countyscore

Cost of Living · New York

Most Affordable Counties in New York 2026

Ranked by housing affordability including median rent and home values.

Top 10 — Cost of Living in New York

Score reflects cost of living only — not overall county quality.

1Allegany County, NY
68.8
2Cattaraugus County, NY
67.6
3Chautauqua County, NY
60.5
4St. Lawrence County, NY
55.2
5Franklin County, NY
54.4
6Wyoming County, NY
54.3
7Herkimer County, NY
53.3
8Lewis County, NY
51.3
9Yates County, NY
48.3
10Hamilton County, NY
46.7

All New York Counties — Cost of Living Rankings

62 counties ranked by cost of living score. Overall Score shown for context.

#CountyCost of Living ScoreOverall Score
1Allegany County, NY
68.8
59.4
2Cattaraugus County, NY
67.6
46.6
3Chautauqua County, NY
60.5
41.3
4St. Lawrence County, NY
55.2
51.3
5Franklin County, NY
54.4
53.4
6Wyoming County, NY
54.3
58.4
7Herkimer County, NY
53.3
47.2
8Lewis County, NY
51.3
59.6
9Yates County, NY
48.3
51.6
10Hamilton County, NY
46.7
61.2
11Chenango County, NY
46
45.8
12Delaware County, NY
43.8
50.3
13Steuben County, NY
43.4
51.4
14Fulton County, NY
39.8
43.6
15Schoharie County, NY
39.5
54.3
16Schuyler County, NY
39.4
57.6
17Niagara County, NY
38.9
42.7
18Orleans County, NY
38.5
52.5
19Essex County, NY
37.5
59.5
20Tioga County, NY
37
54.1
21Broome County, NY
35.9
37.3
22Oneida County, NY
35.7
39.2
23Montgomery County, NY
34.7
40.2
24Livingston County, NY
34
51.6
25Seneca County, NY
34
45.4
26Cayuga County, NY
33.8
43.5
27Otsego County, NY
33
53.4
28Genesee County, NY
32.9
46.6
29Madison County, NY
32.6
47.8
30Oswego County, NY
31.4
42.8
31Chemung County, NY
31.2
39.2
32Wayne County, NY
31.1
49.8
33Clinton County, NY
31
51.6
34Cortland County, NY
30.2
38.5
35Washington County, NY
25.4
50.1
36Greene County, NY
24.1
52.8
37Erie County, NY
23.6
36.7
38Jefferson County, NY
21.4
41.2
39Sullivan County, NY
20.5
44.4
40Onondaga County, NY
20.2
36.9
41Ontario County, NY
19
47.7
42Warren County, NY
18.7
46
43Monroe County, NY
17.4
37.5
44Columbia County, NY
14.3
49.4
45Schenectady County, NY
14.1
34.2
46Rensselaer County, NY
13.9
40.1
47Albany County, NY
11.3
35.5
48Tompkins County, NY
11.2
38.4
49Saratoga County, NY
9.7
50.9
50Ulster County, NY
8.6
45.6
51Bronx County, NY
6.6
42
52Dutchess County, NY
5
43.9
53Orange County, NY
3.5
42.1
54Queens County, NY
3
41.1
55Richmond County, NY
2.9
46.7
56Putnam County, NY
2.3
55.4
57Kings County, NY
2.2
54.4
58Rockland County, NY
1.3
42.7
59Westchester County, NY
1.1
45.7
60Suffolk County, NY
0.6
43
61New York County, NY
0.5
55.9
62Nassau County, NY
0.3
46.3

Explore More

Best overall counties in New YorkFull Cost of Living data on CostByCounty