countyscore
50.4
County Score
Income & Jobs 80.4Health 80.4Schools 75.8

County Report Card

About Campbell County, Kentucky

Campbell County Matches National Norms

Campbell County holds a composite score of 50.3, aligning almost perfectly with the national median of 50.0. This indicates a quality of life that is representative of the middle tier of American counties.

Trailing Kentucky's Overall Average Score

The county's 50.3 score sits below the Kentucky state average of 58.6. While it ranks high in specific categories, its overall livability index is pulled down by high regional costs.

High Incomes and Excellent Health Care

Campbell excels with high scores of 80.4 in both income and health categories. The median household income of $77,271 is robust, supported by a strong local school system that scores 75.8.

High Costs and Limited Water Data

Housing affordability is a major hurdle, with a cost score of 19.9 and a median home value of $234,500. Additionally, specific water quality data is not yet available, leaving one dimension of the score unmeasured.

Best for High-Earning Professionals

This county is a perfect fit for professionals who prioritize health infrastructure and high-quality schools. Residents will need those higher incomes to offset the 1.064% effective tax rate and elevated housing costs.

Score breakdown

Tax33.5Cost19.9Safety45.2Health80.4Schools75.8Income80.4Risk41.7WaterComing SoonWeather56.2
🏛33.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠19.9
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼80.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡45.2
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤80.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓75.8
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡41.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤56.2
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱73.3
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Kenton County
Kentucky
49.8
Clermont County
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45.9
Hamilton County
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30.8
Pendleton County
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59.5
Boone County
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Bracken County
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Grant County
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Brown County
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Deep Dives

Campbell County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Campbell County

via TaxByCounty

Campbell County taxes exceed national median

Campbell County's effective tax rate of 1.064% ranks in the top 25% nationally, significantly above the national median of 0.72%. Homeowners pay a median of $2,495 annually—nearly matching the national median tax of $2,690 despite lower home values.

Highest taxes among Kentucky counties

Campbell County leads Kentucky with an effective tax rate of 1.064%, more than 48% higher than the state average of 0.719%. This makes it the most tax-heavy county in the state for property owners.

Clear regional tax outlier

Campbell County's 1.064% rate far exceeds all regional neighbors, including Calloway (0.670%), Carlisle (0.847%), and Christian County (0.714%). Only Campbell shoulders this elevated tax burden in its vicinity.

Campbell residents pay premium taxes

A median Campbell County home valued at $234,500 carries an annual property tax of approximately $2,495. With mortgage and insurance included, annual costs climb to around $2,672 for typical homeowners.

Assessment appeals could yield savings

Given Campbell County's notably high tax rate, it's especially important to verify your property assessment for accuracy. Homeowners finding their assessed value exceeds fair market value should file an appeal to potentially reclaim hundreds in annual savings.

Full property tax analysis on TaxByCounty

Cost of Living in Campbell County

via CostByCounty

Campbell County: higher income offsets higher costs

At 16.8%, Campbell County's rent-to-income ratio stays just below the national average, despite higher absolute housing costs. Residents earn $77,271—the strongest income in this group and $2,516 above the national median—making those steeper rents and $1,217 monthly owner costs manageable.

Among Kentucky's most affluent housing markets

Campbell County's 16.8% rent-to-income ratio beats Kentucky's 17.0% state average, and its $77,271 median income outpaces state peers significantly. This northern Kentucky county combines higher earning power with reasonable affordability ratios—a rare balance statewide.

Premium pricing with premium incomes

Campbell's $1,079 rent and $1,217 owner costs are the highest in this cohort, but its $77,271 median income is also the strongest by far. Residents here pay more absolutely but spend a smaller percentage of earnings on housing than lower-income peers.

Housing absorbs one-sixth of household income

Campbell renters pay $1,079 monthly (16.8% of income) while homeowners carry $1,217, both sustainable ratios given the $77,271 median household income. Median home values reach $234,500—the highest in the group—reflecting a market where earning power supports premium housing.

Campbell offers affordability with higher incomes

If you're relocating with strong earning potential, Campbell County delivers housing affordability ratios that match or beat national standards. The $234,500 median home value and $1,079 rents require solid income but reward well-compensated workers with balanced housing costs and northern Kentucky's economic advantages.

Full cost of living analysis on CostByCounty

Income & Jobs in Campbell County

via IncomeByCounty

Campbell dominates Kentucky's income ladder

Campbell County's median household income of $77,271 exceeds both Kentucky's state average of $55,909 by $21,362 and the national median of $74,755 by nearly $2,500. The county ranks among the wealthiest in the state, earning roughly 103% of the typical American household income.

