Warren County

Ohio · OH

#75 in Ohio
63.2
County Score

County Report Card

About Warren County, Ohio

Warren maintains above-average livability

Warren County's composite score of 62.1 sits 12 points above the national median of 50.0, placing it in the top 62nd percentile nationally. Though solid, Warren scores notably lower than the other counties in this group.

Slightly below Ohio's average

At 62.1, Warren's composite score falls short of Ohio's state average of 68.8, ranking it in the lower-middle tier within the state. It represents a more typical Ohio county experience.

Strong incomes for the region

Warren's income score of 53.8 is by far the highest in this group, backed by a median household income of $107,843—nearly double Vinton's. This county attracts and retains higher-earning professionals and established families.

Higher costs offset income gains

Warren's cost score of 60.9 reflects the highest housing expenses: median home values of $319,700 and rents of $1,293 per month. Its effective tax rate of 1.275% is the highest among these counties, eroding the benefit of higher incomes.

Suits affluent households seeking amenities

Warren appeals to established professionals and families with substantial incomes who prioritize upscale amenities and community prestige over affordability. Higher-earning couples and growing families can absorb the premium pricing.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax66.4Cost60.9SafetyComing SoonHealth79.8SchoolsComing SoonIncome53.8Risk22.2WaterComing Soon
🏛66.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠60.9
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼53.8
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
79.8
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
22.2
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Warren County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Warren County

via TaxByCounty

Warren taxes run notably high nationally

At 1.275%, Warren County's effective tax rate significantly exceeds the national median of 1.09%, placing it in the top 35% of U.S. counties for tax burden. The median annual property tax of $4,076 is 52% higher than the national median of $2,690, reflecting both higher home values and a steeper rate. Warren homeowners carry a heavier tax load than most Americans.

Above-average taxes throughout Ohio

Warren County's 1.275% effective rate ranks in the top 20% of Ohio counties, surpassing the state average of 1.148% by over a full percentage point. At $4,076 annually, the median property tax is nearly double Ohio's state median of $2,145. Warren is decidedly on the higher end of the Ohio tax spectrum.

Steepest taxes in the greater Cincinnati area

Warren's 1.275% rate substantially exceeds all nearby counties, including Wayne County (1.201%) and Wood County (1.358%, though Wood is marginally higher). Among southwestern Ohio's prosperous suburban counties, Warren's tax burden ranks near the top. Higher home values and school funding demands drive this elevated rate.

Typical home costs $4,076 in taxes yearly

Warren's median home value of $319,700 translates to an estimated annual property tax of $4,076. With a mortgage, homeowners pay approximately $4,252; without one, the annual bill is roughly $3,617. These figures among the state's highest reflect Warren's prosperous suburban character.

Appeals especially valuable at higher values

For Warren County homeowners with higher-value properties, a successful assessment appeal becomes financially significant—a 1% overvaluation on a $320,000 home means $41 in annual tax savings, multiplied across years. Warren residents should carefully compare their assessed value against recent arm's-length sales of similar properties. Professional appraisals can sometimes provide the ammunition needed to win a meaningful reduction.

Cost of Living in Warren County

via CostByCounty

Warren's wealth reflects in housing costs

Warren County residents earn $107,843 median income—44% above the national average—allowing them to absorb $1,293 monthly rent while maintaining a healthy 14.4% housing-cost burden. This affluent southwestern Ohio county demonstrates how higher incomes make premium housing sustainable.

Premium pricing for premium incomes

Warren County's rent-to-income ratio of 14.4% ties the best in this region while its $1,293 median rent towers 48% above Ohio's average of $873. This county outearns the state significantly, allowing residents to comfortably afford its most expensive housing market.

Ohio's most expensive county in this cohort

Warren's $1,293 rent and $319,700 median home value dwarf every comparison county—nearly double Van Wert's $792 rent and 2.3 times Vinton's modest $663. This is a different market entirely, catering to higher-income professionals and executives in greater Cincinnati.

Affluence sustains premium housing expenses

Warren households earning $107,843 spend $1,293 on rent or $1,566 on monthly ownership costs, dedicating just 14.4% to housing despite the steep numbers. This income cushion means even expensive housing remains proportionally affordable compared to lower-income Ohio counties.

