CountyScore

Nacogdoches County

Texas · TX

#123 in Texas
62.9
County Score

County Report Card

About Nacogdoches County, Texas

Nacogdoches scores well above national median

Nacogdoches County's composite score of 71.3 significantly outperforms the national median of 50.0, ranking it in the top 40% of U.S. counties. Strong tax advantages and housing affordability drive this competitive national position.

Above Texas state average

Nacogdoches ranks above Texas's state average composite score of 66.8, placing it firmly in the state's upper tier of 254 counties. This position reflects genuine livability advantages compared to most Texas communities.

Low taxes and solid housing value

Nacogdoches excels with a tax score of 76.2 (effective rate just 0.925%) and cost score of 81.1, offering median homes at $158,200 and rents at $923. These twin advantages make it highly accessible for both renters and homebuyers seeking low financial burden.

Income growth significantly lags

The income score of 17.0 is the lowest in this cohort, reflecting median household income of just $51,528—limiting economic advancement for earning-focused households. Safety, health, schools, and environmental data remain unavailable, creating incomplete livability visibility.

Best for low-expense, community-oriented living

Nacogdoches suits retirees, artists, and families prioritizing low taxes and housing costs over high incomes and rapid career growth. Its combination of affordability and modest tax burden creates financial breathing room for those seeking slower-paced East Texas living.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax76.2Cost81.1SafetyComing SoonHealth55.2SchoolsComing SoonIncome17Risk19.3WaterComing Soon
🏛76.2
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠81.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼17
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤55.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡19.3
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Nacogdoches County with another county →

Counties with similar scores

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Lee County
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Median income: $68,459
Saratoga County
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62.9
Median income: $99,653
Edgecombe County
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62.9
Median income: $48,480

Deep Dives

Nacogdoches County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Nacogdoches County

via TaxByCounty

Nacogdoches offers the nation's lowest rates

At 0.925%, Nacogdoches County's effective tax rate is 27% below the national median of 1.276%, ranking in the very bottom tier nationally. This East Texas county provides exceptional property tax relief for homeowners.

Texas's most tax-friendly county

Nacogdoches County's 0.925% rate is 0.351 percentage points below Texas's 1.276% state average, making it one of the lowest-taxing counties in the state. Few Texas jurisdictions match Nacogdoches's favorable rate.

Nacogdoches leads regional property taxes

At 0.925%, Nacogdoches beats all regional neighbors: Morris (1.178%), Motley (1.097%), Moore (1.526%), and Nolan (1.511%). Only a handful of Texas counties offer lower effective rates.

Higher home values, moderate annual taxes

Though median home values reach $158,200—above several regional peers—Nacogdoches residents pay just $1,464 annually in taxes. The combination of low rates and reasonable home prices creates genuine affordability.

Double-check your assessment accuracy

Even with favorable tax rates, homeowners should ensure their assessed value reflects current market conditions. Disputing an overassessment in Nacogdoches could yield additional savings.

Full property tax analysis on TaxByCounty

Cost of Living in Nacogdoches County

via CostByCounty

Nacogdoches struggles with affordability stress

Nacogdoches County renters spend 21.5% of income on housing, significantly exceeding both the Texas average (18.1%) and indicating affordability strain. The median household income of $51,528 is notably below the national average, creating genuine housing cost pressure for renters.

Above-average housing cost burden statewide

Nacogdoches County's 21.5% rent-to-income ratio ranks above the Texas state average, placing it among the state's less affordable counties. Despite modest home values of $158,200, renters here face disproportionate cost burdens relative to available incomes.

Nacogdoches faces affordability challenges

Nacogdoches County's $923 median rent falls between neighboring Navarro County ($1,039) and Morris County ($824), but its lower $51,528 median income results in the region's highest rent-to-income ratio at 21.5%. This disparity signals housing cost strain relative to economic capacity.

Nacogdoches budget constraint reality

Renters allocate $923 monthly while homeowners pay $699 against a $51,528 median household income. At 21.5% of income devoted to rent, Nacogdoches households face genuine affordability pressure, limiting savings and discretionary spending.

Nacogdoches requires income growth strategy

Nacogdoches County presents affordability challenges that demand careful financial planning; the 21.5% rent-to-income ratio suggests limited margin for error. Consider this location only if you have clear employment prospects exceeding the county's $51,528 median income, or if moving from an even more expensive market.

