countyscore
57.5
County Score
Property Tax 96Cost of Living 88.4Weather & Climate 62.4

County Report Card

About Stone County, Arkansas

Stone County exceeds national livability standard

Stone County's composite score of 57.5 surpasses the national median of 50.0 by 15%, positioning it in the upper half of U.S. counties. This profile reflects solid livability across multiple dimensions.

Well above Arkansas average

Stone County scores 57.5 versus Arkansas's state average of 47.9, ranking it among the top tier of Arkansas counties. The county notably outperforms most state peers in overall livability.

Exceptional taxes and schools lead the way

Stone County boasts Arkansas's best tax score at 96.0, with an effective rate of just 0.353%, and delivers strong schools at 56.6. Housing affordability is also excellent, with median rents at $717/month and homes at $149,400.

Income remains the limiting factor

Stone County's income score of 2.3 reflects a median household income of only $38,531, the lowest among these eight counties. This income constraint limits household purchasing power despite the county's other strengths.

Excellent for tax-smart families on tight budgets

Stone County is superb for families prioritizing quality schools, exceptional tax rates, and rural livability within an ultra-low-cost structure. Remote workers and those with outside income will thrive; W-2 earners should consider the income limitations.

Score breakdown

Tax96Cost88.4Safety39Health27.4Schools56.6Income2.3Risk50.1Water33.4Weather62.4
🏛96
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠88.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼2.3
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡39
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤27.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓56.6
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡50.1
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧33.4
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤62.4
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨45.1
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱35.7
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Counties with similar scores

Pitkin County
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Hall County
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Beaver County
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Morgan County
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Menominee County
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Nearby counties

Izard County
Arkansas
56.4
Baxter County
Arkansas
44.5
Cleburne County
Arkansas
48.2
Van Buren County
Arkansas
56.7
Searcy County
Arkansas
64.2
Independence County
Arkansas
45
Fulton County
Arkansas
51.4
Marion County
Arkansas
48.3

Deep Dives

Stone County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Stone County

via TaxByCounty

Stone County has lowest effective tax rate

Stone County's 0.353% effective tax rate ranks among the lowest in the nation, well below the 0.86% national median. At just $528 median property tax—less than 20% of the national median—Stone County offers extraordinary property tax affordability.

Cheapest place to own property in Arkansas

Stone County's 0.353% effective rate is the lowest in Arkansas, nearly 34% below the state average of 0.532%. Its median property tax of $528 falls well below the state median of $705, making it Arkansas's most tax-friendly county.

Lowest rate among all eight counties

Stone County's 0.353% effective rate beats every other county in this eight-county comparison by a wide margin. While Sevier County (0.480%) comes closest, Stone County's superior rate makes it the clear winner for tax-conscious homeowners in the region.

Expected annual tax on median home

A typical Stone County homeowner with a $149,400 property pays approximately $528 annually in property taxes. Mortgage holders typically pay around $696, while non-mortgage owners pay closer to $475.

Still worth confirming your assessment

Even Stone County's exceptionally low rates don't mean your property is assessed correctly—historical overassessments happen everywhere. Reach out to your assessor to verify your $149,400 home value reflects current market conditions and protect your savings.

Full property tax analysis on TaxByCounty

Cost of Living in Stone County

via CostByCounty

Stone County stretches every dollar

Stone County renters spend 22.3% of income on housing, well above the national average of 18.1%. At $38,531 median income—the lowest in this region—residents face the toughest affordability challenge despite modest rents.

Second-tightest in the state

Stone County's 22.3% rent-to-income ratio ranks second-worst among these Arkansas counties, exceeding the state average by 4.2 points. Only St. Francis County (22.7%) struggles more with housing affordability.

Low income, moderate rent burden

Stone County's $717 rent is mid-range for the region, but the lowest median income ($38,531) creates the worst affordability ratio outside St. Francis. Residents here earn less than neighbors while paying comparable or higher rents.

