57.5
County Score
Cost of Living 95.4Schools 82.5Safety 73.5

County Report Card

About Hall County, Texas

Outperforming the National Median Index

Hall County shines with a composite score of 57.5, comfortably exceeding the national median of 50.0. This makes it a standout performer for its tier and location. It offers a quality of life that ranks in the upper half of the nation.

A Top Performer in the State

With a 57.5 score, Hall County is significantly above the Texas state average of 41.9. It outperforms most of its regional neighbors by a wide margin in safety and education. This makes it one of the more desirable rural counties in Texas.

Elite Affordability and Safe Schools

The county boasts a near-perfect Cost Score of 95.4 with median home values of just $80,200. It also excels in community stability with a School Score of 82.5 and a Safety Score of 73.5. These numbers represent a rare combination of high quality and low price.

Limited Income and Water Scarcity

The Income Score of 9.0 is very low, reflecting a modest median household income of $46,728. Water access is the most critical challenge, with a score of just 0.8 indicating severe supply issues. Residents trade off high economic opportunity for peace and affordability.

Perfect for Safety and Savings

Hall County is an ideal destination for retirees or remote workers who prioritize a safe environment and low overhead. With a $610 median rent and top-tier schools, it is a hidden gem for families who don't rely on local high-paying jobs. It is the gold standard for high-value rural living.

Score breakdown

Tax25.1Cost95.4Safety73.5Health20Schools82.5Income9Risk65.4Water0.8Weather48.5
🏛25.1
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠95.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼9
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡73.5
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
20
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓82.5
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
65.4
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧0.8
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤48.5
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨20.7
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱24.2
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Hall County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Hall County

via TaxByCounty

Hall County offers lowest tax burden

Hall County's effective tax rate of 1.212% ranks among the lowest in this analysis and below the Texas state average of 1.276%. With a median property tax of just $972 on homes valued at $80,200, Hall offers Texas's most affordable property tax environment in this group.

Hall County among Texas's cheapest

At 1.212% effective rate and $972 median annual taxes, Hall County ranks among the most tax-friendly counties in the state. Its median tax falls $1,221 below the Texas state average of $2,193, reflecting both low rates and modest property values.

Hall leads Panhandle on affordability

Hall County homeowners pay just $972 annually, significantly less than nearby Hale County ($1,471) or Gray County ($1,435). Its 1.212% rate and lowest-value homes make Hall the Panhandle's most affordable county.

Hall County property tax estimate

The median home in Hall County, valued at $80,200, carries an annual property tax bill of approximately $972—the lowest in this analysis. With mortgage assessments included, homeowners pay around $1,550 annually.

Even small savings matter in Hall

Hall County residents paying below-average taxes should still verify their assessments are accurate. A free appeal to the appraisal district can ensure your property value isn't inflated and keeps your already-low bill competitive.

Cost of Living in Hall County

via CostByCounty

Hall County offers rare affordability

At 15.7%, Hall County's rent-to-income ratio is notably below the national average of 18.1%, offering renters one of the most affordable housing burdens in the country. The median rent of $610 is among the lowest, reflecting a genuinely accessible rental market.

Texas's most affordable rental market

Hall County's 15.7% rent-to-income ratio significantly undercuts the Texas state average of 18.1%, making it one of the most affordable counties in the state. The median home value of $80,200 is the lowest among all eight counties, delivering deep discounts to buyers.

Cheapest rents among all peers

Hall's $610 median rent is the lowest among all eight counties, undercutting Hale County ($798), Gonzales ($837), and all others by substantial margins. The county stands out as the genuine affordability leader in this regional cluster.

Housing costs leave room to breathe

Renters in Hall pay just $610 monthly (15.7% of the $46,728 median income), while homeowners pay $495 (12.7%)—the lowest absolute costs in the eight-county set. Both groups enjoy significant income flexibility for other expenses and savings.

Hall County is the affordability champion

If you're relocating to maximize housing affordability and stretch your budget, Hall County delivers the lowest rents, lowest home values, and lowest rent-to-income ratio in this entire region. Compare these numbers to your current housing costs—the savings could be transformative.

Income & Jobs in Hall County

via IncomeByCounty

Hall County income significantly lagging

Hall County's median household income of $46,728 is 37.5% below the U.S. median of $74,755. The county ranks among Texas's lowest-income areas, facing structural economic challenges.

Lowest income in Texas group

At $46,728, Hall County lags the state median of $64,737 by 27.8%, the widest gap in this comparison group. The per-capita income of $24,649 is the lowest among all eight counties, indicating severe earning constraints.

Struggling rural economy

Hall County ($46,728) ranks lowest by far, significantly trailing Hale County ($52,788) and all other comparison counties. The minimal per-capita income of $24,649 reflects limited job options and economic opportunity.

