57.5
County Score
Disaster Risk 84.3Cost of Living 82.7Lawn Care 75.2

County Report Card

About Holt County, Missouri

Strong National Standing

Holt County's composite score of 57.5 puts it well ahead of the 50.0 national median. This ranking places it in roughly the 70th percentile of all U.S. counties. Its profile is characterized by high levels of safety and environmental stability.

Leading the Missouri Average

The county scores significantly higher than the Missouri average of 50.3. It excels in providing a safe and cost-effective environment compared to the rest of the state. It represents a high-performing rural alternative to Missouri's more volatile urban centers.

Safety and Stability are Top Priority

Holt County boasts an exceptional Risk Score of 84.3, meaning it faces very few environmental hazards. Affordability is also a major strength, with a Cost Score of 82.7 and a median home value of $122,300. Safety metrics are solid at 56.2, exceeding many regional peers.

Water and Infrastructure Needs

The most significant weakness is a Water Score of 18.2, which indicates a need for better local water quality or infrastructure. While the Income Score of 34.3 is better than some neighbors, it still reflects a rural economy with limited high-paying jobs. The School Score of 41.9 also shows room for improvement.

Perfect for Families Seeking Security

Holt County is an excellent match for families and individuals prioritizing physical and financial security. The combination of low disaster risk and high housing affordability creates a very stable foundation for long-term living. It serves as a quiet, low-stress haven for those who don't mind a commute for higher-paying work.

Score breakdown

Tax55.5Cost82.7Safety56.2Health53Schools41.9Income34.3Risk84.3Water18.2Weather50.8
🏛55.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠82.7
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼34.3
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡56.2
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
53
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓41.9
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
84.3
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧18.2
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤50.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨69.7
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱75.2
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Holt County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Holt County

via TaxByCounty

Holt County's moderate national standing

Holt County's effective rate of 0.773% falls below the national median of 0.94%, placing it near the 35th percentile nationally. With a median home value of $122,300, residents pay $945 annually—less than 35% of the national median property tax of $2,690.

Slightly above Missouri average

Holt County's 0.773% rate edges modestly above Missouri's state average of 0.733%, ranking it comfortably in the middle tier of the state's 114 counties. The median tax of $945 runs well below the state median of $1,199, benefiting from lower home values.

Lower-cost neighbor in the region

Holt's 0.773% rate compares favorably to Harrison County (0.824%) and significantly undercuts Jackson County's 1.148%. Among this group of north and central Missouri counties, Holt offers moderate taxation and moderate home prices.

Holt County annual tax snapshot

A median home valued at $122,300 in Holt County incurs a tax of roughly $945 annually under the 0.773% rate, or about $79 per month. Mortgage-related assessments can increase the annual bill to approximately $1,041.

Know your appeal rights in Holt

Holt County homeowners who believe their property is overvalued relative to comparable sales have the statutory right to appeal their assessment. Filing a timely challenge could result in a lower valuation and reduced annual tax burden.

Cost of Living in Holt County

via CostByCounty

Holt's rent burden stays manageable

Holt County's rent-to-income ratio of 14.4% ranks among Missouri's most affordable, outpacing the national affordability baseline. Renters here dedicate roughly $702 monthly from a median income of $58,516, leaving room for savings and other expenses.

Best affordability in the region

At 14.4%, Holt County beats Missouri's state average of 15.6%, earning a spot among the state's most livable counties for renters. Median rents of $702 align closely with state trends while incomes run above the regional norm.

The affordability leader locally

Holt County's 14.4% rent ratio edges past Harrison (15.0%), Henry (15.7%), and significantly outpaces Hickory (23.9%). Its combination of reasonable rents ($702) and solid median income ($58,516) makes it a standout choice in the immediate region.

Strong income supports housing

Renters spend $702 monthly while owners invest $628 against a healthy median household income of $58,516. This balance means renters dedicate 14.4% of earnings to housing, while owners commit just 12.9%—both well within comfortable ranges.

Holt delivers rare affordability wins

If you're relocating to find where your paycheck stretches furthest, Holt County offers the regional sweet spot of reasonable rents, solid incomes, and strong affordability metrics. Your housing costs won't squeeze other priorities, making it ideal for families or savers seeking financial stability.

Income & Jobs in Holt County

via IncomeByCounty

Holt County approaches national parity

Holt County's median household income of $58,516 closes the gap significantly, falling only 21.7% below the national median of $74,755. This positions Holt as a stronger economic performer within rural Missouri.

Slightly below state average

At $58,516, Holt County trails Missouri's state average of $59,503 by just 1.7%—nearly on parity. This alignment suggests Holt's economy reflects broader state-level conditions.

