countyscore
50.2
County Score
Health 80.4Income & Jobs 78Schools 75.8

County Report Card

About Campbell County, Kentucky

Campbell County Matches National Norms

Campbell County holds a composite score of 50.3, aligning almost perfectly with the national median of 50.0. This indicates a quality of life that is representative of the middle tier of American counties.

Trailing Kentucky's Overall Average Score

The county's 50.3 score sits below the Kentucky state average of 58.6. While it ranks high in specific categories, its overall livability index is pulled down by high regional costs.

High Incomes and Excellent Health Care

Campbell excels with high scores of 80.4 in both income and health categories. The median household income of $77,271 is robust, supported by a strong local school system that scores 75.8.

High Costs and Limited Water Data

Housing affordability is a major hurdle, with a cost score of 19.9 and a median home value of $234,500. Additionally, specific water quality data is not yet available, leaving one dimension of the score unmeasured.

Best for High-Earning Professionals

This county is a perfect fit for professionals who prioritize health infrastructure and high-quality schools. Residents will need those higher incomes to offset the 1.064% effective tax rate and elevated housing costs.

2040608010034.418.945.280.475.87841.756.2Tax34.4Cost18.9Safety45.2Health80.4Schools75.8Income78Risk41.7WaterWeather56.250.2/100
This county
National avg
3 above average2 below average

Campbell County DNA

Foverall

How Campbell County compares to the national average across nine baseline dimensions

Campbell County is a tale of two counties — exceptional in Health (80.4/100) but notably weak in Cost of Living (18.9/100). This polarized profile creates distinct trade-offs for residents.

Dimension Breakdown

Tax
34.4-17.6
Cost
18.9-29.1
Safety
45.2-9.799999999999997
Health
80.4+30.400000000000006
Schools
75.8+21.799999999999997
Income
78+27
Risk
41.7
Weather
56.2
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Compare mortgage rates in Campbell County

Whether buying or refinancing in Campbell County, compare rates from top lenders to find the best deal.

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Can You Afford to Live Here?

Median Home Price

$252,000

National median: $185,300

Median Rent

$1,145/mo

National median: $877/mo

Income Needed (home)

$252,000/yr

28% front-end rule

Income Needed (rent)

$45,800/yr

30% rent rule

Affordability Spectrum3.2x income
AffordableNational avgExpensive
Local median income: $77,567/yr
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Economic & Education Snapshot

Primary Care

24.7

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Campbell County across the ByCounty Network

Detailed analysis from 8 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Campbell County

via TaxByCounty

Campbell County taxes exceed national median

Campbell County's effective tax rate of 1.064% ranks in the top 25% nationally, significantly above the national median of 0.72%. Homeowners pay a median of $2,495 annually—nearly matching the national median tax of $2,690 despite lower home values.

Highest taxes among Kentucky counties

Campbell County leads Kentucky with an effective tax rate of 1.064%, more than 48% higher than the state average of 0.719%. This makes it the most tax-heavy county in the state for property owners.

Clear regional tax outlier

Campbell County's 1.064% rate far exceeds all regional neighbors, including Calloway (0.670%), Carlisle (0.847%), and Christian County (0.714%). Only Campbell shoulders this elevated tax burden in its vicinity.

Campbell residents pay premium taxes

A median Campbell County home valued at $234,500 carries an annual property tax of approximately $2,495. With mortgage and insurance included, annual costs climb to around $2,672 for typical homeowners.

Assessment appeals could yield savings

Given Campbell County's notably high tax rate, it's especially important to verify your property assessment for accuracy. Homeowners finding their assessed value exceeds fair market value should file an appeal to potentially reclaim hundreds in annual savings.

Income & Jobs in Campbell County

via IncomeByCounty

Campbell dominates Kentucky's income ladder

Campbell County's median household income of $77,271 exceeds both Kentucky's state average of $55,909 by $21,362 and the national median of $74,755 by nearly $2,500. The county ranks among the wealthiest in the state, earning roughly 103% of the typical American household income.

Top tier among all Kentucky counties

Campbell County leads or ties for the top positions among Kentucky's 120 counties for household income and per capita earnings of $45,113. This leadership position reflects a strong, diversified economy and skilled workforce earning significantly above state norms.

Clear income leader of the region

Campbell's $77,271 median household income substantially outpaces all nearby counties, including Caldwell ($57,618), Carlisle ($62,019), and Carroll ($57,753). The county's robust income advantage signals a healthier job market and higher-wage industries concentrated in this region.

