U.S. Census Bureau data. Cape May County earns an income score of 90.9/100 on CountyScore.
Is Cape May County, New Jersey a good place to live?
Cape May County scores 38.9/100 on CountyScore's overall county ranking, ranking #13 in New Jersey. The best way to evaluate Cape May County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Cape May County with other counties side by side.

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.