Full cost of living analysis on CostByCounty

Income & Jobs in Nacogdoches County

via IncomeByCounty

Nacogdoches Significantly Below National Income

Nacogdoches County's median household income of $51,528 falls roughly $23,200 short of the national median of $74,755—a 31% gap. This substantial shortfall reflects structural economic challenges in this East Texas rural county.

Among Texas's Lowest-Income Counties

At $51,528, Nacogdoches County's median household income ranks among the lowest in Texas, trailing the state average of $64,737 by over $13,000. Per capita income of $28,856 also underperforms the state average of $33,197 by 13%.

Nacogdoches Struggles Against Peers

Only Newton County ($41,044) earns less among comparable rural Texas counties; Nacogdoches trails Morris ($55,082), Navarro ($59,310), and Montague ($62,818). The county's income challenges reflect limited job diversity and lower wage employment.

Housing Costs Stretch Limited Incomes

Nacogdoches County's 21.5% rent-to-income ratio is the highest among its peer group, indicating housing costs consume a significant portion of household budgets. With median home values of $158,200 against median incomes of just $51,528, housing affordability requires careful financial planning.

Strategic Saving in Challenging Times

Nacogdoches households face tighter budgets due to higher housing costs relative to income. Prioritize financial literacy, explore grant and assistance programs, and seek employer benefits like retirement matching to build wealth despite economic constraints.

Full income & jobs analysis on IncomeByCounty

Health in Nacogdoches County

via HealthByCounty

Life expectancy below U.S. average slightly

Nacogdoches County residents have a life expectancy of 73.5 years, about 2.9 years shorter than the U.S. average of 76.4 years. One in five report poor or fair health, close to national rates.

Outperforms state average on coverage

Nacogdoches County's 73.5-year life expectancy is slightly below Texas's 74.3-year average, but the 19.2% uninsured rate nearly matches the state's 19.8%. The county ranks middling for health outcomes.

Strong provider advantage in the region

With 71 primary care providers per 100,000 residents, Nacogdoches significantly outpaces neighbors like Montague (25 per 100K) and Moore (33 per 100K). Mental health provider density of 155 per 100,000 is among the highest in this group.

Good infrastructure, improving access

Nacogdoches County's strong provider network—71 primary care and 155 mental health providers per 100,000—means residents typically find appointments available. The 19.2% uninsured rate is near state average, leaving room to expand coverage.

Take advantage of available providers

Nacogdoches County's robust healthcare infrastructure is an asset—make sure you're using it. If uninsured, visit healthcare.gov to explore ACA plans, or check whether you qualify for Medicaid at yourtexasbenefits.com.

Full health analysis on HealthByCounty

Disaster Risk in Nacogdoches County

via RiskByCounty

Nacogdoches: Elevated National Risk Level

Nacogdoches County scores 80.73 on the national composite risk scale, ranking as "Relatively Low" but exceeding Texas's state average of 49.00 by a significant margin. This East Texas county faces above-average disaster exposure, particularly from flood, tornado, and hurricane hazards.

High-Risk East Texas County

Nacogdoches ranks in the upper-middle tier of Texas counties for natural disaster risk, driven by its position in an active tornado corridor and exposure to tropical weather systems. The county's composite score places it among the state's more hazardous communities outside of coastal zones.

Riskier Than Most East Texas Peers

Nacogdoches's score of 80.73 exceeds surrounding rural East Texas counties like Morris (34.54) and Newton (27.16), reflecting its greater exposure to tornado and hurricane pathways. The county's risk profile more closely resembles central Texas communities than its immediate geographic neighbors.

Tornado and Hurricane Threats Dominate

Nacogdoches faces exceptional tornado risk at 94.94 and hurricane risk at 83.40, making severe convective and tropical storms the county's primary threats. Flood risk reaches 75.57, while wildfire (78.82) and earthquake (48.98) risks remain secondary concerns.

Multi-Hazard Protection Essential

Nacogdoches residents should carry comprehensive homeowners insurance with windstorm coverage and consider a separate flood policy given the county's flood exposure. Develop a tornado safety plan with a designated shelter, maintain landscaping to reduce wildfire risk, and keep emergency supplies stocked year-round.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.