Low costs offset low income

Hall County's rent-to-income ratio of 15.7% is the lowest in the group, offering affordability relief. The median home value of $80,200 is the most affordable, making homeownership technically accessible despite constrained household budgets.

Focus on income growth first

Hall County residents face urgent financial challenges requiring immediate focus on income stability and skill development. Pursue education, training, and job placement services to increase earning potential before attempting wealth-building strategies.

Safety in Hall County

via CrimeByCounty

Hall County: Among the Nation's Safest

Hall County achieves an elite safety score of 99.0, making it one of the most secure counties in the nation. Its total crime rate of 632.2 per 100,000 is nearly four times lower than the national average of 2,385.5. This exceptional data point reflects a very peaceful local environment.

Setting the Standard for Texas Safety

Hall County's safety score of 99.0 is significantly higher than the Texas state average of 96.8. Its total crime rate of 632.2 is remarkably lower than the state's average of 2,052.5. Only three reporting agencies cover the county, reflecting the low volume of incidents they must manage.

Unmatched Safety in the Region

Hall County is far safer than any of its regional counterparts, including Hale County at 1,577.3 and Gray County at 2,336.4. Its crime rate is a mere fraction of what is seen in nearby more populated counties. Hall County remains a quiet haven for those prioritizing public safety.

Minimal Crime in Every Category

Violent crime is very low at 140.5 per 100,000, far below the national average of 369.8. Property crime is even more suppressed at 491.7, compared to the national average of 2,015.7. Residents here experience an extraordinarily low frequency of both personal and property threats.

Preserving the Peace in Hall County

While Hall County is exceptionally safe, maintaining home security helps keep these numbers low. Simple precautions like locking doors and windows remain the best defense against random property crimes. Your commitment to safety helps preserve the unique, secure character of this community.

Health in Hall County

via HealthByCounty

Hall County life expectancy near national norm

Hall County residents live an average of 74.2 years, placing the county 4.7 years below the U.S. life expectancy of 78.9 years. The county's 23.5% poor or fair health rate exceeds the national average of 18%, suggesting underlying health challenges across the population.

Matches state average with insurance gaps

At 74.2 years, Hall County's life expectancy matches the Texas state average of 74.3 years precisely. However, the county's 25.1% uninsured rate is the highest in this eight-county group and significantly exceeds the state average of 19.8%—a major access barrier.

Uninsured rate far exceeds regional peers

Hall County's 25.1% uninsured rate stands 6 to 11 percentage points above every neighbor in this cluster, from Grayson (18.5%) to Gray (21.5%). Provider data for Hall is limited, but the county's exceptionally high uninsured rate suggests residents face significant obstacles reaching whatever healthcare infrastructure exists.

Uninsured crisis dominates local healthcare

One in 4 Hall County residents (25.1%) lack health insurance—the highest uninsured rate in this region—leaving them vulnerable to medical bankruptcy and untreated illness. Limited provider data makes it difficult to assess local healthcare infrastructure, but uninsured status means even available providers are out of reach for many residents.

Breaking Hall County's uninsured crisis

If you're part of Hall County's 25.1% uninsured population, getting coverage is an urgent priority. Visit Healthcare.gov, apply for Texas Medicaid, or contact a community health center—coverage exists, and your health depends on claiming it.

Schools in Hall County

via SchoolsByCounty

Intimate Learning in Memphis ISD

Hall County features a streamlined education system of four public schools all managed by Memphis ISD. This single-district county serves a total of 432 students from preschool through high school.

High Investment, Superior Results

Hall County boasts the highest school score in the region at 60.4, well above the state average. This success is backed by a 95.0% graduation rate and a higher-than-average per-pupil investment of $8,984.

The Memphis ISD Community

Memphis ISD is the sole educational provider, ensuring every student in the county benefits from the same resource pool. The district manages two elementary schools, one middle school, and one high school.

Purely Rural, Small-Scale Classrooms

Every school in the county is classified as rural, with an average enrollment of just 108 students per campus. Memphis High School, the largest, has only 141 students, offering an incredibly personalized learning experience.

Find a Home in Hall County

If you are looking for an environment where every teacher knows every student, Hall County is unmatched. Invest in a home here to benefit from high graduation rates and a district that truly invests in its children.

Disaster Risk in Hall County

via RiskByCounty

Hall County faces very low disaster risk

With a composite risk score of 34.61, Hall County ranks as very low—significantly below the Texas state average of 49.00 and among the safest counties nationally. The county's risk profile is substantially more favorable than most Texas communities.

Texas's safest county overall

Hall County ranks at the bottom of Texas's disaster risk scale, with most hazards scoring well below state averages. Flood risk of only 3.79 and hurricane risk of 19.07 are exceptionally low, making the county one of the state's most resilient.

