countyscore

Cost of Living · New York

Most Affordable Counties in New York 2026

Ranked by housing affordability including median rent and home values.

Top 10 — Cost of Living in New York

Score reflects cost of living only — not overall county quality.

1Allegany County, NY
67
2Cattaraugus County, NY
66.2
3Chautauqua County, NY
60.2
4Wyoming County, NY
54.1
5St. Lawrence County, NY
54
6Franklin County, NY
53.6
7Herkimer County, NY
51.6
8Hamilton County, NY
51.5
9Lewis County, NY
49.8
10Chenango County, NY
49

All New York Counties — Cost of Living Rankings

62 counties ranked by cost of living score. Overall Score shown for context.

#CountyCost of Living ScoreOverall Score
1Allegany County, NY
67
59.1
2Cattaraugus County, NY
66.2
46.3
3Chautauqua County, NY
60.2
41.2
4Wyoming County, NY
54.1
58.6
5St. Lawrence County, NY
54
51.3
6Franklin County, NY
53.6
53.1
7Herkimer County, NY
51.6
47.1
8Hamilton County, NY
51.5
63
9Lewis County, NY
49.8
59.4
10Chenango County, NY
49
46.5
11Yates County, NY
46.8
51.3
12Delaware County, NY
44
50.2
13Schuyler County, NY
42
58.2
14Steuben County, NY
41.8
51.3
15Fulton County, NY
39.3
43.2
16Niagara County, NY
38.1
42.5
17Essex County, NY
36.2
59.1
18Broome County, NY
36
37.3
19Schoharie County, NY
35.7
53.8
20Orleans County, NY
35.4
51.8
21Cayuga County, NY
35
43.8
22Montgomery County, NY
34.6
40.1
23Oneida County, NY
34.6
39
24Tioga County, NY
34.6
53.8
25Seneca County, NY
33.9
45.3
26Otsego County, NY
33.6
53.8
27Genesee County, NY
33
46.7
28Livingston County, NY
32.6
51.4
29Madison County, NY
32.6
47.8
30Cortland County, NY
32.5
38.9
31Clinton County, NY
32
51.9
32Chemung County, NY
30.9
39.3
33Oswego County, NY
30.9
42.8
34Wayne County, NY
29.6
49.6
35Washington County, NY
25.4
50.2
36Erie County, NY
23.6
36.7
37Greene County, NY
22.5
51.9
38Sullivan County, NY
22.1
44.6
39Jefferson County, NY
20.2
41.1
40Onondaga County, NY
20
36.8
41Ontario County, NY
18.7
47.6
42Warren County, NY
17.9
46
43Monroe County, NY
17
37.4
44Columbia County, NY
14
49
45Schenectady County, NY
13.7
34.1
46Rensselaer County, NY
13.1
39.9
47Albany County, NY
11.3
35.4
48Tompkins County, NY
10.5
38.4
49Ulster County, NY
9.2
45.4
50Saratoga County, NY
9.1
50.6
51Bronx County, NY
6.3
42.6
52Dutchess County, NY
4.6
43.8
53Orange County, NY
3.4
42.1
54Queens County, NY
3
41.6
55Richmond County, NY
2.5
47.1
56Kings County, NY
2
55.2
57Putnam County, NY
1.6
55.2
58Rockland County, NY
1.3
42.6
59Westchester County, NY
1.1
45.6
60New York County, NY
0.6
56.5
61Suffolk County, NY
0.6
42.9
62Nassau County, NY
0.3
46.3

Explore More

Best overall counties in New YorkFull Cost of Living data on CostByCounty