Holt County's composite score of 76.1 exceeds the national median of 50.0 by 52%, placing it well above most U.S. counties. Strong performance in cost and tax dimensions underpins this above-average rating.
2 / 5
Above average for Missouri
Holt County scores 76.1 versus Missouri's state average of 74.8, securing a position in the upper half statewide. The county outperforms most rural Missouri peers in overall livability metrics.
3 / 5
Balanced affordability and income
Holt County combines a tax score of 80.5 (0.773% effective rate) with a cost score of 86.4, while achieving the highest income score of 21.6 among this county group. Median household income of $58,516 paired with median home values of $122,300 offers genuine economic balance.
4 / 5
Critical data gaps remain
Safety, health, school, and environmental quality data are not yet available, leaving important livability factors unassessed. Prospective residents should independently research these dimensions before committing to a move.
5 / 5
Balanced choice for working families
Holt County suits working families seeking a low-tax, affordable-housing community without sacrificing reasonable incomes. The 76.1 score reflects solid fundamentals across the measured dimensions, making it one of the more well-rounded options.
Holt County's composite score of 76.1 exceeds the national median of 50.0 by 52%, placing it well above most U.S. counties. Strong performance in cost and tax dimensions underpins this above-average rating.
Above average for Missouri
Holt County scores 76.1 versus Missouri's state average of 74.8, securing a position in the upper half statewide. The county outperforms most rural Missouri peers in overall livability metrics.
Balanced affordability and income
Holt County combines a tax score of 80.5 (0.773% effective rate) with a cost score of 86.4, while achieving the highest income score of 21.6 among this county group. Median household income of $58,516 paired with median home values of $122,300 offers genuine economic balance.
Critical data gaps remain
Safety, health, school, and environmental quality data are not yet available, leaving important livability factors unassessed. Prospective residents should independently research these dimensions before committing to a move.
Balanced choice for working families
Holt County suits working families seeking a low-tax, affordable-housing community without sacrificing reasonable incomes. The 76.1 score reflects solid fundamentals across the measured dimensions, making it one of the more well-rounded options.
Score breakdown
5 dimensions have live data. 3 more coming as vertical sites launch.
🏛80.5
Property Tax
Effective property tax rate vs national benchmarks
Holt County's effective rate of 0.773% falls below the national median of 0.94%, placing it near the 35th percentile nationally. With a median home value of $122,300, residents pay $945 annually—less than 35% of the national median property tax of $2,690.
Slightly above Missouri average
Holt County's 0.773% rate edges modestly above Missouri's state average of 0.733%, ranking it comfortably in the middle tier of the state's 114 counties. The median tax of $945 runs well below the state median of $1,199, benefiting from lower home values.
Lower-cost neighbor in the region
Holt's 0.773% rate compares favorably to Harrison County (0.824%) and significantly undercuts Jackson County's 1.148%. Among this group of north and central Missouri counties, Holt offers moderate taxation and moderate home prices.
Holt County annual tax snapshot
A median home valued at $122,300 in Holt County incurs a tax of roughly $945 annually under the 0.773% rate, or about $79 per month. Mortgage-related assessments can increase the annual bill to approximately $1,041.
Know your appeal rights in Holt
Holt County homeowners who believe their property is overvalued relative to comparable sales have the statutory right to appeal their assessment. Filing a timely challenge could result in a lower valuation and reduced annual tax burden.
Holt County's rent-to-income ratio of 14.4% ranks among Missouri's most affordable, outpacing the national affordability baseline. Renters here dedicate roughly $702 monthly from a median income of $58,516, leaving room for savings and other expenses.
Best affordability in the region
At 14.4%, Holt County beats Missouri's state average of 15.6%, earning a spot among the state's most livable counties for renters. Median rents of $702 align closely with state trends while incomes run above the regional norm.
The affordability leader locally
Holt County's 14.4% rent ratio edges past Harrison (15.0%), Henry (15.7%), and significantly outpaces Hickory (23.9%). Its combination of reasonable rents ($702) and solid median income ($58,516) makes it a standout choice in the immediate region.
Strong income supports housing
Renters spend $702 monthly while owners invest $628 against a healthy median household income of $58,516. This balance means renters dedicate 14.4% of earnings to housing, while owners commit just 12.9%—both well within comfortable ranges.
Holt delivers rare affordability wins
If you're relocating to find where your paycheck stretches furthest, Holt County offers the regional sweet spot of reasonable rents, solid incomes, and strong affordability metrics. Your housing costs won't squeeze other priorities, making it ideal for families or savers seeking financial stability.
Holt County's median household income of $58,516 closes the gap significantly, falling only 21.7% below the national median of $74,755. This positions Holt as a stronger economic performer within rural Missouri.
Slightly below state average
At $58,516, Holt County trails Missouri's state average of $59,503 by just 1.7%—nearly on parity. This alignment suggests Holt's economy reflects broader state-level conditions.
Second strongest in regional cohort
Holt County's $58,516 income ranks second among these eight counties, trailing only Howard County ($62,628) and Jackson County ($67,178). The county outpaces Harrison ($53,364), Henry ($56,621), and other peers substantially.
Excellent housing affordability
Holt County boasts the lowest rent-to-income ratio at 14.4%, signaling robust housing affordability. Households retain strong financial flexibility despite modest absolute incomes.
Capitalize on economic strength
With per capita income of $34,933 and minimal housing burden, Holt County households are positioned to build meaningful savings. Regular retirement contributions and modest investments in home equity or education can compound into substantial long-term wealth.
At 78.2 years, Holt County residents live nearly 2 years longer than the U.S. average of 76.4 years—the highest life expectancy among these eight counties. Only 20.8% report poor or fair health, indicating strong overall wellness.
Missouri's longest-living county
Holt County's 78.2-year life expectancy outpaces Missouri's state average of 74.3 years by nearly 4 years, placing it among the state's healthiest communities. Its 10.6% uninsured rate also beats the state average of 12.5%.
Significantly outpacing regional peers
Holt County residents live 5.1 years longer than Hickory County and 4.9 years longer than Iron County. The county's strong health outcomes stand out distinctly in this regional comparison.
Good coverage despite provider data gaps
Holt County's 10.6% uninsured rate is among the best in the region, though detailed primary care provider counts are unavailable. Mental health services at 47 per 100K are present, though data limitations prevent full assessment of access.
Maintain your coverage advantage
Holt County's low uninsured rate shows the community values healthcare access. If your coverage needs renewal or updating, healthcare.gov makes it simple to stay protected.
Holt County's composite risk score of 15.68 ranks as Very Low and places it far below the national average. Your county enjoys one of the lowest natural disaster risk profiles in the country.
Missouri's lowest-risk county tier
Holt County scores just 15.68 compared to Missouri's statewide average of 50.56—less than 31% of the state's average risk. You live in one of the safest counties in Missouri for natural disaster exposure.
Safest in northern Missouri region
Holt County's 15.68 score is notably lower than Harrison County (29.33) and far safer than Henry County (52.77). Your county consistently outperforms regional neighbors across nearly every natural disaster category.
Tornado risk is primary concern
Tornado risk reaches 40.81 in Holt County, making it your only moderate-level hazard while all other risks remain very low. Wildfire (32.79) and flood risks (21.66) are minimal by comparison, and earthquake risk is minimal at 16.73.
Basic tornado preparedness sufficient
Standard homeowner's insurance and a tornado safety plan are appropriate for Holt County's low-risk profile. Identify a safe shelter location and keep emergency supplies on hand, though comprehensive multi-hazard coverage isn't as critical as in higher-risk regions.