Significantly safer than regional peers

Hall County's score of 34.61 is dramatically lower than neighboring Hale County (78.44) and Grayson County (80.31). The county's interior Texas Panhandle location shields it from coastal storm systems and major flood corridors.

Wildfire is only notable concern

Hall County's wildfire risk of 74.40 is the only hazard scoring above state averages, reflecting the Panhandle's grassland environment. All other risks—flood (3.79), tornado (31.68), hurricane (19.07)—are exceptionally low compared to regional and state benchmarks.

Standard coverage is generally sufficient

Hall County's very low overall risk means most residents can rely on standard homeowners insurance; flood insurance is rarely necessary. Focus on wildfire preparedness by maintaining defensible space and clearing dead vegetation, particularly in rural areas prone to grassland fires.

Weather & Climate in Hall County

via WeatherByCounty

High heat in a semi-arid setting

Hall County averages 61.5°F annually, reflecting a climate that is warmer than the national median but cooler than South Texas. It experiences a wide range of weather, from heavy heat to snowy winters.

Drier than the average Texas county

Hall County averages 23.6 inches of precipitation, trailing the Texas state average of 31.9 inches. Its annual temperature of 61.5°F is slightly cooler than the 65.5°F state average.

A bridge between plains and heat

Compared to counties further south, Hall experiences more significant winters with 6.7 inches of annual snowfall. However, it still endures 102 extreme heat days, making it one of the hotter spots in the Rolling Plains.

Extreme heat and snowy winter breaks

The county sees 102 days over 90°F each year, with July averages reaching 82.7°F. Winters provide a sharp contrast, dropping to a 40.3°F January average with 6.7 inches of snow.

Equip for both heat and snow

Homeowners need to balance heavy summer cooling for the 102 extreme heat days with winter prep for snow and freezing nights. The 23.6 inches of rain suggests a need for water-wise landscaping to thrive in this drier climate.

Soil Quality in Hall County

via SoilByCounty

Alkaline sands in the Red River Valley

Hall County features fine sand with a pH of 7.51, which is notably higher than the 6.5 national median. The sandy nature of this soil makes it unique among its neighbors.

Dominant sand content limits retention

The soil is nearly 60% sand (59.5%) with only 15.3% clay. This high sand percentage makes for easy digging but causes the soil to lose water and nutrients very quickly.

Low organic matter challenges growers

With only 1.10% organic matter, the soil is well below the 1.66% state average. The soil score of 20.7 reflects these challenges, though an AWC of 0.137 in/in provides some moisture buffer.

Maximum infiltration in group A

Classified as well drained and hydrologic group A, this soil has the highest water infiltration rates. Water disappears quickly from the surface, meaning plants need frequent, light watering.

Sun-loving plants thrive in zone 7b

Okra, southern peas, and watermelons love the warm, sandy conditions found here. Mix in plenty of compost to help your garden hold onto the nutrients it needs to produce.

Lawn Care in Hall County

via LawnByCounty

Tough Conditions for Green Lawns

Hall County is one of the more difficult places for lawns, with a score of 24.2. This sits well below the state average, as the 7b hardiness zone brings significant environmental challenges to turf management.

Dry Air and triple-digit Heat

The county receives just 23.6 inches of annual rain and faces 102 days of extreme heat over 90°F. This combination of low moisture and high heat creates a high-evaporation environment where grass quickly goes dormant without help.

Working with Well-Drained Fine Sand

A soil pH of 7.51 indicates alkaline conditions that may require specialized fertilizers to keep your lawn healthy. The fine sand texture provides excellent drainage, but it won't hold onto water or nutrients for very long.

Frequent Drought and Water Scarcity

With 33 weeks of drought over the past year and 27.5% of the county in severe drought, water management is critical. Setting your mower height higher will help shade the soil and reduce water loss from the sandy surface.

Selecting Tough, Native Varieties

Consider native grasses or specialized Bermuda blends that can handle the 7b winters and the sandy, alkaline soil. Delay your planting until after the frost date of April 4 to ensure the soil is warm enough for growth.

Frequently Asked Questions

What is Hall County's county score?
Hall County, Texas has a composite county score of 57.5 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Hall County rank among counties in Texas?
Hall County ranks #23 among all counties in Texas on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Hall County, Texas?
The median annual property tax in Hall County is $972, with an effective tax rate of 1.21%. This earns Hall County a tax score of 25.1/100 on CountyScore (higher = lower taxes).
What is the median household income in Hall County?
The median household income in Hall County, Texas is $46,728 per year according to U.S. Census Bureau data. Hall County earns an income score of 9/100 on CountyScore.
Is Hall County, Texas a good place to live?
Hall County scores 57.5/100 on CountyScore's overall county ranking, ranking #23 in Texas. The best way to evaluate Hall County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Hall County with other counties side by side.