Ownership offers relief

Homeowners in Stone County pay just $508 monthly—$209 less than renters—making ownership a significant affordability boost. The median home value of $149,400 is moderately priced for the region, offering a pathway for financially stretched residents.

Stone County suits homebodies

Stone County's affordability crisis applies mainly to renters; homeownership becomes dramatically cheaper at $508 monthly. If you can purchase, this rural county offers mountain living with ownership costs among the region's lowest.

Full cost of living analysis on CostByCounty

Income & Jobs in Stone County

via IncomeByCounty

Stone County's income challenge

Stone County's median household income of $38,531 lags the national median of $74,755 by nearly $36,000, or 48 percent. The county faces the steepest income gap among its regional cohort.

State's lowest median income

At $38,531, Stone County's median household income falls dramatically short of Arkansas's state average of $51,156 by over $12,600. The county ranks among the lowest-income communities in the state.

Lowest earners in the region

Stone County households earn roughly $12,400 less than Sharp County ($42,950) and nearly $15,000 less than Sevier County ($51,641). The county's isolated geography and limited economic base create persistent income challenges.

Housing costs squeeze hard

At 22.3 percent, Stone County's rent-to-income ratio is elevated, meaning housing costs consume a significant share of limited household earnings. The median home value of $149,400 represents a substantial stretch relative to the county's income base.

Strengthen financial foundations

Stone County residents should focus on achieving financial stability before pursuing wealth-building strategies, starting with emergency savings and budgeting discipline. Access job training programs, remote work opportunities, and small business development to increase household earning power.

Full income & jobs analysis on IncomeByCounty

Safety in Stone County

via CrimeByCounty

Safety Outperforms the National Benchmark

Stone County earns a 97.8 safety score, placing it well above the national safety baseline. Its total crime rate of 1,387.9 per 100K is about 40% lower than the U.S. average.

Exceeding Arkansas Safety Averages

Stone County outperforms the state average safety score of 96.3. The local crime rate sits 938.9 points below the Arkansas state-wide average of 2,326.8.

A Peaceful Ozark Foothill Environment

Stone shares an identical safety score with Sevier County and remains much safer than Sebastian County. It maintains a peaceful environment typical of its rural geography.

Property Loss Over Physical Risk

Property crimes occur at a rate of 919.9 per 100K, while violent crimes stand at 468.0. Data from three reporting agencies show property loss is the more common concern.

Secure Your Property and Equipment

Vigilance regarding property and equipment is key for rural residents. Marking valuable tools and installing perimeter lighting helps keep this county safe.

Full safety analysis on CrimeByCounty

Health in Stone County

via HealthByCounty

Stone County leads on life expectancy

At 74.0 years, Stone County's life expectancy ranks among the best in Arkansas and exceeds the U.S. average of 76.4 years by a small margin—a notable achievement. However, 26.1% of residents report poor or fair health, indicating that extra years of life don't guarantee daily wellness.

Outpacing Arkansas on longevity

Stone County's 74.0-year life expectancy exceeds Arkansas's 72.3-year state average by 1.7 years, placing it among the healthier counties statewide. This advantage reflects better management of chronic disease, though the county still faces preventable health challenges.

A health standout, despite sparse providers

Stone County's 74.0-year life expectancy is the highest among its regional peers—nearly 1 year ahead of Sevier County (72.2 years) and Sebastian County (73.5 years). With only 48 primary care providers per 100,000, the county achieves strong outcomes despite limited provider capacity, suggesting either exceptional provider quality or healthy behavioral factors.

Managed uninsured rate, tight provider network

Stone County's 11.5% uninsured rate slightly exceeds the state average of 9.9%, meaning about 1 in 9 residents lack coverage. The county's 174 mental health providers per 100,000 offer decent behavioral health access, but 48 primary care doctors per 100,000 remain sparse for a population managing chronic disease.

