CountyScore

Ste. Genevieve County

Missouri · MO

#40 in Missouri
71.5
County Score

County Report Card

About Ste. Genevieve County, Missouri

Ste. Genevieve leads nationally

Ste. Genevieve County's composite score of 76.0 places it well above the national median of 50.0, ranking in the top 52nd percentile of U.S. counties. The county delivers above-average livability for American communities.

Among Missouri's stronger counties

With a score of 76.0, Ste. Genevieve County exceeds Missouri's state average of 74.8, ranking among the top-performing counties statewide. It stands as one of the state's more livable communities.

Excellent tax rates and affordability

Ste. Genevieve County features an exceptional effective tax rate of 0.638% with a tax score of 84.3, plus a cost score of 82.9. Median home values of $215,600 and rents of $774/month offer reasonable affordability in a rural setting.

Income growth opportunity is modest

An income score of 23.4 and median household income of $61,310 represent the county's relative weak point. Data on safety, schools, health, and environmental factors remain unavailable.

Ideal for retirees and small-business owners

Ste. Genevieve County suits retirees and independent workers seeking low taxes, reasonable housing costs, and rural character. This is a county that rewards careful financial management over high-income earning.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax84.3Cost82.9SafetyComing SoonHealth68.1SchoolsComing SoonIncome23.4Risk45.4WaterComing Soon
🏛84.3
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠82.9
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼23.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤68.1
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡45.4
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Ste. Genevieve County with another county →

Counties with similar scores

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Deep Dives

Ste. Genevieve County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Ste. Genevieve County

via TaxByCounty

Ste. Genevieve taxes rank among lowest

Ste. Genevieve County's effective tax rate of 0.638% falls below the national median of 0.71%, placing it in the 37th percentile nationally. The median property tax of $1,376 lies well below the national median of $2,690, reflecting modest home values ($215,600). Ste. Genevieve offers one of the more affordable tax environments in America.

Below Missouri's state average

At 0.638%, Ste. Genevieve County's effective rate is 13% lower than Missouri's state average of 0.733%. The median property tax of $1,376 exceeds the state median of $1,199 by only 15%, despite higher home values. Ste. Genevieve ranks among the state's most tax-favorable counties.

Tied for lowest taxes regionally

Ste. Genevieve County ties with St. Clair County at roughly 0.638%–0.639%, making them the region's tax leaders. Only St. Francois County (0.749%) comes close among neighbors, while higher-tax areas like Shelby (0.896%) and the St. Louis area pay considerably more. This positions Ste. Genevieve as a tax haven in eastern Missouri.

Your $215,600 home costs $1,376 yearly

A median-value home in Ste. Genevieve County generates an estimated annual property tax of $1,376—approximately $115 per month. With mortgage escrow included, owners typically pay closer to $1,313 annually. Over 30 years, that totals roughly $41,280 in property taxes.

Ste. Genevieve homeowners can appeal assessments

Even in Ste. Genevieve County's favorable tax environment, some properties may be overvalued on assessment rolls. The county assessor accepts formal appeals during designated periods each year. Homeowners unsatisfied with their assessed value have a straightforward path to challenge and potentially reduce their tax burden.

Full property tax analysis on TaxByCounty

Cost of Living in Ste. Genevieve County

via CostByCounty

Ste. Genevieve offers solid affordability

Ste. Genevieve County renters spend 15.2% of income on housing, matching Missouri's state average and staying comfortably within national affordability benchmarks. At $774/month, rents sit just above the state median, while the $61,310 household income provides a moderate cushion.

Mid-tier affordability statewide

Ste. Genevieve ranks near the median for Missouri counties, with a 15.2% rent-to-income ratio that edges slightly below the state average of 15.6%. This places it among the more accessible options for working families across the state.

Balanced costs in regional context

Ste. Genevieve's $774 rent aligns with St. Francois County ($786) but exceeds rural counties like Shelby and St. Clair, while home values ($215,600) are higher than most peers. The county offers a middle-ground between affordable rural areas and expensive suburbs.

Stable housing spending patterns

A Ste. Genevieve household earning $61,310 annually ($5,109/month) allocates $774 to rent or $768 to mortgage, consuming 15% of gross income—remarkably balanced. This leaves approximately $4,350 monthly for other expenses, supporting families with moderate debt and savings capacity.