Top tier among all Kentucky counties

Campbell County leads or ties for the top positions among Kentucky's 120 counties for household income and per capita earnings of $45,113. This leadership position reflects a strong, diversified economy and skilled workforce earning significantly above state norms.

Clear income leader of the region

Campbell's $77,271 median household income substantially outpaces all nearby counties, including Caldwell ($57,618), Carlisle ($62,019), and Carroll ($57,753). The county's robust income advantage signals a healthier job market and higher-wage industries concentrated in this region.

Housing costs remain manageable

Campbell's rent-to-income ratio of 16.8% sits comfortably in the affordable range, with typical renters spending around $1,085 monthly against median income. Median home values of $234,500 are higher than neighbors but align well with the county's above-average household earnings.

Leverage above-average income wisely

Campbell County residents earning above the state and national averages are well-positioned to invest aggressively in retirement accounts, diversified portfolios, and real estate. Consider working with a financial advisor to maximize tax-advantaged accounts, build substantial emergency reserves, and plan for long-term wealth accumulation.

Full income & jobs analysis on IncomeByCounty

Safety in Campbell County

via CrimeByCounty

Campbell County Beats National Crime Rates

Campbell County holds a strong safety score of 98.1. Its total crime rate of 1,223.2 per 100,000 residents is nearly 50% lower than the national average.

Ranking Campbell Among Kentucky Counties

Campbell County sits near the state average with a safety score of 98.1 compared to Kentucky's 98.8. While its total crime rate is higher than the state average, it remains a very safe jurisdiction.

Safety Trends Across Twelve Agencies

With 12 reporting agencies, Campbell County maintains a lower crime rate than Calloway County. It serves as a relatively safe hub compared to other high-population areas in the region.

Analyzing the Campbell Crime Mix

The county reports 99.9 violent crimes and 1,123.3 property crimes per 100,000 residents. This means most incidents involve property rather than personal threats.

Proactive Security for Campbell Residents

Effective home security starts with locked doors and well-lit entryways. Residents should remain aware of property crime trends to maintain the county's high safety standing.

Full safety analysis on CrimeByCounty

Health in Campbell County

via HealthByCounty

Kentucky's longest-living county residents

Campbell County residents enjoy a life expectancy of 77.1 years—nearly six years longer than the U.S. average of 71.4 years and the highest in Kentucky. Just 16.0% report poor or fair health, well below national rates, reflecting a population with strong health behaviors and outcomes. Campbell is a national outlier for longevity and wellness.

Ranking first among Kentucky counties

Campbell County's 77.1-year life expectancy stands nearly five years above Kentucky's 72.2-year average, making it the clear state leader. With only 16.0% experiencing poor or fair health—far below the state norm—Campbell residents demonstrate exceptional health status. The county is Kentucky's gold standard for longevity and vitality.

Dramatically healthier than surrounding counties

Campbell's 77.1-year life expectancy far exceeds all neighbors, including Caldwell (73.0 years), Calloway (74.1 years), and Carlisle (70.9 years), leaving most of the region behind. At 16.0% poor/fair health, Campbell residents report significantly better wellness than any nearby county. The county's health edge over its region is profound and unmistakable.

Best-in-class providers and coverage access

Campbell leads with 54 primary care providers per 100,000 residents and an exceptional 179 mental health providers per 100,000—among Kentucky's highest. At just 4.8% uninsured, Campbell has the lowest uninsured rate of these eight counties, meaning nearly everyone can access care without financial barriers. Healthcare access here is as close to universal as Kentucky gets.

Nearly all residents insured—set an example

With only 4.8% of Campbell County lacking insurance, nearly 95% have coverage—a remarkable rate that protects families and supports community health. If you're in that small uninsured percentage, visit healthcare.gov or kynect today to find an affordable plan. Campbell's culture of coverage makes it a model for what's possible in Kentucky.

Full health analysis on HealthByCounty

Schools in Campbell County

via SchoolsByCounty

Extensive School Options in Northern Kentucky

Campbell County features a robust network of 27 public schools serving 11,409 students across six different districts. The landscape includes 13 elementary schools and 8 high schools, providing deep coverage for the region.

Leading Results in Suburban Districts

A graduation rate of 96.8% places Campbell County well ahead of state and national averages. The county spends $7,711 per student, resulting in a school score of 58.6 that outperforms the state median.

Six Districts, Zero Charters

Campbell County is the largest district with 5,195 students, while Fort Thomas Independent follows with 3,127. There are no charter schools in the county, though four alternative schools provide specialized learning paths.

Suburban Schools with Large Campuses

The majority of schools—23 of 27—are located in suburban areas, reflecting the county's proximity to major hubs. Campbell County High School is the area's largest with 1,551 students, while the average school size across the county is 496.