Second strongest in regional cohort

Holt County's $58,516 income ranks second among these eight counties, trailing only Howard County ($62,628) and Jackson County ($67,178). The county outpaces Harrison ($53,364), Henry ($56,621), and other peers substantially.

Excellent housing affordability

Holt County boasts the lowest rent-to-income ratio at 14.4%, signaling robust housing affordability. Households retain strong financial flexibility despite modest absolute incomes.

Capitalize on economic strength

With per capita income of $34,933 and minimal housing burden, Holt County households are positioned to build meaningful savings. Regular retirement contributions and modest investments in home equity or education can compound into substantial long-term wealth.

Safety in Holt County

via CrimeByCounty

Holt County Securely Beats National Rates

Holt County boasts a safety score of 98.4, indicating a high level of security. Its total crime rate of 1006.1 per 100K is significantly lower than the national average of 2,385.5.

Performing Well Above Missouri Averages

With three agencies reporting, Holt County maintains a safety score higher than the state average of 97.0. Local crime rates are nearly 50% lower than the Missouri average.

A Safer Choice for the Region

Holt County remains much safer than many neighboring areas, with a total crime rate of 1006.1 per 100K. It offers a tranquil environment compared to more populated Missouri counties.

Low Violent and Property Crime Rates

The violent crime rate of 257.4 per 100K is well below the national average of 369.8. Property crime also stays low at 748.7, compared to over 2,015 nationwide.

Simple Steps to Deter Property Crime

Maintaining exterior lighting and participating in neighborhood watch programs helps keep crime rates low. Secure locks and visibility are the best defenses for Holt County residents.

Health in Holt County

via HealthByCounty

Holt County leads on life expectancy

At 78.2 years, Holt County residents live nearly 2 years longer than the U.S. average of 76.4 years—the highest life expectancy among these eight counties. Only 20.8% report poor or fair health, indicating strong overall wellness.

Missouri's longest-living county

Holt County's 78.2-year life expectancy outpaces Missouri's state average of 74.3 years by nearly 4 years, placing it among the state's healthiest communities. Its 10.6% uninsured rate also beats the state average of 12.5%.

Significantly outpacing regional peers

Holt County residents live 5.1 years longer than Hickory County and 4.9 years longer than Iron County. The county's strong health outcomes stand out distinctly in this regional comparison.

Good coverage despite provider data gaps

Holt County's 10.6% uninsured rate is among the best in the region, though detailed primary care provider counts are unavailable. Mental health services at 47 per 100K are present, though data limitations prevent full assessment of access.

Maintain your coverage advantage

Holt County's low uninsured rate shows the community values healthcare access. If your coverage needs renewal or updating, healthcare.gov makes it simple to stay protected.

Schools in Holt County

via SchoolsByCounty

Small-Scale Schooling in Holt County

Holt County's educational landscape is comprised of eight public schools serving a total of 723 students across three districts. The system includes four elementary schools, one middle school, and three high schools.

High Investment in Small Student Populations

Holt County spends $8,173 per pupil, significantly outstripping the state average of $6,334. Although the graduation rate of 82.9% is currently below state and national benchmarks, the county score of 52.3 remains near the state median.

Mound City and South Holt Lead

South Holt Co. R-I and Mound City R-II are the two primary districts, serving 280 and 276 students respectively. There are zero charter schools in the county, maintaining a traditional public school focus for every student.

The Definition of Rural Education

All eight schools in the county are located in rural settings, featuring a very small average size of just 90 students. South Holt High is the largest school in the county, yet it only enrolls 145 students.

Discover Personalized Learning in Holt County

For families who value extremely small class sizes and high per-pupil investment, Holt County is a prime location. Explore homes near Mound City to take advantage of these intimate and well-funded educational environments.

Disaster Risk in Holt County

via RiskByCounty

Holt County among America's safest

Holt County's composite risk score of 15.68 ranks as Very Low and places it far below the national average. Your county enjoys one of the lowest natural disaster risk profiles in the country.

Missouri's lowest-risk county tier

Holt County scores just 15.68 compared to Missouri's statewide average of 50.56—less than 31% of the state's average risk. You live in one of the safest counties in Missouri for natural disaster exposure.

Safest in northern Missouri region

Holt County's 15.68 score is notably lower than Harrison County (29.33) and far safer than Henry County (52.77). Your county consistently outperforms regional neighbors across nearly every natural disaster category.

Tornado risk is primary concern

Tornado risk reaches 40.81 in Holt County, making it your only moderate-level hazard while all other risks remain very low. Wildfire (32.79) and flood risks (21.66) are minimal by comparison, and earthquake risk is minimal at 16.73.