Housing costs remain manageable

Campbell's rent-to-income ratio of 16.8% sits comfortably in the affordable range, with typical renters spending around $1,085 monthly against median income. Median home values of $234,500 are higher than neighbors but align well with the county's above-average household earnings.

Leverage above-average income wisely

Campbell County residents earning above the state and national averages are well-positioned to invest aggressively in retirement accounts, diversified portfolios, and real estate. Consider working with a financial advisor to maximize tax-advantaged accounts, build substantial emergency reserves, and plan for long-term wealth accumulation.

Safety in Campbell County

via CrimeByCounty

Campbell County Beats National Crime Rates

Campbell County holds a strong safety score of 98.1. Its total crime rate of 1,223.2 per 100,000 residents is nearly 50% lower than the national average.

Ranking Campbell Among Kentucky Counties

Campbell County sits near the state average with a safety score of 98.1 compared to Kentucky's 98.8. While its total crime rate is higher than the state average, it remains a very safe jurisdiction.

Safety Trends Across Twelve Agencies

With 12 reporting agencies, Campbell County maintains a lower crime rate than Calloway County. It serves as a relatively safe hub compared to other high-population areas in the region.

Analyzing the Campbell Crime Mix

The county reports 99.9 violent crimes and 1,123.3 property crimes per 100,000 residents. This means most incidents involve property rather than personal threats.

Proactive Security for Campbell Residents

Effective home security starts with locked doors and well-lit entryways. Residents should remain aware of property crime trends to maintain the county's high safety standing.

Soil Quality in Campbell County

via SoilByCounty

A Northern Kentucky Mystery

Soil pH and taxonomic data are not currently available for Campbell County. Based on state trends, local gardeners should expect acidic conditions compared to the national median of 6.5.

Waiting for Texture Analysis

The specific ratio of sand, silt, and clay is currently unrecorded in this dataset. Understanding your soil's composition is key to managing workability, so consider a professional soil test.

Local Fertility Levels

Specific organic matter percentages and water capacity metrics remain unavailable at this time. Most Kentucky soils benefit from added compost to match the state's average organic matter of 3.55%.

Drainage Data Pending

The system lacks specific drainage class or hydrologic group information for this county. Observing how water pools after a heavy rain is the best current way to judge your garden's drainage.

Cooler Growing in Zone 6b

Campbell County falls into Hardiness Zone 6b, requiring plants that can withstand colder winter dips. Despite the lack of soil data, this climate is perfect for crisp apples and hardy brassicas.

Lawn Care in Campbell County

via LawnByCounty

Cooler Conditions Mean Easier Lawns

Campbell County boasts a high lawn difficulty score of 73.3, making it one of the most favorable places in Kentucky to grow grass. Its Zone 6b climate provides a cooler environment that is generally more forgiving for traditional turfgrass than the national average.

Fewer Heat Days Benefit Turf

The county experiences only 28 extreme heat days per year, which is lower than the Kentucky state average of 30. While local precipitation data is limited, the lower average annual temperature of 53.8°F helps reduce evaporation and lessens lawn stress during the summer.

Foundational Prep for 6b Soils

Specific soil benchmarks for Campbell County are not recorded, so testing your own plot is essential to reaching the ideal 6.0-7.0 pH range. Most regional soils in this area benefit from regular aeration to prevent compaction and encourage deep root growth.

Maintaining Current Moisture Stability

Conditions here are currently favorable with 0% of the county in drought, having seen only 4 dry weeks over the past year. Maintaining a consistent mowing height of 3 inches helps keep the soil shaded and retains what moisture is available in the ground.

Best Grasses for Campbell County

Kentucky Bluegrass and Perennial Ryegrass are excellent picks for this cooler 6b climate. Because local frost dates vary, monitor local forecasts to time your spring seeding once the soil consistently warms to at least 50°F.

Frequently Asked Questions

What is Campbell County's county score?
Campbell County, Kentucky has a composite county score of 50.2 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Campbell County rank among counties in Kentucky?
Campbell County ranks #99 among all counties in Kentucky on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Campbell County, Kentucky?
The median annual property tax in Campbell County is $2,556, with an effective tax rate of 1.01%. This earns Campbell County a tax score of 34.4/100 on CountyScore (higher = lower taxes).
What is the median household income in Campbell County?
The median household income in Campbell County, Kentucky is $77,567 per year according to U.S. Census Bureau data. Campbell County earns an income score of 78/100 on CountyScore.
Is Campbell County, Kentucky a good place to live?
Campbell County scores 50.2/100 on CountyScore's overall county ranking, ranking #99 in Kentucky. The best way to evaluate Campbell County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Campbell County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.