CountyScore

Clermont County

Ohio · OH

#71 in Ohio
63.6
County Score

County Report Card

About Clermont County, Ohio

Clermont County beats national livability average

Clermont County's composite score of 64.8 surpasses the national median of 50.0 by nearly 30%, placing it in the upper tier of American counties for overall livability. This performance reflects strength in household incomes and reasonable housing costs that appeal to middle-to-upper-middle-class families.

Slightly below Ohio's statewide benchmark

Clermont County scores 64.8 against Ohio's average of 68.8, positioning it near the middle of the state's county rankings. While not a top performer statewide, its income strength distinguishes it from several peer counties with lower earning potential.

Higher incomes and solid affordability

Clermont County's income score of 37.7 is among the highest in this group, with median household income of $83,178—supporting stable, upper-middle-class living standards. Cost score of 70.5 reflects reasonable housing access, with median home values of $245,600 and rents of $1,040/month suitable for professionals and established families.

Tax burden slightly above regional average

At 1.279%, Clermont's effective tax rate is the highest among these eight counties, reducing the overall value proposition compared to lower-tax neighbors. Critical data on safety, schools, health, and environmental quality remain unavailable, limiting assessment of non-financial livability factors.

Best fit for upper-middle-class professionals

Clermont County suits established professionals and dual-income families earning comfortable incomes and prioritizing solid housing access over maximum tax efficiency. If you have stable, above-average income and want reasonable home prices without worry about affordability constraints, Clermont provides reliable, stable living.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax66.3Cost70.5SafetyComing SoonHealth74SchoolsComing SoonIncome37.7Risk22.1WaterComing Soon
🏛66.3
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠70.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼37.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤74
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡22.1
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Clermont County with another county →

Counties with similar scores

Fayette County
Georgia
63.6
Median income: $108,986
Maui County
Hawaii
63.6
Median income: $95,076
Macoupin County
Illinois
63.6
Median income: $68,518
East Baton Rouge Parish
Louisiana
63.6
Median income: $63,075
Kent County
Michigan
63.6
Median income: $80,390

Deep Dives

Clermont County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Clermont County

via TaxByCounty

Clermont County leads state in rates

Clermont County's effective tax rate of 1.279% ranks among the highest in the nation, placing it in roughly the 75th percentile nationally. The median property tax of $3,141 exceeds the national median of $2,690 by roughly $450, reflecting both high rates and strong property values.

Ohio's steepest property tax burden

Clermont County carries the state's highest effective tax rate at 1.279%, well above Ohio's average of 1.148%. The median tax bill of $3,141 is $996 above Ohio's median, making Clermont County the costliest jurisdiction for property owners in the state.

Clear tax leader in southwest Ohio

Clermont County's 1.279% rate towers above neighboring Butler County at 1.239% and Clark County at 1.246%, making it the undisputed tax leader in southwestern Ohio. Even Cincinnati-adjacent counties pale in comparison to Clermont's burden.

What $245.6K home costs annually

A homeowner with a median-valued property of $245,600 in Clermont County pays approximately $3,141 per year in property taxes. With a mortgage, that bill climbs to $3,326, placing the total cost among Ohio's highest annual obligations.

High taxes warrant assessment review

Clermont County's steep rates make property tax appeals a potential avenue for significant relief—even a small percentage reduction in assessed value yields substantial dollars. Review your assessment notice carefully and consult a tax professional if your home's valuation appears misaligned with comparable local sales.

Full property tax analysis on TaxByCounty

Cost of Living in Clermont County

via CostByCounty

Clermont's rents compete at national standard

Clermont County's 15.0% rent-to-income ratio sits right at the national affordability sweet spot, signaling balanced housing access despite above-average costs. With a median household income of $83,178—well above the U.S. average of $74,755—Clermont residents earn enough to absorb higher housing expenses comfortably.

Slightly better than Ohio's affordability average

Clermont's 15.0% rent-to-income ratio edges below Ohio's 15.6% state average, positioning it as a genuinely accessible county within the state's housing landscape. The county's $1,040 median rent sits 19% above Ohio's average, yet strong local incomes keep affordability manageable.

Premium pricing with premium incomes

Clermont's $1,040 median rent and 15.0% ratio rank it between Butler County ($1,098 rent, 16.2% ratio) and other regional peers, reflecting its position as a moderately upscale county. The county's $83,178 median income—second-highest among these eight—justifies its higher rents while maintaining comparative affordability.

