CountyScore

Morgan County

Utah · UT

#10 in Utah
74.6
County Score

County Report Card

About Morgan County, Utah

Morgan ranks solidly above national median

Morgan County's composite score of 74.6 places it at approximately the 49th percentile nationally, just slightly above the national median of 50.0. The county's strength lies in exceptional health outcomes and remarkable low-risk conditions.

Above Utah average, upper-tier standing

At 74.6, Morgan County exceeds Utah's state average of 72.1 by 2.5 points, securing a place in the state's upper tier. Its distinctive profile—high income and health with premium housing costs—sets it apart from rural peers.

Highest incomes and exceptional health

Morgan County leads the eight-county cohort with an Income Score of 65.7 and median household income of $126,092—more than double the state average. Its Health Score of 81.8 is the highest, and Risk Score of 96.6 indicates an exceptionally safe environment.

High housing costs strain affordability

The Cost Score of just 56.5 is the lowest among all eight counties, reflecting premium housing with median home value of $600,900 and rent averaging $1,493/month. These steep costs offset the county's income advantages, limiting net affordability.

Perfect for affluent families prioritizing health

Morgan County is designed for high-income professionals and established families willing to pay premium housing costs for top-tier health care, schools, and safety. It's ideal for those who value health outcomes and risk mitigation above budget constraints.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax87Cost56.5SafetyComing SoonHealth81.8SchoolsComing SoonIncome65.7Risk96.6WaterComing Soon
🏛87
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠56.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼65.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤81.8
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡96.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Morgan County with another county →

Counties with similar scores

Rio Blanco County
Colorado
74.6
Median income: $72,620
Adams County
Idaho
74.6
Median income: $59,286
Lincoln County
Idaho
74.6
Median income: $66,038
McLean County
Kentucky
74.6
Median income: $70,549
Madison County
North Carolina
74.6
Median income: $58,628

Deep Dives

Morgan County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Morgan County

via TaxByCounty

Morgan County taxes above national median

Morgan County's effective tax rate of 0.543% exceeds the national median of 0.535%, placing it among higher-tax counties nationwide. The median property tax of $3,264 far surpasses the national median of $2,690, reflecting both high rates and premium home values.

Second-highest rate in Utah

Morgan County ranks second only to Millard with an effective rate of 0.543%, well above Utah's 0.498% state average. The median tax bill of $3,264 is nearly double the state median of $1,815.

Significantly higher than all surrounding counties

Morgan County's 0.543% rate far exceeds every comparable Utah county—even Millard at 0.535%. The median home value of $600,900 is the highest in the state, amplifying the impact of this elevated rate.

Median home pays $3,264 annually

The typical Morgan County home valued at $600,900 incurs an annual property tax of $3,264. Homeowners with mortgages pay $3,332, while those without mortgages pay $3,112.

Assessment appeals particularly valuable here

At Morgan County's elevated rate, even a small reduction in assessed value yields meaningful tax savings. Many homeowners here find assessment appeals worthwhile—a free process that could lower your bill significantly.

Full property tax analysis on TaxByCounty

Cost of Living in Morgan County

via CostByCounty

Morgan County housing costs among nation's highest

Morgan County's 14.2% rent-to-income ratio masks a deeper reality: at $1,493 per month, median rent is extraordinarily high, reflecting the county's affluent profile with a median household income of $126,092. This is a wealthy county where housing remains proportionally affordable only due to exceptional incomes.

Utah's priciest housing market

Morgan County ranks as Utah's most expensive housing market, with median rents ($1,493) and home values ($600,900) far exceeding all state peers. The 14.2% rent-to-income ratio looks affordable only because household incomes here are 70% above the state median.

Summit County's exclusive neighbor

Morgan County's $1,493 rent dwarfs all comparable counties in this sample—Grand County ($1,021) seems cheap by comparison. The median home value of $600,900 reflects Morgan's position as an ultra-premium mountain county attracting wealthy residents and second-home buyers.

Wealth enables premium housing costs

Renters allocate 14.2% of their $126,092 income to rent ($1,493/month), while homeowners dedicate 15.3% to mortgage costs ($1,610/month). Morgan County's affordability story is about income inequality—what looks manageable for locals would strain budgets anywhere else.

