countyscore
39.8
County Score
Water Quality 86Property Tax 66.3Weather & Climate 64.7

County Report Card

About Christian County, Kentucky

Christian County Faces Livability Hurdles

Christian County's composite score of 38.9 falls below the national median of 50.0. This suggests that the county faces more significant challenges than the average American community across key dimensions.

Below the Kentucky State Average

The 38.9 score is well under the state average of 58.6. Residents here may experience lower overall quality of life metrics compared to many of their Kentucky neighbors.

High Water Quality and Manageable Taxes

One of the county's brightest spots is water quality, which earns a high score of 86.0. It also maintains a decent tax score of 61.7, supported by a 0.714% effective tax rate.

Addressing Safety and Environmental Risk

Safety and environmental risk are major concerns, scoring just 15.4 and 20.4 respectively. These figures, combined with a cost score of 37.7, indicate that affordability does not fully offset local risks.

Suited for Those Prioritizing Specific Amenities

Christian County is a complex choice, perhaps best for those drawn by specific local industries or military connections. Residents must navigate higher safety risks and climate vulnerabilities while benefiting from excellent water resources.

2040608010066.338.915.432.750.622.520.48664.7Tax66.3Cost38.9Safety15.4Health32.7Schools50.6Income22.5Risk20.4Water86Weather64.739.8/100
This county
National avg
2 above average4 below average

Christian County DNA

Foverall

How Christian County compares to the national average across nine baseline dimensions

Christian County is a tale of two counties — exceptional in Water Quality (86/100) but notably weak in Safety (15.4/100). This polarized profile creates distinct trade-offs for residents.

Dimension Breakdown

Tax
66.3+14.299999999999997
Cost
38.9-9.100000000000001
Safety
15.4-39.6
Health
32.7-17.299999999999997
Schools
50.6
Income
22.5-28.5
Risk
20.4-26.6
Water
86+28
Weather
64.7+8.700000000000003
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Compare mortgage rates in Christian County

Whether buying or refinancing in Christian County, compare rates from top lenders to find the best deal.

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Can You Afford to Live Here?

Median Home Price

$173,600

National median: $185,300

Median Rent

$1,040/mo

National median: $877/mo

Income Needed (home)

$173,600/yr

28% front-end rule

Income Needed (rent)

$41,600/yr

30% rent rule

Affordability Spectrum3.1x income
AffordableNational avgExpensive
Local median income: $55,494/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

5.5

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Christian County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Christian County

via TaxByCounty

Christian County taxes near national median

Christian County's effective tax rate of 0.714% aligns closely with the national median of 0.72%, making it representative of typical U.S. property tax burden. The median annual tax of $1,065 on a home valued at $149,200 falls well below the national median of $2,690.

Christian County slightly below Kentucky average

Christian County's 0.714% effective rate runs just below Kentucky's state average of 0.719%, positioning it squarely in the middle of the state's 120 counties. The median tax of $1,065 falls slightly below the state average of $1,093.

Mid-range taxes for the region

Christian County's 0.714% rate falls between Calloway (0.670%) and Carlisle (0.847%), making it moderate within its region. It remains well below Campbell County's 1.064% outlier rate.

Christian County homeowner tax costs

A median Christian County home valued at $149,200 generates approximately $1,065 in annual property taxes. With mortgage and insurance included, homeowners typically pay around $1,244 per year.

Assessment review is always worthwhile

Christian County homeowners should verify their property's assessed value matches fair market conditions. An assessment appeal could unlock savings if your evaluated home value exceeds what comparable properties recently sold for.

Income & Jobs in Christian County

via IncomeByCounty

Christian lags state and nation

Christian County's median household income of $54,190 falls below Kentucky's state average of $55,909 by roughly $1,700, and trails the national median of $74,755 by about $20,600. The county earns approximately 72% of typical U.S. household income, placing it in the lower-middle tier nationally.

Below-average rank in Kentucky

Christian County ranks below Kentucky's median for household income, placing it in the bottom half of the state's 120 counties. Per capita income of $26,445 falls notably short of the state average of $29,616, suggesting income concentration among fewer earners.

Mixed standing among regional peers

Christian's $54,190 median household income trails nearby Caldwell ($57,618), Carlisle ($62,019), and Campbell ($77,271), though it exceeds Casey ($41,689) and Carter ($50,389). The county faces moderate competitive disadvantages in the regional income hierarchy.

Rent costs strain household finances

Christian's rent-to-income ratio of 22.1% exceeds the 20% caution threshold, meaning typical renters spend roughly $998 monthly—approaching unaffordable levels. Home values of $149,200 represent a substantial burden for median-earning households, limiting homeownership accessibility.

Manage costs while building savings

Christian County residents facing elevated housing costs should prioritize expense reduction before investing, potentially exploring lower-cost housing options or roommate arrangements. Once housing pressure eases, even modest regular savings into employer retirement plans or high-yield accounts compound toward meaningful wealth.

