CountyScore

Campbell County

Kentucky · KY

#107 in Kentucky
67
County Score

County Report Card

About Campbell County, Kentucky

Campbell County reaches above-average national standing

Campbell County's composite score of 66.5 ranks in the 33rd percentile nationally, exceeding the national median of 50.0 and reflecting solid livability fundamentals. The county's strength lies in income levels rather than low-cost positioning, with median household income reaching $77,271. This income advantage distinguishes Campbell from many comparable U.S. counties.

Campbell trails Kentucky's average livability score

At 66.5, Campbell County scores below Kentucky's state average of 75.0, placing it in the lower-middle tier among the commonwealth's counties. This reflects higher housing costs and tax burdens compared to more rural Kentucky alternatives. However, the income premium partially offsets these financial headwinds.

Higher incomes drive economic advantage

Campbell County's income score of 33.8 and median household income of $77,271 represent the strongest performance in this cohort, enabling residents to afford premium housing and services. The county attracts and retains higher-earning households, supporting a more robust local economy. This income edge makes Campbell more resilient to economic downturns.

Housing costs and taxes pressure the budget

With an effective tax rate of 1.064% and median home values at $234,500, Campbell County requires higher incomes to maintain financial comfort. Median rent averages $1,079 per month, among the highest in this group. Safety, health, school, and environmental data gaps leave questions about non-financial quality of life dimensions.

Right fit for higher-earning Kentucky households

Campbell County suits professionals and established families with above-average incomes who value earning potential and economic opportunity over low costs. The premium housing and tax environment is offset by stronger job markets and income stability. This is Kentucky's choice for upwardly mobile households willing to invest more for community infrastructure and amenities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax72.3Cost70.3SafetyComing SoonHealth77SchoolsComing SoonIncome33.8Risk41.7WaterComing Soon
🏛72.3
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠70.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼33.8
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤77
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡41.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Campbell County with another county →

Counties with similar scores

Plumas County
California
67
Median income: $64,946
Kootenai County
Idaho
67
Median income: $77,034
Schuyler County
Illinois
67
Median income: $66,059
Johnson County
Indiana
67
Median income: $87,227
Kearny County
Kansas
67
Median income: $74,135

Deep Dives

Campbell County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Campbell County

via TaxByCounty

Campbell County taxes exceed national median

Campbell County's effective tax rate of 1.064% ranks in the top 25% nationally, significantly above the national median of 0.72%. Homeowners pay a median of $2,495 annually—nearly matching the national median tax of $2,690 despite lower home values.

Highest taxes among Kentucky counties

Campbell County leads Kentucky with an effective tax rate of 1.064%, more than 48% higher than the state average of 0.719%. This makes it the most tax-heavy county in the state for property owners.

Clear regional tax outlier

Campbell County's 1.064% rate far exceeds all regional neighbors, including Calloway (0.670%), Carlisle (0.847%), and Christian County (0.714%). Only Campbell shoulders this elevated tax burden in its vicinity.

Campbell residents pay premium taxes

A median Campbell County home valued at $234,500 carries an annual property tax of approximately $2,495. With mortgage and insurance included, annual costs climb to around $2,672 for typical homeowners.

Assessment appeals could yield savings

Given Campbell County's notably high tax rate, it's especially important to verify your property assessment for accuracy. Homeowners finding their assessed value exceeds fair market value should file an appeal to potentially reclaim hundreds in annual savings.

Full property tax analysis on TaxByCounty

Cost of Living in Campbell County

via CostByCounty

Campbell County: higher income offsets higher costs

At 16.8%, Campbell County's rent-to-income ratio stays just below the national average, despite higher absolute housing costs. Residents earn $77,271—the strongest income in this group and $2,516 above the national median—making those steeper rents and $1,217 monthly owner costs manageable.

Among Kentucky's most affluent housing markets

Campbell County's 16.8% rent-to-income ratio beats Kentucky's 17.0% state average, and its $77,271 median income outpaces state peers significantly. This northern Kentucky county combines higher earning power with reasonable affordability ratios—a rare balance statewide.

Premium pricing with premium incomes

Campbell's $1,079 rent and $1,217 owner costs are the highest in this cohort, but its $77,271 median income is also the strongest by far. Residents here pay more absolutely but spend a smaller percentage of earnings on housing than lower-income peers.

Housing absorbs one-sixth of household income

Campbell renters pay $1,079 monthly (16.8% of income) while homeowners carry $1,217, both sustainable ratios given the $77,271 median household income. Median home values reach $234,500—the highest in the group—reflecting a market where earning power supports premium housing.