Morgan County: luxury living requires matching income

Relocating to Morgan County demands household incomes matching its $126,092 median—this is Utah's wealth hub, not an affordable option. If mountain living matters more than budget, compare it to more accessible neighbors; if budget matters, look to Garfield or Millard instead.

Full cost of living analysis on CostByCounty

Income & Jobs in Morgan County

via IncomeByCounty

Morgan County leads the nation

Morgan County's median household income of $126,092 is 68.8% above the U.S. median of $74,755, ranking it in the top tier of American counties. This exceptional income reflects a prosperous, well-educated population and strong regional economy.

Utah's highest-income county

Morgan's $126,092 median towers 57.3% above Utah's state average of $80,176, making it by far the state's top-earning county. The per capita income of $43,194 is 23.1% above the state average, indicating broad-based prosperity.

Vastly exceeds all peers

Morgan's $126,092 income dwarfs all other counties analyzed: Juab ($89,803), Kane ($75,000), Millard ($70,877), Iron ($65,527), Grand ($62,521), Garfield ($61,688), and Piute ($44,650). It stands alone at the top of Utah's income ladder.

Strong wealth-building capacity

Morgan's rent-to-income ratio of 14.2% is the second-lowest among these counties, freeing up substantial income for savings and investment. A median home value of $600,900 is steep in absolute terms but easily affordable given the county's exceptional income.

Advanced wealth strategies apply

Morgan residents with $126,092 median income should leverage tax-advantaged strategies: max out 401(k)s and HSAs, invest in taxable brokerage accounts, and consider real estate or business ownership. Consulting a fiduciary financial advisor can optimize long-term wealth accumulation and tax efficiency.

Full income & jobs analysis on IncomeByCounty

Health in Morgan County

via HealthByCounty

Morgan County leads the nation

Morgan County residents live to 81.0 years on average, among the longest lifespans in the United States and 2.1 years above the national average of 78.9 years. The 12.8% poor or fair health rate is exceptional, placing Morgan in the nation's healthiest percentile.

Utah's healthiest county by far

Morgan County leads all Utah counties with a life expectancy of 81.0 years, more than three years ahead of the state average of 77.9 years. The county's 12.8% poor health rate is Utah's best, reflecting exceptional population health management and lifestyle factors.

Dominates regional health metrics

Morgan's 81.0-year life expectancy far exceeds neighboring Rich, Weber, and Davis counties, while its 12.8% poor health rate is the region's best by a wide margin. Morgan's residents enjoy strong primary care access at 79 per 100K, though mental health services at 23 per 100K lag behind better-staffed regions.

Lowest uninsured rate drives outcomes

Morgan County's uninsured rate of 6.1% is the lowest in Utah, meaning 94% of residents have health insurance coverage—a major factor in the county's exceptional health performance. Strong primary care access combined with high insurance coverage creates an ideal environment for preventive care and chronic disease management.

Morgan's insurance advantage works

Morgan's success story begins with coverage: 94% of residents have health insurance, enabling early detection and prevention that extends both quality and length of life. If you're among the uninsured, enrollment brings you into Morgan's proven model of health and longevity.

Full health analysis on HealthByCounty

Disaster Risk in Morgan County

via RiskByCounty

Morgan County among nation's safest regions

Morgan County's composite risk score of 3.47 places it in the Very Low category, a remarkable 33 points below Utah's state average of 36.19. This small northern county experiences minimal aggregate exposure to natural disasters.

Second-safest county in Utah

Morgan County ranks second lowest among Utah's 29 counties, trailing only Piute County (0.89) in overall disaster risk. Its exceptional safety reflects geographic isolation and a favorable hazard profile.

Safest in the Wasatch Front region

Morgan's 3.47 score makes it significantly safer than neighboring Summit County and Weber County to the west, as well as Daggett County to the northeast. It stands as an outlier of safety in the more hazard-exposed Wasatch Front area.

Wildfire remains the primary hazard

Wildfire risk scores 84.10—well above state average—making brush fires Morgan County's main natural disaster concern. Flood (10.69) and earthquake (32.86) risks remain below state averages, creating a narrow hazard profile.

Wildfire insurance is your main priority

Despite Morgan County's exceptional overall safety, wildfire exposure warrants dedicated insurance coverage not included in standard homeowners policies. Residents should secure wildfire riders and maintain defensible space around structures to protect against the county's primary hazard.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.