Safety in Christian County

via CrimeByCounty

Christian County Reflects National Averages

Christian County has a safety score of 96.3, which is lower than many neighboring counties. Its total crime rate of 2,352.7 per 100,000 residents is nearly identical to the national average of 2,385.5.

Higher Crime Rates Than State Average

The county's total crime rate is nearly triple the Kentucky average of 786.2. Consequently, its safety score of 96.3 falls below the state average of 98.8.

Local Comparisons Show Higher Incidents

Christian County reports more crime than any of the other seven counties analyzed in this group. Six reporting agencies are active in managing public safety for the community.

Property Crime is the Primary Concern

Violent crime stands at 222.6 per 100,000, which is significantly higher than the state average. Property crime is the main driver of local data, occurring at 2,130.1 per 100,000 people.

Invest in Robust Home Security

Given the higher rates of property crime, residents should consider comprehensive home alarm systems. Monitoring services and security cameras can significantly reduce the risk of burglary.

Weather & Climate in Christian County

via WeatherByCounty

Warmer than the National Median

Christian County's average annual temperature of 58.3°F is warmer than the U.S. median. The region's 52.7 inches of precipitation also places it among the wetter counties in the nation.

Warmer than the Kentucky Average

At 58.3°F, the county is warmer than the Kentucky state average of 56.2°F. It also exceeds the state's average rainfall by roughly two inches per year.

Warmer and Rainier than Clay

Christian County is significantly warmer than Clay County, which averages only 55.7°F. Christian also receives more rain, seeing 52.7 inches compared to Clay's 51.5 inches.

Long Summers and Rare Snow

Summer heat is intense with 42 days per year hitting 90°F or higher. Conversely, winters are mild with only 7.3 inches of snow and a January average of 35.5°F.

Focus on Heavy Cooling Capacity

With 42 extreme heat days, high-efficiency air conditioning is a critical investment for residents. Lightweight winter gear is usually sufficient for the modest 7.3 inches of annual snowfall.

Soil Quality in Christian County

via SoilByCounty

Standard Kentucky Acidity

Christian County reports an average pH of 5.76, nearly identical to the state average of 5.80. The overall soil score of 55.8 shows the land is quite capable, though it sits slightly below the national median pH of 6.5.

Smooth and Silt-Heavy

A high silt content of 64.4% defines the landscape, paired with 21.2% clay and 14.4% sand. This composition creates a fertile silty loam that is excellent for agriculture but can be prone to erosion if left bare.

Excellent Moisture Retention

The available water capacity is a robust 0.195 in/in, surpassing the state average of 0.186. While the organic matter of 2.17% is below the state average, the soil's ability to hold water provides a major advantage.

Water Movement Patterns

Specific drainage and hydrologic group classifications are currently unrecorded. Local growers should focus on maintaining cover crops to protect the high-silt surface from heavy rainfall impact.

Zone 7a Planting Potential

In Hardiness Zone 7a, Christian County offers a generous window for both spring and fall gardening. The high water capacity makes this an ideal place to plant deep-rooted vegetables and native shrubs.

Lawn Care in Christian County

via LawnByCounty

Navigating the 7a Climate in Christian

Christian County scores a 48.8 on lawn difficulty, placing it just below the national average. As a 7a zone, it experiences a blend of Southern heat and Midwestern winters that can make consistent lawn quality difficult to maintain.

High Heat Increases Maintenance Needs

Rainfall is plentiful at 52.7 inches, but 42 extreme heat days—higher than the state average—can quickly dry out the turf. The high number of 4,577 growing degree days means grass grows rapidly and requires a frequent mowing schedule.

Managing Compaction and Soil pH

The soil pH of 5.76 is a bit low for optimal grass health, which typically requires a 6.0-7.0 range. A clay content of 21.2% means the soil can become easily compacted, so annual aeration is recommended to ensure water reaches the roots.

Coping with Severe Dry Cycles

Roughly 38.3% of the county is abnormally dry, and residents have managed 19 weeks of drought over the past year. Adjusting your mower to a higher setting helps shade the soil and significantly reduces water loss during these dry periods.

Seeding for Heat Resistance

Bermudagrass and fescue blends are popular here because they can withstand the intense summer heat. Plan to start your projects after the April 4 frost and finish well before the first hard freeze around November 2.

Frequently Asked Questions

What is Christian County's county score?
Christian County, Kentucky has a composite county score of 39.8 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Christian County rank among counties in Kentucky?
Christian County ranks #118 among all counties in Kentucky on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Christian County, Kentucky?
The median annual property tax in Christian County is $1,126, with an effective tax rate of 0.65%. This earns Christian County a tax score of 66.3/100 on CountyScore (higher = lower taxes).
What is the median household income in Christian County?
The median household income in Christian County, Kentucky is $55,494 per year according to U.S. Census Bureau data. Christian County earns an income score of 22.5/100 on CountyScore.
Is Christian County, Kentucky a good place to live?
Christian County scores 39.8/100 on CountyScore's overall county ranking, ranking #118 in Kentucky. The best way to evaluate Christian County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Christian County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.