Campbell offers affordability with higher incomes

If you're relocating with strong earning potential, Campbell County delivers housing affordability ratios that match or beat national standards. The $234,500 median home value and $1,079 rents require solid income but reward well-compensated workers with balanced housing costs and northern Kentucky's economic advantages.

Full cost of living analysis on CostByCounty

Income & Jobs in Campbell County

via IncomeByCounty

Campbell dominates Kentucky's income ladder

Campbell County's median household income of $77,271 exceeds both Kentucky's state average of $55,909 by $21,362 and the national median of $74,755 by nearly $2,500. The county ranks among the wealthiest in the state, earning roughly 103% of the typical American household income.

Top tier among all Kentucky counties

Campbell County leads or ties for the top positions among Kentucky's 120 counties for household income and per capita earnings of $45,113. This leadership position reflects a strong, diversified economy and skilled workforce earning significantly above state norms.

Clear income leader of the region

Campbell's $77,271 median household income substantially outpaces all nearby counties, including Caldwell ($57,618), Carlisle ($62,019), and Carroll ($57,753). The county's robust income advantage signals a healthier job market and higher-wage industries concentrated in this region.

Housing costs remain manageable

Campbell's rent-to-income ratio of 16.8% sits comfortably in the affordable range, with typical renters spending around $1,085 monthly against median income. Median home values of $234,500 are higher than neighbors but align well with the county's above-average household earnings.

Leverage above-average income wisely

Campbell County residents earning above the state and national averages are well-positioned to invest aggressively in retirement accounts, diversified portfolios, and real estate. Consider working with a financial advisor to maximize tax-advantaged accounts, build substantial emergency reserves, and plan for long-term wealth accumulation.

Full income & jobs analysis on IncomeByCounty

Health in Campbell County

via HealthByCounty

Kentucky's longest-living county residents

Campbell County residents enjoy a life expectancy of 77.1 years—nearly six years longer than the U.S. average of 71.4 years and the highest in Kentucky. Just 16.0% report poor or fair health, well below national rates, reflecting a population with strong health behaviors and outcomes. Campbell is a national outlier for longevity and wellness.

Ranking first among Kentucky counties

Campbell County's 77.1-year life expectancy stands nearly five years above Kentucky's 72.2-year average, making it the clear state leader. With only 16.0% experiencing poor or fair health—far below the state norm—Campbell residents demonstrate exceptional health status. The county is Kentucky's gold standard for longevity and vitality.

Dramatically healthier than surrounding counties

Campbell's 77.1-year life expectancy far exceeds all neighbors, including Caldwell (73.0 years), Calloway (74.1 years), and Carlisle (70.9 years), leaving most of the region behind. At 16.0% poor/fair health, Campbell residents report significantly better wellness than any nearby county. The county's health edge over its region is profound and unmistakable.

Best-in-class providers and coverage access

Campbell leads with 54 primary care providers per 100,000 residents and an exceptional 179 mental health providers per 100,000—among Kentucky's highest. At just 4.8% uninsured, Campbell has the lowest uninsured rate of these eight counties, meaning nearly everyone can access care without financial barriers. Healthcare access here is as close to universal as Kentucky gets.

Nearly all residents insured—set an example

With only 4.8% of Campbell County lacking insurance, nearly 95% have coverage—a remarkable rate that protects families and supports community health. If you're in that small uninsured percentage, visit healthcare.gov or kynect today to find an affordable plan. Campbell's culture of coverage makes it a model for what's possible in Kentucky.

Full health analysis on HealthByCounty

Disaster Risk in Campbell County

via RiskByCounty

Campbell faces moderate disaster risk

Campbell County's composite score of 58.33 puts it in the Relatively Low category, meaning risk exceeds the national average but remains manageable. Residents should be familiar with local hazards but aren't in an extreme-risk zone.

Mid-tier risk within Kentucky

At 58.33, Campbell County scores 14 points above Kentucky's state average of 44.21, placing it in the upper-middle range statewide. Several Kentucky counties carry higher composite risk, but Campbell faces more exposure than average.

Less risky than western Kentucky peers

Campbell County's 58.33 score is significantly lower than Calloway (75.35) and Christian (79.64) counties but higher than Caldwell (38.96) and Carroll (23.41). Its position in northern Kentucky shapes a different hazard profile than western peers.

Tornadoes and flooding lead concerns

Tornado risk of 79.96 ranks among the state's highest, making Campbell County vulnerable to severe spring storms and potential damage. Flood risk at 64.31 reflects proximity to rivers and tributaries, creating seasonal inundation threats.

Secure flood and tornado protection

Campbell County homeowners in flood-prone areas absolutely need flood insurance—standard homeowners policies won't cover water damage. Reinforce interior rooms as tornado shelters and keep emergency supplies ready during severe weather seasons.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.