Warren welcomes high earners with stability

If your household income reaches or exceeds $100,000, Warren County's premium housing becomes genuinely affordable and competitive. Compare its 14.4% rent-to-income ratio against costlier metros—you may find quality-of-life gains alongside financial sustainability.

Income & Jobs in Warren County

via IncomeByCounty

Warren County earns well above nation

Warren County's median household income of $107,843 exceeds the national median by $33,088—a commanding 44% advantage. This places Warren among Ohio's highest-earning counties and puts it well ahead of most U.S. counties.

Top earner in Ohio rankings

Warren County's $107,843 median income towers 58% above Ohio's state average of $68,101, making it the clear income leader in the state. Only a handful of Ohio counties match Warren's prosperity.

Far outpacing regional competitors

Warren County's $107,843 median household income dwarfs all nearby counties—Van Wert ($65,344), Wood County ($73,124), and Wayne County ($71,769) fall far behind. This income disparity reflects Warren's distinct economic base, likely driven by Cincinnati-area employment.

Wealth-building begins here

Warren County's 14.4% rent-to-income ratio is exceptionally low, leaving households with substantial disposable income. Median home values of $319,700 are elevated, but incomes easily support homeownership and ongoing wealth accumulation.

Maximize prosperity with strategy

High-earning Warren County households should leverage their $107,843 median income to diversify investments and build generational wealth. Consider tax-advantaged retirement accounts, real estate, and portfolio management to multiply long-term gains.

Health in Warren County

via HealthByCounty

Warren leads in longevity and health

Warren County residents live to 78.2 years, nearly 2 years above the national average of 76.4 years, ranking in the top quartile nationally. Just 14.2% report poor or fair health, among the lowest rates in America, reflecting strong economic conditions and healthcare access.

Ohio's healthiest county here

At 78.2 years, Warren County's life expectancy is 3.4 years above Ohio's state average of 74.8 years, making it one of the state's healthiest. The 14.2% poor/fair health rate is dramatically better than Ohio benchmarks, demonstrating the power of robust healthcare investment.

Outperforms all surrounding counties

Warren's 78.2-year life expectancy tops all seven peer counties in this analysis, with the next closest being Wood County at 77.4 years. With 85 primary care providers per 100,000 residents, Warren offers the densest doctor network in this group, ensuring fast access to routine care.

Full coverage, full access

Only 4.4% of Warren residents lack health insurance—the lowest in this eight-county set and well below Ohio's 7.5% average. With 85 primary care and 255 mental health providers per 100,000, Warren delivers comprehensive healthcare within easy reach of nearly all residents.

Maintain your winning advantage

Warren's exceptional coverage rate and provider network create ideal conditions for preventive care and early treatment. Keep your insurance active and schedule regular checkups at Healthcare.gov or with your local provider to sustain this health advantage.

Disaster Risk in Warren County

via RiskByCounty

Warren's Elevated Risk Profile

Warren County scores 77.80 on the composite risk scale, placing it well above the national average and earning a Relatively Low rating. This southwestern Ohio county faces significantly more natural disaster exposure than most American communities, driven by multiple high-risk hazard types.

Among Ohio's Highest-Risk Counties

Warren ranks among the state's most hazard-exposed counties, with a composite score of 77.80 compared to Ohio's 55.03 average. Only a handful of Ohio counties face comparable disaster risk across such a broad range of hazard types.

Warren Faces Greater Risks Than Peers

Warren's 77.80 score exceeds neighboring Wood County (65.68) and Wayne County (64.85), reflecting its concentrated exposure to tornadoes and floods. The county's position in southwestern Ohio's tornado corridor amplifies vulnerability compared to adjacent regions.

Tornadoes and Floods Drive the Risk

Warren experiences tornado risk of 83.40 and flood risk of 83.87—among the highest in the state and far above national averages. These two hazards demand serious preparation: secure a weather radio, maintain emergency supplies, and know your evacuation routes.

Comprehensive Coverage Is Essential

Warren residents should prioritize flood insurance through the National Flood Insurance Program, as standard homeowners policies exclude flood damage. Adding tornado-specific coverage and considering earthquake riders provides multi-hazard protection appropriate to the county's elevated risk profile.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.