Income supports Clermont's premium housing

Typical Clermont renters spend $1,040 monthly on a median household income of $83,178, allocating 15.0% to housing and leaving substantial room for savings. Homeowners carry $1,251 in monthly mortgage costs, while the median home value of $245,600 remains accessible for households earning above the county median.

Clermont rewards higher-earning relocators

If you're relocating with a household income above $83,000, Clermont County's 15.0% rent-to-income ratio delivers both quality housing and financial flexibility. Compare your earning power against Clermont's premium pricing and nearby alternatives like Butler County to determine whether the county's upscale positioning matches your financial profile.

Full cost of living analysis on CostByCounty

Income & Jobs in Clermont County

via IncomeByCounty

Clermont leads Ohio suburbs

Clermont County's median household income of $83,178 exceeds the national median of $74,755 by 11.2%, ranking it in the top quintile of U.S. counties. This strong performance reflects Cincinnati's economic reach and suburban prosperity.

Second-highest in Ohio

At $83,178, Clermont County ranks among Ohio's top two highest-income counties, running 22.2% above the state average of $68,101. The county rivals only the wealthiest suburban counties on the state's earning scale.

Cincinnati metro powerhouse

Clermont's $83,178 marginally exceeds neighboring Butler County ($81,194) and far outpaces Clark County ($60,846) and Carroll County ($64,675) across the region. Clermont anchors the higher-income corridor of southwest Ohio.

Housing stays within reach

With a rent-to-income ratio of 15.0%, Clermont County households spend well below the 30% affordability threshold, despite median home values of $245,600. High income and reasonable housing costs create favorable affordability conditions.

Maximize investment potential

Clermont households earning $83,000+ can aggressively pursue wealth-building through diversified investments, college savings plans, and real estate. Consider consulting a fiduciary financial advisor to develop tax-efficient wealth strategies suited to upper-middle-class incomes.

Full income & jobs analysis on IncomeByCounty

Health in Clermont County

via HealthByCounty

Clermont County leads on health longevity

At 76.3 years, Clermont County residents live nearly 2.8 years longer than the U.S. average of 73.5 years—among the best in the nation. Just 17.0% report poor or fair health, well below the national average of 21%, marking Clermont as a genuine health outlier.

Ohio's longest-living county by clear margin

Clermont County's 76.3-year life expectancy significantly exceeds Ohio's state average of 74.8 years and ranks at or near the top statewide. Its 17.0% poor/fair health rate is the lowest among the counties reviewed here.

Clear health advantage over all regional peers

Clermont County outperforms every nearby county on life expectancy, besting Champaign (75.7) by 0.6 years and Clark (72.3) by 4 years. Its 6.3% uninsured rate is also among the region's lowest, translating to near-universal coverage.

Excellent provider access across care types

Clermont County has 66 primary care providers per 100,000 residents—well above regional averages—and 142 mental health providers per 100,000. With only 6.3% uninsured, nearly all residents can connect to the robust primary and behavioral health infrastructure.

Maintain momentum on health excellence

Clermont County's exceptional health outcomes are the result of strong coverage and provider access—keep that foundation solid. Review your coverage annually at healthcare.gov or with a local broker to ensure you're on the best plan for your needs.

Full health analysis on HealthByCounty

Disaster Risk in Clermont County

via RiskByCounty

Clermont County faces elevated disaster risk

Clermont County's composite risk score of 77.86 exceeds the national average, placing it in the "Relatively Low" category but still signaling meaningful hazard exposure. This score reflects particular vulnerability to severe weather and seismic events.

Higher risk than most Ohio counties

Clermont County scores 77.86 against Ohio's average of 55.03, ranking it among the state's higher-risk counties. This elevated standing primarily reflects tornado and flood exposure that surpasses statewide norms.

Comparable risk to Butler County

Clermont County's score of 77.86 closely matches Butler County's 91.48 in terms of risk category, though Butler faces notably higher tornado and flood threats. Both counties substantially exceed the risk levels in Clinton County (34.00).

Tornadoes and floods lead the list

Tornado risk reaches 83.62 and flood risk stands at 81.30 in Clermont County, both significantly above state averages. Earthquake risk (78.40) and wildfire risk (41.38) represent secondary concerns worth monitoring.

Invest in comprehensive storm coverage

Clermont County residents should ensure homeowner's insurance explicitly covers tornado, wind, and flood damage, given the elevated risks (tornado 83.62, flood 81.30). Creating or upgrading a home safe room provides additional peace of mind.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.