Find Your Home in Campbell County

If you prioritize suburban accessibility and high-performing schools, this county offers some of the best choices in the state. Browse local listings to find a neighborhood near one of these award-winning districts.

Full schools analysis on SchoolsByCounty

Disaster Risk in Campbell County

via RiskByCounty

Campbell faces moderate disaster risk

Campbell County's composite score of 58.33 puts it in the Relatively Low category, meaning risk exceeds the national average but remains manageable. Residents should be familiar with local hazards but aren't in an extreme-risk zone.

Mid-tier risk within Kentucky

At 58.33, Campbell County scores 14 points above Kentucky's state average of 44.21, placing it in the upper-middle range statewide. Several Kentucky counties carry higher composite risk, but Campbell faces more exposure than average.

Less risky than western Kentucky peers

Campbell County's 58.33 score is significantly lower than Calloway (75.35) and Christian (79.64) counties but higher than Caldwell (38.96) and Carroll (23.41). Its position in northern Kentucky shapes a different hazard profile than western peers.

Tornadoes and flooding lead concerns

Tornado risk of 79.96 ranks among the state's highest, making Campbell County vulnerable to severe spring storms and potential damage. Flood risk at 64.31 reflects proximity to rivers and tributaries, creating seasonal inundation threats.

Secure flood and tornado protection

Campbell County homeowners in flood-prone areas absolutely need flood insurance—standard homeowners policies won't cover water damage. Reinforce interior rooms as tornado shelters and keep emergency supplies ready during severe weather seasons.

Full disaster risk analysis on RiskByCounty

Soil Quality in Campbell County

via SoilByCounty

A Northern Kentucky Mystery

Soil pH and taxonomic data are not currently available for Campbell County. Based on state trends, local gardeners should expect acidic conditions compared to the national median of 6.5.

Waiting for Texture Analysis

The specific ratio of sand, silt, and clay is currently unrecorded in this dataset. Understanding your soil's composition is key to managing workability, so consider a professional soil test.

Local Fertility Levels

Specific organic matter percentages and water capacity metrics remain unavailable at this time. Most Kentucky soils benefit from added compost to match the state's average organic matter of 3.55%.

Drainage Data Pending

The system lacks specific drainage class or hydrologic group information for this county. Observing how water pools after a heavy rain is the best current way to judge your garden's drainage.

Cooler Growing in Zone 6b

Campbell County falls into Hardiness Zone 6b, requiring plants that can withstand colder winter dips. Despite the lack of soil data, this climate is perfect for crisp apples and hardy brassicas.

Full soil quality analysis on SoilByCounty

Lawn Care in Campbell County

via LawnByCounty

Cooler Conditions Mean Easier Lawns

Campbell County boasts a high lawn difficulty score of 73.3, making it one of the most favorable places in Kentucky to grow grass. Its Zone 6b climate provides a cooler environment that is generally more forgiving for traditional turfgrass than the national average.

Fewer Heat Days Benefit Turf

The county experiences only 28 extreme heat days per year, which is lower than the Kentucky state average of 30. While local precipitation data is limited, the lower average annual temperature of 53.8°F helps reduce evaporation and lessens lawn stress during the summer.

Foundational Prep for 6b Soils

Specific soil benchmarks for Campbell County are not recorded, so testing your own plot is essential to reaching the ideal 6.0-7.0 pH range. Most regional soils in this area benefit from regular aeration to prevent compaction and encourage deep root growth.

Maintaining Current Moisture Stability

Conditions here are currently favorable with 0% of the county in drought, having seen only 4 dry weeks over the past year. Maintaining a consistent mowing height of 3 inches helps keep the soil shaded and retains what moisture is available in the ground.

Best Grasses for Campbell County

Kentucky Bluegrass and Perennial Ryegrass are excellent picks for this cooler 6b climate. Because local frost dates vary, monitor local forecasts to time your spring seeding once the soil consistently warms to at least 50°F.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Campbell County's county score?
Campbell County, Kentucky has a composite county score of 50.4 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Campbell County rank among counties in Kentucky?
Campbell County ranks #100 among all counties in Kentucky on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Campbell County, Kentucky?
The median annual property tax in Campbell County is $2,495, with an effective tax rate of 1.06%. This earns Campbell County a tax score of 33.5/100 on CountyScore (higher = lower taxes).
What is the median household income in Campbell County?
The median household income in Campbell County, Kentucky is $77,271 per year according to U.S. Census Bureau data. Campbell County earns an income score of 80.4/100 on CountyScore.
Is Campbell County, Kentucky a good place to live?
Campbell County scores 50.4/100 on CountyScore's overall county ranking, ranking #100 in Kentucky. The best way to evaluate Campbell County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Campbell County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.