Basic tornado preparedness sufficient

Standard homeowner's insurance and a tornado safety plan are appropriate for Holt County's low-risk profile. Identify a safe shelter location and keep emergency supplies on hand, though comprehensive multi-hazard coverage isn't as critical as in higher-risk regions.

Weather & Climate in Holt County

via WeatherByCounty

Northwestern Missouri's Seasonal Rhythm

Holt County's 52.7°F annual average temperature is typical for a continental climate in the American heartland. It experiences four distinct seasons with significant temperature variation throughout the year.

Cooler than the Missouri Average

At 52.7°F, Holt County is cooler than the Missouri state average of 54.9°F. This northern location results in colder winters than the central and southern parts of the state.

Typical Border County Climate

Holt County shares the cold-winter profile of its neighbors along the Nebraska and Iowa borders. Its 31 extreme heat days are fewer than many counties in the Missouri interior.

Cold Winters and Breezy Summers

January is the coldest month with an average of 25.3°F, while July peaks at a warm 76.9°F. The county averages 31 days of extreme heat where temperatures reach or exceed 90°F.

Prepare for Wide Temperature Spans

Residents must plan for a 51-degree difference between average January and July temperatures. While precipitation data is limited, the cold 28.6°F winter average requires reliable home heating.

Soil Quality in Holt County

via SoilByCounty

Naturally Sweet and Alkaline Soils

Holt County boasts an average pH of 6.84, making it one of the few Missouri counties more alkaline than the national median of 6.5. This 'sweet' soil is significantly less acidic than the state average of 6.09. These conditions are ideal for nutrient uptake in many commercial crops.

High Silt Content for Prime Farming

The soil profile is dominated by 59.8% silt and 25.2% clay, with a low 15.0% sand content. This composition results in a dense soil that is excellent at holding onto essential minerals. It provides a stable, fine-textured environment that is prized for its agricultural potential.

Exceptional Water Capacity for Crops

Available Water Capacity is a strong 0.201 in/in, beating the Missouri state average of 0.183 in/in. While the 2.77% organic matter is lower than the state average of 4.74%, it still exceeds the national average of 2.0%. This combination ensures that plants have access to water even during the height of summer.

Unique Subaqueous Drainage Characteristics

The dominant drainage class is identified as subaqueous, suggesting that certain areas are subject to permanent or frequent saturation. Hydrologic group data is not currently specified, requiring local land managers to closely monitor water tables. These conditions are often found near the county's significant river borders.

Productive Gardening in Zone 6a

In Hardiness Zone 6a, Holt County is a prime spot for corn, soybeans, and large-scale vegetable gardens. A respectable soil score of 69.7 reflects the high-quality growing conditions found across the county. Your garden will thrive here with minimal pH adjustment needed.

Lawn Care in Holt County

via LawnByCounty

Strong Success in Northwest Missouri

Holt County boasts a lawn difficulty score of 75.2, making it one of the easier places in the state to maintain a yard. The zone 6a climate is well-suited for traditional lawn care, exceeding both state and national ease-of-care benchmarks.

Temperate Conditions for Turf

While local precipitation data is limited, the 31 extreme heat days are lower than the Missouri average of 37. This reduced heat stress, combined with 3738 growing degree days, creates a manageable environment for cool-season grasses.

Excellent pH and Loamy Base

With a soil pH of 6.84, your land is perfectly balanced for nutrient absorption without the need for heavy amendments. The subaqueous drainage and 25.2% clay content suggest that maintaining good aeration will prevent waterlogging.

Short Drought Cycles and Current Dryness

Holt County experienced just 7 weeks of drought in the past year, significantly less than many neighboring regions. However, with 100% of the area currently abnormally dry, a consistent watering schedule is currently required to maintain color.

Seeding for Success in Zone 6a

Kentucky Bluegrass and Perennial Ryegrass perform well here, especially when seeded after the April 16 frost date. Use the long fall window before the October 20 frost to overseed and repair any thin patches from summer.

Frequently Asked Questions

What is Holt County's county score?
Holt County, Missouri has a composite county score of 57.5 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Holt County rank among counties in Missouri?
Holt County ranks #31 among all counties in Missouri on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Holt County, Missouri?
The median annual property tax in Holt County is $945, with an effective tax rate of 0.77%. This earns Holt County a tax score of 55.5/100 on CountyScore (higher = lower taxes).
What is the median household income in Holt County?
The median household income in Holt County, Missouri is $58,516 per year according to U.S. Census Bureau data. Holt County earns an income score of 34.3/100 on CountyScore.
Is Holt County, Missouri a good place to live?
Holt County scores 57.5/100 on CountyScore's overall county ranking, ranking #31 in Missouri. The best way to evaluate Holt County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Holt County with other counties side by side.