Ste. Genevieve for balanced living

Ste. Genevieve County appeals to households seeking stability between rural affordability and suburban services, with housing costs that don't overwhelm mid-range incomes. If you currently spend 18-20% on housing, this county could cut that share to 15%, freeing resources for family priorities.

Full cost of living analysis on CostByCounty

Income & Jobs in Ste. Genevieve County

via IncomeByCounty

Ste. Genevieve Income Approaches National Median

Ste. Genevieve County's median household income of $61,310 trails the U.S. median of $74,755 by $13,445. The county sits slightly below the national average, reflecting moderate earning capacity.

Above Missouri's Average Income

At $61,310, Ste. Genevieve's median household income exceeds Missouri's state average of $59,503 by $1,807. The county ranks in the upper-middle income tier statewide, outperforming most Missouri counties.

Ste. Genevieve Outearns Most Neighbors

Ste. Genevieve's $61,310 exceeds St. Clair ($46,731), Stoddard ($54,067), Shelby ($52,127), and St. Francois ($54,813). Only St. Louis County ($81,340) and St. Charles County ($102,912) substantially outpace this county.

Solid Housing Affordability

Ste. Genevieve's rent-to-income ratio of 15.2% indicates healthy housing affordability, though median home values of $215,600 are among the region's highest. Strong incomes support homeownership at these price points.

Build on Your Regional Advantage

Ste. Genevieve residents earning $61,000+ can establish solid retirement savings and investment portfolios. Combining above-average incomes with disciplined saving creates pathways to generational wealth and financial independence.

Full income & jobs analysis on IncomeByCounty

Health in Ste. Genevieve County

via HealthByCounty

Ste. Genevieve achieves above-average longevity

At 76.5 years, Ste. Genevieve residents live 2 years longer than the U.S. average of 74.5 years, reflecting solid health and healthcare access for a rural county. With 19.5% reporting poor or fair health—below the national average of 21%—the county demonstrates effective chronic disease management.

Ste. Genevieve ranks in Missouri's top tier

Ste. Genevieve's 76.5-year life expectancy exceeds Missouri's state average of 74.3 years by 2.2 years, placing it among the state's healthiest counties. The 10.4% uninsured rate is notably lower than Missouri's 12.5%, showing better-than-average coverage penetration.

Ste. Genevieve holds strong regional position

Ste. Genevieve's 76.5-year life expectancy ranks second in the region, behind only St. Charles (79.1), and outpaces St. Louis County (76.3) and all other neighboring counties. With 43 primary care providers and 107 mental health providers per 100K, the county offers solid access without reaching urban density levels.

Rural healthcare network serves community well

Ste. Genevieve's 43 primary care providers per 100K provide reasonable access to routine care, while 107 mental health providers per 100K ensure behavioral health services are within reach for most residents. At 10.4% uninsured, nearly all residents have coverage that enables them to use available services.

Keep coverage continuous for best outcomes

Ste. Genevieve's health success depends partly on consistent insurance coverage; if you're among the 10.4% uninsured, marketplace plans at Healthcare.gov can connect you quickly. Renew coverage annually during open enrollment to maintain uninterrupted access to the county's healthcare network.

Full health analysis on HealthByCounty

Disaster Risk in Ste. Genevieve County

via RiskByCounty

Ste. Genevieve County: Moderately Elevated Risk

Ste. Genevieve County's composite risk score of 54.61 rates as "Relatively Low" but slightly exceeds the national average. Residents face somewhat above-typical natural disaster exposure compared to most Americans.

Slightly Above Missouri's Average Risk

At 54.61, Ste. Genevieve County marginally exceeds Missouri's state average of 50.56, placing it in the state's moderate-risk tier. The county's hazard profile reflects typical exposure for the region.

Middle-Ground Risk Among Regional Counties

Ste. Genevieve County (54.61) sits between safer communities like St. Clair County (25.64) and higher-risk areas like St. Francois County (78.53). Its position reflects moderate but meaningful disaster exposure.

Earthquakes and Tornadoes Lead Threats

Ste. Genevieve County's highest risks are earthquake (81.65) and tornado (57.89), followed by moderate flood (52.61) and lower wildfire (36.23) danger. Earthquake preparedness deserves special emphasis for county residents.

Solid Coverage Protects Against Main Threats

Ste. Genevieve County homeowners should prioritize earthquake and tornado coverage as their insurance foundation, supplemented by flood protection if in a vulnerable area. These targeted policies address the county's primary hazard profile.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.