Coverage unlocks preventive care benefits

If you're uninsured in Stone County, enrolling through Arkansas Medicaid or healthcare.gov connects you to the preventive care that supports the county's strong life expectancy gains. Even with limited primary care providers, insurance removes cost barriers and enables telehealth and chronic disease management tools.

Full health analysis on HealthByCounty

Schools in Stone County

via SchoolsByCounty

A Unified Rural Education Experience

Stone County operates under a single school district that manages all seven public schools for its 1,613 students. The infrastructure is tailored to the area's geography, featuring three elementary, one middle, and three high schools. This unified system ensures a consistent curriculum and administrative approach across the entire county.

High Investment and Superior Results

Stone County demonstrates a strong commitment to education with a per-pupil expenditure of $7,285, well above the state average of $6,160. This investment pays off with a 92.0% graduation rate and a school score of 55.2, both of which exceed state and national averages. It is one of the higher-performing rural counties in the region.

Mountain View District Leads the Way

The Mountain View School District is the sole educational authority, serving every student in the county. With no charter schools in the area, the district focuses its efforts on maintaining the quality of its seven traditional public schools. This centralization creates a deep-rooted community connection between the schools and the residents.

Small, Rural Schools Offer Personal Attention

Every single school in Stone County is classified as rural, reflecting the county’s natural landscape. Schools are notably small with an average of only 230 students, though Mountain View Elementary is the largest with 491 students. This small-scale environment often translates to more individualized attention for every child.

Quiet Rural Living with Excellent Schools

For those seeking a rural lifestyle without sacrificing academic quality, Stone County is a standout choice. The high graduation rate and generous per-pupil spending make it an attractive spot for families looking to buy a home. Real estate here offers the unique benefit of a single, high-performing district serving the entire community.

Full schools analysis on SchoolsByCounty

Disaster Risk in Stone County

via RiskByCounty

Stone County has low disaster risk

Stone County's composite risk score of 49.87 sits below the national average, making it one of America's safer counties for natural disasters. The county's relatively low-risk designation reflects more manageable hazard exposure compared to most U.S. areas. This favorable positioning provides residents with reduced overall natural disaster vulnerability.

Among Arkansas's safest counties

Stone County scores 49.87, below Arkansas's state average of 55.51, placing it among the state's lowest-risk areas. The county ranks favorably compared to most of Arkansas, with substantially lower composite hazard exposure. This safer positioning reflects the county's geographic and climatic characteristics.

Safest county in its region

Stone County's risk score of 49.87 is lower than all immediate neighbors, including Van Buren County (50.57) and Sharp County (68.07). The county benefits from somewhat reduced wildfire exposure and moderate tornado risk compared to surrounding areas. Its geographic position in the Ozark region contributes to this comparative safety advantage.

Tornadoes and wildfires merit attention

Tornado risk in Stone County scores 75.03, representing the primary severe weather hazard despite being below-average nationally. Wildfire risk reaches 68.10, creating secondary exposure concerns in dry seasons. Earthquake risk of 73.22 is moderate but noteworthy for structural preparedness.

Maintain standard protective measures

Stone County residents should maintain homeowners insurance with solid windstorm and hail coverage for the 75.03 tornado risk—standard policies typically provide this. Consider wildfire insurance or endorsements if your property is near forested areas, given the 68.10 wildfire risk. A basic tornado safety plan and weather alert system will adequately address the county's primary hazards.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Stone County

via WeatherByCounty

Warmer Than the National Median

Stone County's annual average temperature of 59.7°F sits above the national median for temperate climates. It is a wet region, receiving 51.9 inches of precipitation throughout the year.

Slightly Cooler Than the State Average

The county is about 1.3 degrees cooler than the Arkansas state average of 61.0°F. This makes it one of the more moderate locations in the state during the height of summer.

Milder Than Southern Neighbors

Stone County is significantly cooler than White County, which averages 61.8°F. It also sees 4.9 inches of snow, which is more than double the amount seen in counties further south.

A Year of Extreme Heat

The county experiences 61 days per year where temperatures exceed 90°F, primarily during the 78.5°F summer season. Winters are relatively mild, with a January average of 37.9°F.

Managing Two Months of Heat

Homeowners should invest in efficient air conditioning to handle the 61 days of extreme heat each year. Winter preparations should include gear for occasional snow, as the county averages nearly 5 inches annually.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Stone County

via SoilByCounty

Acidic Ultisols of the Ozark Plateau

Stone County's dominant soils are Ultisols, which are highly weathered and naturally acidic. At a pH of 5.53, the soil aligns closely with the Arkansas state average but remains well below the national median of 6.5.

Sandy Loam Textures for Fast Drainage

With a composition of 43.3% sand and 28.3% silt, the dominant sandy loam texture allows for easy tilling and aeration. The low 14.5% clay content helps prevent waterlogging, making it a favorite for gardeners who prefer lighter soils.

State-Leading Organic Matter Concentrations

Stone County boasts an impressive 11.41% organic matter, nearly triple the state average of 4.15%. This extraordinary fertility compensates for a lower water capacity of 0.107 in/in, which is drier than the Arkansas average.

Well Drained with Moderate Infiltration

Classified as well drained, these soils belong to hydrologic group B, which indicates a moderate rate of water transmission. This makes Stone County land exceptionally versatile for building projects and diverse agricultural uses.

Superior Natural Fertility in Zone 7b

The high organic content in hardiness zone 7b is perfect for specialty herbs and heirloom vegetables that require rich nutrients. While the soil dries out faster than others, the high fertility makes it a powerhouse for Ozark growers.

Full soil quality analysis on SoilByCounty

Lawn Care in Stone County

via LawnByCounty

Challenging Lawn Conditions in Stone County

With a difficulty score of 35.7, Stone County is one of the more difficult areas in the state for lawn care. This score is lower than the Arkansas average of 37.3 and significantly tougher than the national median of 50.0. Growing in Zone 7b requires careful attention to both soil and water.

Heat and Humidity Pressures

Stone County faces 61 extreme heat days annually, nearly matching the state average. The 51.9 inches of annual precipitation is slightly high, which can lead to fungal issues in the transition zone. Balancing these two factors requires a well-timed irrigation and mowing schedule.

Amending Acidic Sandy Loam

The soil is a well-drained sandy loam with 43.3% sand content, which helps prevent waterlogging but may lead to nutrient leaching. At a pH of 5.53, the soil is quite acidic and needs lime to support healthy turf growth. Regular fertilization is necessary to compensate for the sandy texture.

Managing Severe Yearly Droughts

Stone County spent 31 weeks in drought last year, and 100% of the county is currently in severe drought (D2+). This makes drought resilience the number one priority for local gardeners. Focus on soil moisture retention techniques like aeration and top-dressing with organic matter.

Planting Success in Zone 7b

Zoysia and heat-tolerant Tall Fescue are the best bets for the local climate and 7b hardiness zone. Aim to seed or sod after the last frost on April 2nd to give your lawn time to establish before the summer heat. Proper prep work on your acidic soil will pay dividends for years to come.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Stone County's county score?
Stone County, Arkansas has a composite county score of 57.5 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Stone County rank among counties in Arkansas?
Stone County ranks #8 among all counties in Arkansas on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Stone County, Arkansas?
The median annual property tax in Stone County is $528, with an effective tax rate of 0.35%. This earns Stone County a tax score of 96/100 on CountyScore (higher = lower taxes).
What is the median household income in Stone County?
The median household income in Stone County, Arkansas is $38,531 per year according to U.S. Census Bureau data. Stone County earns an income score of 2.3/100 on CountyScore.
Is Stone County, Arkansas a good place to live?
Stone County scores 57.5/100 on CountyScore's overall county ranking, ranking #8 in Arkansas. The best way to evaluate Stone County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Stone County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.